Maruti Fronx Car Insurance

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Maruti Fronx car insurance offers comprehensive protection for your vehicle, giving you confidence on busy city roads and long journeys. With the Fronx’s modern design and advanced features, a specialised insurance plan helps cover repair and replacement costs efficiently. Explore the Maruti Fronx car insurance policy details to understand the benefits of choosing the right coverage for your car.

Benefits of Maruti Fronx Car Insurance

Having car insurance for the Maruti Fronx provides several benefits, such as:

  • Legal Compliance : The Motor Act of 1988 in India mandates having a minimum of third-party insurance for all vehicles on the road in the country. Therefore, having insurance for your Maruti Fronx ensures you are legally compliant with the law.
  • Peace of Mind : Maruti Fronx car insurance ensures you drive with confidence, providing financial protection against accidents and unforeseen damages. With the right coverage, you can rest easy knowing that unexpected repair costs are covered.
  • Accidental and Personal Accident Coverage : In case of an accident, your insurance safeguards both your car and yourself, reducing out-of-pocket expenses and ensuring financial peace of mind.
  • Third-party Liability Cover : With third-party liability cover, you do not need to worry about paying for the damages to the other party due to accidents. Leave it to your insurer, as they will cover it.
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Types of Car Insurance for Maruti Fronx

ACKO offers two types of Maruti Fronx car insurance for you to choose from. They are as follows:

1 . Comprehensive Car Insurance Policy

This policy safeguards your car against repair costs arising from accidents, fires, floods, and other unforeseen events. You can further enhance your coverage by choosing any additional add-ons. This helps to make your comprehensive policy even more valuable and tailored to your needs.

2 . Third-party Car Insurance Policy

A third-party car insurance policy covers damages you may cause to another person’s vehicle or property in an accident. It is mandatory for all car owners in India. This type of insurance offers standard coverage, without options for customisation or add-ons.

Comprehensive Car Insurance Plan vs. Third-party Car Insurance Plan

The table below presents the main differences between the comprehensive car insurance plan and the third-party car insurance plan:

FactorsComprehensive Car Insurance PlanThird-party Car Insurance Plan
   
Add-on AvailabilityYesNo
Legal MandateNoYes
Premium CostRelatively higherRelatively lower
Premium RateCalculated and set by the insurer on the basis of the car’s detailsCalculated based on the car engine’s cubic capacity by the set parameters of the Insurance Regulatory and Development Authority of India (IRDAI)
Is it Enough?YesNo

Inclusions/Exclusions in Maruti Fronx Car Insurance

Inclusions

The following events and risks are covered under the ACKO car insurance policy, protecting against potential damage to your vehicle:

  1. Fire, explosion, self-ignition
  2. Accident
  3. Rat bite
  4. Natural calamities, such as storms, floods, and more
  5. Man-made calamities, such as riots, vandalism, and more
  6. Total loss of the car by theft or damage 
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Exclusions

ACKO’s car insurance policy does not provide coverage for damages arising under the following circumstances:

  1. In case of intoxicated driving, rash driving, or driving without a valid licence.
  2. Damages that happen due to not following traffic rules.
  3. Mechanical or electrical breakdown.
  4. Regular wear and tear of car parts, such as tyres.
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Add-ons for Maruti Fronx Car Insurance

There are multiple add-ons that you can choose from to add on top of your Maruti Fronx car insurance. Some of these are as follows:

  1. Engine Cover : This will protect your car’s internal engine and its components, as well as the gearbox and differential assembly.
  2. Compulsory Personal Accident (Owner-Driver) : Mandatory with a Third-Party Liability policy, this cover provides financial protection to the owner-driver against accidental death or permanent disability while driving.
  3. Consumables Cover : This will cover the cost of all car consumables required during the repair, including nuts and bolts, engine oil, lubricants, and screws.
  4. Non-Electrical Accessories Cover : This add-on policy covers non-electrical components of your vehicle, such as the gearbox and window glass, against damage or loss for a period of one year.
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Maruti Fronx Car Insurance Price

Maruti Fronx car insurance price depends on the following factors:
 

  1. Car’s Age: Older cars tend to attract higher premiums.
  2. Claims History: If you have a history of frequent accidents and regular claims, then your premium will be higher.
  3. Car’s Engine Capacity: Higher engines attract a higher premium.
  4. Deductibles: If you opt for voluntary deductions, then your premium amount will be lower.
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Benefits of Buying ACKO Car Insurance for Maruti Fronx

If you get your Maruti Fronx car insurance from ACKO, you can enjoy several of our benefits:
 

1 . 24/7 Professional Assistance

We provide our expert assistance 24/7 for you. You can contact us online or call us directly to solve your issues.
 

