Maruti Kizashi Car Insurance

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Maruti Kizashi Car Insurance offers reliable protection against theft, accidents, and damage. Although the premium sedan is no longer sold in India, existing owners still need robust coverage to stay road-safe. With third-party plans starting at just ₹2,094 annually and comprehensive policies covering personal accidents and natural calamities, you can secure all-around protection. Add-ons like roadside assistance and zero depreciation add to the benefits. Explore this blog to know more about Maruti Kizashi Car Insurance, its types, benefits, and more.

Benefits of Maruti Kizashi Car Insurance

The main benefits of purchasing Maruti Kizashi car insurance include:

  • Financial Assistance : Provides financial cover for repairs or replacement costs if your Maruti Kizashi suffers accidental damage on the road.
  • Third-Party Liability : Covers legal expenses and compensates for injuries or property damage accidentally caused to third parties during driving.
  • Coverage Against Theft : Ensures monetary compensation if your Maruti Kizashi is stolen as per the terms of the policy, offering complete peace of mind to car owners.
  • Roadside Assistance : Offers emergency towing, refuelling, and on-spot support as per policy terms, ensuring you are never stranded during unexpected car troubles.
  • Easy Claim Process : Most insurers provide fast, hassle-free claim settlement for Maruti Kizashi Car Insurance, often processed within 24 hours.
  • Personal Accident Cover : Offers financial protection for medical expenses and disability compensation to the owner-driver in case of accidental injuries.
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Types of Car Insurance for Maruti Kizashi 

The two different types of Maruti Kizashi car insurance policies include:

Third-party Insurance Plan

The third-party insurance plan is compulsory as per Indian Law and covers damages to others from your Maruti Kizashi. This includes compensation for injuries, death, or property damage to third parties. However, it does not include any damage to your own vehicle. 
For example, if you accidentally hit another car or property, the insurance will cover the repair costs of the other vehicle or property. The premium for third-party insurance is usually lower.

Comprehensive Insurance Plan

The comprehensive insurance plan provides full coverage to your Maruti Kizashi as well as third-party coverage. It includes damages from accidents, theft, fire, natural disasters, and personal injury. 
Add-ons such as zero-depreciation and engine protection can also be included. For instance, if your car is damaged in a flood, a comprehensive insurance policy would cover the repair cost. 

Comprehensive Car Insurance Plan Vs. Third-party Car Insurance Plan

The table below provides a glance at the differences that exist between a comprehensive car insurance vs. third party car insurance plan:

ParameterComprehensive Car InsuranceThird-party Car Insurance
   
CoverageIncludes both third-party liabilities as well as damage caused to the vehicle.Includes only the damages and injuries caused to the third party.
Legal RequirementMandatory and recommended particularly for luxury brand cars.Mandatory opt for as per the Motor Vehicles Act across all countries.
Add-onsConsider add-ons such as engine protection, zero depreciation cover, roadside assistance, and NCB-related benefits.Not allowed to include add-on features.
Premium CostA high premium amount is due to its comprehensive coverage.A low premium amount is due to its limited coverage options.

Inclusions/Exclusions in Maruti Kizashi Car Insurance

When you choose a comprehensive car insurance policy from ACKO for your Maruti Kizashi, the policy includes:

  • Loss due to natural calamities
  • Damage due to fire
  • Damage due to theft
  • Accidental loss
  • Man-made events such as riots
  • Third-party liabilities that include damage to property
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The key exclusions of your Maruti Kizashi car insurance include:

  • Depreciation charges
  • Normal wear and tear of car parts
  • Mechanical and electrical failure
  • Mishandling or driving carelessly
  • Driving without a proper and valid driver’s license
  • Accidents caused by alcohol consumption
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Add-ons for Maruti Kizashi Car Insurance

You can include the following add-ons for your Maruti Kizashi insurance coverage:

  • Zero Depreciation Cover: Ensures settlement of the whole claim amount without deduction of depreciation or other car parts. 
  • Consumables Cover: Considers the costs of significant items such as nuts, bolts, engine oil and AC gas, usually excluded in standard policies. 
  • Roadside Assistance: Offers 24*7 support during emergencies for breakdowns and flat tires. 
  • Engine Protection Cover: Safeguard against damage caused to your gearbox and engine due to water or oil leakage. 
  • No Claim Bonus Protection: By choosing this add-on, you can raise a claim and avail a discount of up to 50% on the renewal of your car insurance. 
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Maruti Kizashi Car Insurance Price

The main factors that affect the Maruti Kizashi car insurance cost include:

  • Age of Car : As the value of your car depreciates over time, the insurance premium and IDV decrease. 
  • NCB : You can avail discounts on the premium amount if you spend one or more claimless years. 
  • Location : The cost of car insurance is comparatively higher in cities where there is a higher chance of theft and accidents. 
  • Voluntary Deductible : If you choose to pay a small portion of your claim amount, the premium amount decreases. 

