Maruti Ritz Car Insurance
Upto 85% off on Maruti Ritz Car Insurance
Buy or Renew Car Insurance Online in 2 Minutes ⚡️
Upto 85% off on Maruti Ritz Car Insurance
Buy or Renew Car Insurance Online in 2 Minutes ⚡️
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Benefits Types of Car InsuranceComprehensive Insurance Vs Third-party Insurance Inclusions/ExclusionsAdd-onsMaruti Ritz Insurance PriceBenefits of Buying ACKO Car InsuranceCar Insurance From ACKODocuments RequiredClaim ProcedureMaruti Ritz OverviewMaruti Ritz RivalsFrequently Asked QuestionsHaving car insurance is a must if you are driving a Maruti Ritz in India. Not only does it fulfil the legal compliance, but it also protects you against unforeseen loss coming from accidents on the road.
Moreover, a lack of modern safety features in cars like the Ritz makes them more prone to accidents. If you are planning to buy a Maruti Ritz car insurance, keep reading to make an informed decision about it.
A Maruti Ritz car insurance offers the following benefits.
The Maruti Ritz offers two key car insurance options designed to suit different needs.
This mandatory plan provides financial protection against injuries to third parties or damage to their property caused by your vehicle. It is an affordable option, but it does not cover repairs or losses to your own car.
This all-round plan safeguards your Maruti Ritz from damage as well as third-party liabilities. It extends protection against accidents, theft, vandalism, and both natural and man-made calamities. Additionally, it allows you to opt for useful add-ons that enhance the scope of your coverage.
Choosing the right plan ensures legal compliance and comprehensive financial security while driving your Maruti Ritz on Indian roads.
Let’s find out the differences between a comprehensive and a third-party plan for the Maruti Ritz car.
| Features | Third-party Cover | Comprehensive Cover |
| Legal Requirement | Mandatory under the Motor Vehicles Act of 1988. | Coverage for your own car is optional. |
| Coverage | Third-party liabilities (injuries and property damage). | Damages to your car and third-party liabilities. |
| Flexibility in Plans | Fixed coverage and price. | Flexible coverage and prices. |
| Applicability of Add-ons | Not-applicable | Applicable |
| No Claim Bonus (NCB) | Not-applicable | NCB can allow up to a 50% discount on premiums. |
| Premium Cost | Comparatively low. | Relatively higher. |
Here is a concise illustration of what’s covered and what’s not covered in a Maruti Ritz car insurance review.
A comprehensive Maruti Ritz car insurance includes:
Some general exclusions in the Maruti Ritz car insurance policy are:
Selecting the right add-ons for your Maruti Ritz car insurance can enhance coverage while remaining cost-effective. Here are some popular options:
Several factors influence the cost of your Maruti Ritz car insurance. Here are important ones:
Learn about the benefits of purchasing Maruti Ritz car insurance from ACKO:
ACKO settles your minor claims instantly with minimum paperwork and guides you through the steps for major claims.
ACKO’s digital interface eliminates middlemen and reduces cost. This helps you get insurance coverage at lower costs.
Insurance experts at ACKO will help you select the best coverage tailored to your needs and budget.
ACKO has tie-ups with approximately 5400+ network garages in the country, making it easier for customers to find a network garage near their location.
We offer a discount on premiums on festive days and seasonal events, making car insurance even more affordable for you.
Emergencies can come at any time. To address this, ACKO established a 24/7 customer service window to cater to your issues at any time.
Follow these steps to renew your Maruti Ritz car insurance with Acko in just minutes.
Step 1: Open the ACKO app or navigate to the ACKO car insurance website.
Step 2: Enter your car’s registration number in the white box and click on “View Offer Price”.
Step 3: Provide your mobile number and any other required details.
Step 4: Customise your coverage type as per your needs and pay online.
Step 5: You will receive your Maruti Ritz car insurance documents immediately via email.
Keep the following documents ready while renewing your Maruti Ritz car insurance.
Follow the steps below to file for a Maruti Ritz car insurance claim at ACKO.
Step 1: Open the ACKO app or visit the official website and log in to your profile with your registered mobile number.
Step 2: You will see all insurance policies registered to your number.
Step 3: Select the Maruti Ritz car insurance and click on “Claim Now”.
Step 4: Upload pictures of your damaged vehicle, provide the necessary information, and click on “Submit”.
Step 5: Once you click submit, we will contact you as soon as possible.
The Maruti Ritz is a 5-seater hatchback that comes in 9 variants, offering engine options ranging from 1197 to 1248 cc and both manual and automatic transmission options. The car is available with both petrol and diesel fuel options, offering a mileage of 17.1 to 23.2 kmpl.
You can purchase this car in the second-hand car market for a price of ₹4.30 - ₹ 7.01 Lakh*. However, a new version is not available as Maruti discontinued its production in October 2016.
*The price of this car is subject to change depending on the age, make and model of the vehicle.
Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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