Here is the list of ACKO comprehensive Maruti Versa car insurance inclusions:

• Natural Calamities : If your Maruti Versa suffers damage while parked due to a cyclone, earthquake, or other natural disasters, ACKO covers the repair costs as per policy terms.
• Third-party Liability : Maruti Versa car insurance online covers medical expenses and property damage to third parties injured in an accident involving your car.
• Rat Bite Damage : Repairs due to rat bites can be expensive. Such damages are typically covered under your four-wheeler insurance policy, easing your financial burden.
• Fire : Comprehensive car insurance protects your Maruti Versa from losses caused by fire, self-ignition, vandalism, or accidents, ensuring complete financial safety.

Here is the list of ACKO comprehensive Maruti Versa car insurance exclusions:

• Illegal Driving : Damages caused while driving under the influence or engaging in illegal activities are excluded from ACKO’s car insurance policy coverage. 
• Driving Without Valid Documents : If an accident occurs while you are driving without valid and updated documents, the resulting damages are not covered under the car insurance policy.
• Normal Wear and Tear : Insurance policies generally do not cover the costs of repairing or replacing parts that are damaged due to regular use or gradual wear and tear.

• Age of Car : The value of the car depreciates over time, which reduces its insurance price and IDV (Insured Declared Value). Hence, an old vehicle typically has a lower premium price. 
• Location : The cost of insurance is comparatively higher in cities where the risk of theft and accidents is higher. 
• Voluntary Deductible : Paying a small portion of your claim amount reduces the premium amount. 
• NCB : If you have spent one or more claimless years, there will be a discount available on premiums. 

Step 1: Log in to your ACKO account on the website or app using your mobile number to view your policy details.
Step 2: Select your Maruti Versa car insurance policy and click on ‘Claim Now’.
Step 3: Upload photos of the damage, provide required details, and press ‘Submit’.
Step 4: For minor damages, ACKO transfers the claim amount instantly to your bank account. For major damages, the ACKO team contacts you to guide you through the following steps.