Benefits of Buying ACKO Car Insurance for Maruti Kizashi 

Let us go through the list of benefits you get when you buy or renew a Maruti Kizashi car insurance policy from ACKO

  • Affordable Premiums : ACKO’s digital-first model reduces operational costs, allowing customers to enjoy competitive car insurance premiums with comprehensive coverage.
  • Fast Online Process : From purchase to renewal, complete your policy online in under two minutes, saving time and ensuring convenience effortlessly.
  • Quick Claim Settlement : ACKO’s streamlined system aims to resolve claims within 24 hours, providing customers with faster support and minimising downtime after incidents.
  • Custom Add-Ons : Tailor your policy with add-ons like zero depreciation and roadside assistance to enhance protection beyond standard coverage.
  • 24/7 Customer Support : Access round-the-clock assistance for queries, policy changes, or claim guidance, ensuring a smooth and stress-free insurance experience.

How to Buy ACKO Car Insurance for Maruti Kizashi?

Buying your car insurance from ACKO is a hassle-free and straightforward process. Here are the detailed steps to buy the policy:

  1. Step 1 : Visit the ACKO website or app and log in with your registered number on the car insurance page.
    Step 2 : Enter your car’s registration number along with any other required details.
    Step 3 : Provide your Maruti Kizashi insurance information for verification.
    Step 4 : Select your preferred coverage type and add any optional add-ons. Then, complete the payment online.
    Step 5 : Once the payment is successful, your policy documents will be delivered instantly to your email.

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Documents Required for Maruti Kizashi Car Insurance

Find below the list of documents required for your Maruti Kizashi car insurance:

  • Aadhaar card
  • PAN car
  • Driving license
  • Vehicle Registration Certificate (RC)
  • NCB-related documents
  • Make and model details of your vehicle 
  • Details of your previous insurer

Claim Procedure for Maruti Kizashi Car Insurance

For filing your Maruti Kizashi car insurance claim, trust ACKO for its instant claim settlement feature. Here are some steps to follow for the claim procedure:

Step 1 : Sign in to your ACKO profile through the contact number. You will find all details of the insurance policy bought for your vehicle.
Step 2 : Click on the Maruti Kizashi car insurance option and then choose “Claim Now”.
Step 3 : Capture images of your damaged vehicle from different sides, enter relevant details and then click on the ‘Submit’ button.
Step 4 : ACKO settles the claim immediately if there are minor damages. However, for major damages, the ACKO team will contact you and guide you through the following steps. 

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Maruti Kizashi Overview

The Maruti Kizashi is a premium 5-seater sedan which is powered by a 2393cc petrol engine delivering 175.6 bhp. This car was available in both manual and automatic transmission. It offers high-end features like cruise control, push-button start, climate control, and safety airbags. Mileage ranges from 10 to 12.45 km/l. However, the car was discontinued in India in 2014.

Maruti Kizashi Rivals

  • Toyota Corolla Altis
  • Honda Accord
  • Skoda Laura
  • Volkswagen Jetta
  • Hyundai Sonata
  • Hyundai Elantra

Frequently Asked Questions

Yes, a digital insurance company like ACKO offers a car insurance renewal facility for the Maruti Kizashi car through its official website or mobile application. 

Yes, you can transfer the Maruti Kizashi car insurance to the new owner when selling. You will only need the insurance documents and the RC of the vehicle. 

For filing a claim, it is not always necessary to file a First Information Report (FIR). It is required in rare cases such as accidents, car theft and others. 

The time it takes for the claim to settle depends on the extent of the damage. ACKO usually settles major claims within 3 working days. For minor claims, it offers instant claim settlement. 

Yes, you can purchase car insurance online through providers like ACKO. Moreover, buying online insurance for your car saves a significant amount of time, and you can obtain a policy instantly after completing the online payment. 

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Nikhila PS profile avatar

Written by

Nikhila PS

Senior Content Editor

Rekhit Singh Kaushal profile avatar

Reviewed by

Rekhit Singh Kaushal

Senior Director - Motor Underwriting