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Choosing your Ford Ikon car insurance provides financial assistance against theft, accidents, and damage. ACKO offers several benefits for car insurance, including doorstep pickup, cashless repairs at over 8,000 network garages, and customising IDV.
Although the Ford Ikon has been discontinued in India, many car owners continue to use it on Indian roads. Following a suitable claim process with affordable premiums can help you keep your Ford Ikon car safe. Read on to find out the Ford Ikon car insurance details and how to apply.
The benefits of the Ford Ikon car insurance policy include:
The two main types of Ford Ikon car insurance include:
This insurance policy for car offers coverage for only third-party liability. As per the Motor Vehicles Act, 1988, this plan is mandatory and provides a legal obligation for your vehicle to comply with the rules and regulations. However, choosing this policy doesn't offer add-on covers for your Ford Ikon.
A comprehensive car insurance plan provides adequate coverage that includes both own damage repair and third-party liability. This policy also covers theft and complete loss of the insured vehicle. For further customising this plan coverage, choose add-ons, and accordingly, your Ford Ikon car insurance price might vary.
| Parameters | Comprehensive Coverage | Third-party Liability Cover |
| Coverage | This plan includes coverage relating to theft, natural disasters, fire, and other specified perils. | It consists of the damages caused to another person or their property because of the insured car. |
| Add-on Availability | Yes | No |
| Compulsion | Not compulsory | Compulsory |
| Is it Adequate? | Yes, because this is a comprehensive policy and you can include add-ons. | No, as the insured vehicle is exposed to ‘Own Damage’ risks. |
| Rates | The premium amount for this policy is fixed as per the underlying terms and conditions. | The Insurance Regulatory and Development Authority of India (IRDAI) fixes the cost of third-party insurance depending on the cubic capacity of the car. |
| Premium | The premium amount is higher due to its wide coverage feature. | The premium amount is lower because of its limited coverage. |
| Discounts | Discounts are provided as voluntary deductibles, anti-theft devices, and no-claim bonuses. | No availability of discounts. |
Read below to know what is included in the ACKO Ford Ikon car insurance policy:
Read below to know what is excluded in the ACKO Ford Ikon car insurance policy:
Including or removing add-ons will be a convenient option while opting for renewal of your Ford Ikon car insurance online. The add-ons are:
Choosing this add-on keeps the NCB discount the same even after you file a claim. With this, you can claim and avail a No Claim Bonus discount of up to 50% on a renewal policy.
ACKO's road-assistance cover add-on provides 24/7 emergency roadside assistance, including towing services for car breakdowns on the road. Make sure to call the customer service if there is a breakdown on the road.
Choosing this add-on provides comprehensive insurance to passengers in the event of an unfortunate accident resulting in death or permanent disability. It provides a sum insured of up to ₹1 lakh per passenger.
This cover offers reimbursement for theft or damage to personal items kept inside your car, such as bags or electronics. Always review exclusions and file an FIR for theft-related claims.
Here are the factors determining the Ford Ikon car insurance price:
The engine cubic capacity for your Ford Ikon car determines the premium amount payable on a 4-wheeler insurance plan. The higher the cubic capacity, the higher the premium.
The approximate market value of your car determines the premium amount. IDV is the maximum amount you can claim and receive from the insurer. You can also calculate this amount using an IDV calculator.
The higher the deductible amount, the lower the premium charged for your Ford Ikon car.
If there is a bad claim history, there are high chances of future damages and claim settlements. Claims also impact your No Claim Bonus and result in a higher premium.
Read below to understand the benefits of getting comprehensive car insurance for the Ford Ikon from ACKO:
If you are looking to renew your Ford Ikon car insurance, choose ACKO to experience a smooth and hassle-free process. Here are the steps to follow:
ACKO follows a paperless process for the renewal of your Ford Ikon car insurance. However, keep the following minimal documents ready to experience a smooth renewal of your car insurance policy.
Filing a claim for your car insurance online is a simple process. Make sure to file an FIR if your car is stolen or if a third-party liability is involved in the accident.
Follow the steps below to experience a smooth and hassle-free claim settlement:
Launched in 1999, the Ford Ikon was a well-known popular sedan car in India. It comprises several stylish features and firm performance. Both petrol and diesel engine options are available and provide passengers with a comfortable ride in a large cabin. This car, though discontinued in the market during 2011, is still used by many owners because of its reliability.
The car has distinguishing features of air conditioning, power steering, and handling power. Because of its affordability and low-cost maintenance, the Ford Ikon is a preferred choice among buyers.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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