Kia Carens Clavis Car Insurance

Upto 85% off on Kia Carens Clavis Car Insurance

Buy or Renew Car Insurance Online in 2 Minutes ⚡️

Get insured with your car number

New Car icon
Looking to insure brand new car?
Zero commissions, big savings
Hero image desktop

The Kia Carens Clavis is a well-designed MPV that blends style, practicality, and comfort. With roomy interiors, smart features, and a smooth driving feel, it has quickly become a favourite for Indian families looking for both space and value.

But even with a reliable car, life can be unpredictable. Road accidents, theft, and weather-related damage can happen when you least expect it. That’s why car insurance isn’t just a safety net – it’s a legal must in India. At the very least, you need a third-party policy before you can take your Kia Carens Clavis out on the road.

Benefits of Kia Carens Clavis Car Insurance

Buying insurance for your Kia Carens Clavis gives you the following practical advantages:

1. Helps You Manage Unexpected Expenses

When your car is involved in an accident, the cost of repairing dents or damaged parts can be quite high. With insurance, most of these expenses are taken care of by the insurer.
 

2. Financial Support if the Car is Stolen

If your Kia Carens Clavis is stolen and cannot be recovered, the policy will compensate you for the value of the car. This reduces the financial shock of losing the vehicle.
 

5. Confidence While Driving

You can enjoy your drive knowing that you’re protected against unexpected financial setbacks that may arise due to accidents or loss.
 

6. Ability to Customise Your Plan

Insurance policies allow you to include extra benefits, such as roadside help, zero depreciation or motor/battery cover, depending on your needs.
 

Types of Car Insurance for Kia Carens Clavis

In India, you can choose between two main types of insurance for your Kia Carens Clavis:
 

1. Third-party Car Insurance

This is the most basic insurance you must have. It only covers damage or injury to other people and their property. It does not cover your own car. No doubt, it is cheaper but it gives limited protection.
 

Carousel Circle Pattern

2. Comprehensive Car Insurance

This is the full coverage option. It covers both damage to other people and damage to your own car. It includes accidents, theft, fire, natural disasters, and more. You can also add extra covers to get more protection. It costs more than third-party insurance, but it’s worth it for the complete safety it offers.
 

Carousel Circle Pattern

Comprehensive Car Insurance Plan Vs Third-party Car Insurance Plan
 

FeatureComprehensive PlanThird-party Plan
   
Covers damage to others’ property/vehicleYesYes
Covers injury/death of another personYesYes
Covers damage to your own carYesNo
Covers theft of your carYesNo
Covers natural disastersYesNo
Covers fire damageYesNo
Option to add extra coversYesNo
Premium costHigherLower
Best forFull protectionBasic legal cover

What’s Covered in Kia Carens Clavis Car Insurance (Inclusions)?

A comprehensive insurance plan for the Kia Carens Clavis usually provides protection in the following scenarios:
 

  • Your vehicle gets damaged in a road accident (e.g. collision with another vehicle or an object).
  • The car is stolen or declared a total loss and cannot be recovered.
  • It suffers damage due to natural events such as heavy rain, flooding, earthquakes, or cyclones.
  • Losses occur as a result of human actions like rioting, acts of vandalism, or public disturbances.
  • The vehicle is damaged due to an internal fire, short circuit, or explosion.
  • You are responsible for injuring another person or damaging their property while driving.
  • The owner-driver receives compensation in case of accidental injury or death while using the insured vehicle.

What is Not Covered in Kia Carens Clavis Car Insurance (Exclusions)?

The policy will not pay for losses or damage in the following types of situations:

  • The vehicle is being driven without a valid driving licence.
  • The driver is under the influence of alcohol or drugs at the time of the incident.
  • Normal ageing of parts, including general tyre wear and tear.
  • Damage occurs outside the geographical area stated in the policy document.
  • The car is used for unlawful or unauthorised purposes.
  • An accident happens after the policy has expired and has not been renewed.
Carousel Circle Pattern

Add-ons for Kia Carens Clavis Car Insurance

On top of your regular policy, you can choose add-on covers to give your Kia Carens Clavis broader protection and reduce how much you spend yourself when making a claim.

Zero Depreciation Cover

Get the full cost of replaced parts without any deductions for depreciation. This means you get a higher claim amount even if your car is a few years old.
 

Consumables Cover

Takes care of small but essential repair items like nuts, bolts, screws, and engine oil. These minor costs can pile up during major repairs, and this add-on keeps them covered.
 

Roadside Assistance

Provides round-the-clock help for breakdowns, flat tyres, dead batteries, fuel shortages, or towing needs. It’s like having a safety net whenever you’re on the road.
 

Invoice Protection Cover

Ensures you receive the full original invoice amount if your car is stolen or written off, instead of the reduced value after depreciation.
 

