Maruti Grand Vitara Car Insurance

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Imagine driving the Maruti Grand Vitara through bustling Indian roads filled with unpredictable traffic and uneven surfaces. Every journey highlights the need for dependable protection. Maruti Grand Vitara car insurance offers coverage against accidental damages, high repair costs, and unforeseen incidents, ensuring peace of mind while enjoying the SUV’s premium performance and advanced features on India’s roads.

Benefits of Maruti Grand Vitara Car Insurance

Purchasing a Maruti Grand Vitara comprehensive car insurance policy offers you several benefits, such as:

  • Accidental Damage : Your insurer will pay for repairs to your car if accidents cause damage to it.
  • Legal Compliance : Having insurance makes you legally compliant with the Motor Vehicles Act, 1988, of India, which requires the mandatory purchase of third-party insurance.
  • Third-party Cover : In case of accidents, if any damage is caused to the third party, your insurance policy covers the expenses for such damage.
  • Customisation Option : You can choose what to add and what to remove from your insurance, making it valuable for your money.
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Types of Car Insurance for Maruti Grand Vitara

When buying or renewing new car insurance for the Maruti Grand Vitara, you can choose from the following types of coverage options:

1 . Third party Car Insurance Policy

Third-party car insurance is mandated by the Motor Vehicles Act, 1988 of India. All vehicles on Indian roads are required to have at least third-party insurance to cover the cost of damages caused to the other party in the event of an accident.

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2. Comprehensive Car Insurance Policy

Although not mandatory, a comprehensive car insurance policy provides protection for your car in times of crisis. It covers the cost of repairing any damage caused by fire, accidents, or any other policy-specified reasons to your vehicle. You can also expand the coverage of your comprehensive plan by including necessary add-ons.

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Comprehensive Car Insurance Plan vs. Third-party Car Insurance Plan

The key differences between comprehensive and third-party car insurance policies are described below:

FactorsComprehensive Car Insurance PlanThird-party Car Insurance Plan
   
Premium AmountComparatively higherComparatively lower
Add-on AvailabilityYesNo
Premium CalculationBased on the Insurance Regulatory and Development Authority of India (IRDAI), the car engine’s cubic capacityBased on the selected Insurer
Legal MandateNoYes
DiscountsAvailable for voluntary deductibles, no-claim bonus, and anti-theft devicesNone

Inclusions/Exclusions in Maruti Grand Vitara Car Insurance

Inclusions

When purchasing your insurance policy for the Grand Vitara from ACKO, the policy inclusions are:

  • Explosion, fire, or self-ignition
  • Rat bite
  • Accidents
  • Man-made calamities, such as riots, vandalism, and more
  • Natural disasters, such as floods, storms, and more
  • Irreversible loss, such as total loss, theft, or more 

Exclusions

The ACKO comprehensive car insurance policy for the Maruti Grand Vitara does not cover the following:

  • Damage due to driving under the influence of alcohol or drugs.
  • Damages resulting from reckless driving or failure to follow traffic rules.
  • Normal wear and tear of some parts, such as tires, wipers, and more.
  • Damage occurring outside the specified location in the policy document.

Add-ons for Maruti Grand Vitara Car Insurance

Your basic comprehensive plan does not cover all types of damage. To enhance your policy, getting add-ons is always recommended. Here are a few add-ons for the Maruti Grand Vitara car insurance:
 

Engine Cover

All of the costs of replacing or repairing internal parts of the engine, gearbox and differential assembly will be covered by your insurer if you have this cover.
 

Consumables Cover

During car repairs, expenses for consumable items are usually excluded from standard insurance. This add-on ensures coverage for essential consumables like nuts, bolts, engine oil, and similar items, reducing your out-of-pocket repair costs.
 

NCB Protection

You can easily retain your NCB discount of up to 50% even after filing a claim with this valuable add-on cover.
 

Roadside Assistance

If your car experiences issues such as running out of petrol, a sudden engine breakdown, or any other problem that may require assistance while on the road, this cover will be beneficial.

Maruti Grand Vitara Car Insurance Price

Maruti Grand Vitara car insurance price depends on the following factors:
 

  • Car's Engine Capacity: A higher cubic engine has a higher premium cost.
  • Claims History: A bad claims history, for instance, with more accidents, results in a higher premium.
  • Car Age: Older cars go for a higher premium.
  • Deductibles: Choosing the voluntary deductible option results in a lower premium.
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Benefits of Buying ACKO Car Insurance for Maruti Grand Vitara

Getting a Maruti Grand Vitara car insurance from ACKO can benefit you in the following ways:
 

24/7 Professional Assistance

You can expect assistance from our team for any confusion or issues related to the policy terms of your car insurance.
 