2 . Quick Claim Settlement

Our team approves claims for minor repairs within two hours. For major repairs, we will contact you directly once you file the claim.
 

3 . Pickup and Drop Facility

ACKO offers pick-up and drop-off facilities in a few selected cities in India. With this, you do not have to worry about picking up or dropping off your car at the garage; we will do it for you.
 

4 . Online Services

All of our services, including buying or renewing insurance, as well as making an insurance claim, are available online for your convenience.
 

5 . Offers and Discounts

We offer attractive discounts and offers that can help you save during festivals. So, time your purchase accordingly!
 

6 . Lower Insurance Cost

We eliminate the need for a middleman to obtain your insurance. This significantly decreases the up-front cost of the insurance.

How to Buy ACKO Car Insurance for Maruti Fronx Car Insurance?

You can buy your Maruti Fronx car insurance online from ACKO in these simple steps:
 

  • Step 1: To get insurance quotations, visit ACKO's website and enter the information about your vehicle.
  • Step 2: Add the additional coverages you desire and choose the insurance type and term that best suit your needs.
  • Step 3: Complete your selected auto insurance plan, pay the premium online, and receive the policy documentation via email immediately.
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Documents Required for Maruti Fronx Car Insurance

The documents that you will need to get your Maruti Fronx car insurance are as follows:

  1. NCB details
  2. Registration certificate (RC) of the car
  3. Aadhar card
  4. Name of previous insurer (in case of renewals)
  5. Car’s model/make details
  6. PAN card
  7. Driving licence

Claim Procedure for Maruti Fronx Car Insurance

For your Maruti Fronx car insurance claim, you just need to follow these simple steps:

Step 1: Open the ACKO app on your phone or visit the official website.
Step 2: Log in securely using your registered mobile number and credentials.
Step 3: Locate the Maruti Fronx Car policy page and click on ‘Claim Now’.
Step 4: Upload clear images of the damage after capturing them from different angles, then press ‘Submit’.
Step 5: Upon claim approval, receive immediate claim settlement for minor damages

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*Please note our experts will assist you through the claim process for major damage to your car.

Maruti Fronx Overview

The Maruti FRONX was launched in the Indian automotive market in April 2023. The car’s price ranges from ₹7.58 lakh to ₹ 13.04 lakh. It is an SUV with a seating capacity for five people. The FRONX is available with petrol engines of 1197 cc and 998 cc, as well as a 1197 cc CNG option. The car delivers an impressive mileage ranging from 20.01 kmpl to 22.89 kmpl. Overall, it focuses not only on remarkable engine capacity but also on passenger safety.

Maruti Fronx Rivals
 

  • Maruti Brezza
  • Kia Sonet
  • Hyundai Venue
  • Tata Nexon
  • Mahindra XUV 3XO

Frequently Asked Questions
 

A comprehensive Maruti Fronx car insurance policy does not cover passengers by default; however, you can add it as an optional add-on for just ₹500.
 

Yes, you can generally transfer your old policy to a new Maruti Fronx car insurance policy. For detailed steps on the process, we recommend contacting your insurer directly.
 

Coverage details, policy exclusions, Insured Declared Value (IDV), deductibles, and the claim process are a few essential things to check in the policy before insuring my Maruti Fronx.

You can utilise your No Claim Bonus (NCB) to get discounts for Maruti Fronx car insurance renewal. For 1 year added to your NCB, you get a 10% discount on your next renewal premium amount. This discount percentage can increase up to 50% for 5 years without making a claim.

You should choose specialised insurance for your Maruti Fronx because it offers broader protection than a generic car policy. By going for a customised plan, you can personalise the policy with add-ons like zero depreciation and engine protection, which help you manage expensive repair costs, especially for advanced components like turbo parts.

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Written by Saumya Srivastava

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Reviewed by Lokesh Shetty Author info Icon

A professional writer who loves delivering content that resonates, educates, and keeps readers engaged, making the often complex world of insurance more approachable and enjoyable. Beyond the pen, she is a passionate foodie at heart who believes in savoring life’s flavors in all aspects, whether it's a new dish or a well-crafted sentence.

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