Engine Protection Cover

Covers engine repair expenses due to water damage, oil leakage, or similar mishaps. Especially valuable if you live in areas prone to heavy rains or flooding.
 

Key Replacement Cover

Covers the cost of replacing lost or stolen keys, saving you from paying high charges for modern smart keys.
 

NCB Protection

Keeps your No Claim Bonus discount intact even after you make a claim, helping you save on future premiums.
 

Kia Carens Clavis Car Insurance Price

The cost of insuring your Kia Carens Clavis depends on the following factors:
 

  • Type of Policy: Comprehensive policies cost more than third-party policies, but they offer much wider coverage.
  • Add-ons: Choosing extra covers, such as engine protection or roadside assistance, will increase the total premium.
  • Car’s Age: Older cars usually cost less to insure because their market value is lower.
  • Location: If you live in a city with a higher risk of accidents, theft, or damage, your premium may be higher.
  • No Claim Bonus (NCB): You can enjoy discounts on your premium if you haven’t made any claims in the previous policy term.
  • Voluntary Deductible: If you agree to pay a small part of the claim yourself, you can reduce your overall premium.
Carousel Circle Pattern

Benefits of Buying ACKO Car Insurance for Kia Carens Clavis

Choosing ACKO for your Kia Carens Clavis comes with several perks designed for convenience, savings, and peace of mind.
 

Fully Online Process

All buying, renewal, and claim processes are fully online, so you don’t need to fill out any forms or submit physical documents.

Instant Policy

Your policy is sent to your email within minutes of payment. You don’t have to wait for days to get your documents.

Quick Claim Settlement

ACKO settles many small claims in just one day. This means your car can get back on the road faster.
 

No Middlemen

Buy directly from ACKO without going through agents, saving you money on commissions.
 

Doorstep Services

In selected cities, ACKO will pick up your car, get it repaired, and deliver it back to you.
 

Special Coverage Options

Tailored plans to cover modern features of your Kia Carens Clavis, offering better protection than standard policies.
 

How to Buy ACKO Car Insurance for Kia Carens Clavis

Purchasing an ACKO policy for your Kia Carens Clavis is very straightforward. Simply follow these quick steps:
 

  • Open acko.com or use the ACKO mobile application.
  • Fill in the required details about your vehicle, including the registration number.
  • Select either a third–party plan or a comprehensive policy, based on your needs.
  • Pick any add-on covers you want to include for extra protection.
  • Review the quoted premium and complete the payment online.
  • Your insurance certificate will be issued instantly and sent to your email.
Carousel Circle Pattern

Documents Required for Kia Carens Clavis Car Insurance

With ACKO, you usually don’t need physical documents. But you may need the following documents:

  • Registration Certificate (RC)
  • Previous policy details (for renewal)
  • Driving licence
  • Aadhaar or PAN for ID proof
     

Claim Process for Kia Carens Clavis Car Insurance

If you need to make a claim with ACKO, then follow the below-mentioned steps.
 

  1. Log in to your ACKO account (website/app).
  2. Go to your Kia Carens Clavis policy
  3. Click ‘Claim Now’.
  4. Upload photos or videos of the damage.
  5. Small claims may be settled directly in your bank account within hours.
  6. For major repairs, ACKO will arrange towing and repairs.

Kia Carens Clavis Overview

The Kia Carens Clavis is a premium MPV designed for comfort, space, and style. It’s ideal for large families and long drives while offering modern safety and entertainment features.
 

  • Spacious three-row seating
  • Premium interior finishes
  • Multiple engine and transmission options
  • Advanced safety features like airbags and ABS
  • Large boot space for family trips
     
Carousel Circle Pattern

Kia Carens Clavis Rivals

  • Maruti Suzuki Ertiga
  • Maruti Suzuki XL6
  • Toyota Rumion
  • Hyundai Alcazar
  • Mahindra Marazzo
     

Frequently Asked Questions

Yes, by Indian law, you must have at least a valid third-party car insurance policy before driving on public roads.
 

You need to renew your policy every year unless you have purchased a long-term plan. Driving with an expired policy can lead to fines and loss of coverage.
 

Yes, but only if you have a comprehensive plan that includes natural disaster coverage.
 

Yes, if your insurer has tie-ups with network garages, you can get repairs done without paying upfront.
 

Only if you declare them and add an accessories cover to your policy.
 

You can transfer the insurance to the new owner or cancel it and get a refund for the unused period, depending on your insurer’s rules.
 

Author photo Icon

Written by Saumya Srivastava

10k Linkedin Followers Author dot Icon

Reviewed by Lokesh Shetty Author info Icon

A professional writer who loves delivering content that resonates, educates, and keeps readers engaged, making the often complex world of insurance more approachable and enjoyable. Beyond the pen, she is a passionate foodie at heart who believes in savoring life’s flavors in all aspects, whether it's a new dish or a well-crafted sentence.

Car Insurance for Popular Brands

Other Car Insurance Products