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Zero Paperwork

With ACKO, buying or renewing car insurance is entirely paperless. There is no need for physical forms or lengthy documents; instead, enjoy quick and seamless online processing.
 

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Quick Claim Settlement

Minor claims are settled within just two hours. Incidents such as a broken mirror or a dented bonnet can be quickly addressed under a valid claim, ensuring hassle-free service.
 

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Total Convenience

With ACKO, you can enjoy total convenience. Easily buy or renew car insurance anytime, even on holidays, and file claims online instantly, anywhere.
 

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How to Buy ACKO Car Insurance for Maruti Grand Vitara Car Insurance?

To buy car insurance for your Maruti Grand Vitara through ACKO, you just need to follow these simple steps:

Step 1: Visit the ACKO official website or mobile application and click on car insurance.
Step 2: Click on “Check Prices” and enter the details of the Maruti Grand Vitara as required.
Step 3: Enter your mobile number and pin code, then click “View Plans”.
Step 4: Select the type of insurance and any desired add-ons.
Step 5: Enter other details, such as the email ID, RTO location, chassis number, etc.
Step 6: Review the details on the next page and pay online.

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Documents Required for Maruti Grand Vitara Car Insurance

Below are a few standard documents that you might need to buy car insurance for your Maruti Grand Vitara:
 

  1. Aadhaar card
  2. Vehicle’s registration certificate (RC)
  3. NCB details
  4. Car model details
  5. PAN card
  6. Driving license

Claim Procedure for Maruti Grand Vitara Car Insurance

For your Maruti Grand Vitara car insurance claim, you just need to follow these simple steps:
 

Step 1: Access our website through your browser or download the ACKO app.
Step 2: Enter your login details and sign in with your registered phone number.
Step 3: Head to the Maruti Grand Vitara policy section and choose the option ‘Claim Now’.
Step 4: Take detailed photos of the damage, upload them to the portal, and hit ‘Submit’.
Step 5: Once approved, minor claims get settled instantly.
 

*If your car has suffered some significant damage, do not worry. Our team will get in direct contact with you to guide you in the claim process.

Maruti Grand Vitara Overview

The Maruti Grand Vitara was launched in India in September 2022. The price of the car ranges approximately from ₹11.42 lakh to ₹ 20.68 lakh. It is a mid-size SUV available in both petrol and hybrid models. The vehicle is available with both manual and automatic transmission options. This car seats a total of 5 people, equipped with an Anti-lock Braking System (ABS) and passenger airbags. Maruti Grand Vitara provides a city mileage of 25.45 kmpl.

Maruti Grand Vitara Rivals
 

  • Toyota Urban Cruiser Hyryder
  • Maruti Brezza
  • Hyundai Creta
  • Kia Seltos
  • Honda Elevate

Frequently Asked Questions

The higher the claim settlement ratio (CSR), the higher the chances that when you make a claim, it will be approved by your insurer. Thus, when buying Maruti Grand Vitara insurance, check your insurer's CSR.
 

Yes, check the Maruti Grand Vitara car insurance review before buying, as it will provide you with an idea of what the policy will cover for your car. This can come in handy when applying for claims and can reduce your claim rejection chances.

Yes, if your second-hand Maruti Grand Vitara is not already insured, you can get it insured online through ACKO.

With zero depreciation for your Maruti Grand Vitara, you can get the entire cost of body parts from your insurer in case of total loss of the vehicle. The cost of your insurance policy may increase slightly, but the year-on-year depreciation will not apply to cars with zero depreciation cover.

The ideal IDV for a Maruti Grand Vitara is around ₹9.92 lakh. This value can change based on factors such as the car variant.

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Written by Saumya Srivastava

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Reviewed by Lokesh Shetty Author info Icon

A professional writer who loves delivering content that resonates, educates, and keeps readers engaged, making the often complex world of insurance more approachable and enjoyable. Beyond the pen, she is a passionate foodie at heart who believes in savoring life’s flavors in all aspects, whether it's a new dish or a well-crafted sentence.

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