Upto 85% off on Nissan Micra Active Car Insurance
Buy or Renew Car Insurance Online in 2 Minutes ⚡️
Owning a vehicle in India, including the Nissan Micra Active, requires valid car insurance as per law. Beyond compliance, it acts as a financial safeguard against accidents, theft, and unexpected losses. If your Nissan Micra Active car insurance is nearing renewal, now is the right time to review your options. Let us explore everything you need to know about Nissan Micra Active insurance and how to choose the most suitable plan within your budget.
Car insurance protects you from various threats that might damage your car and cause unforeseen expenses. Here are the benefits of purchasing Nissan Micra Active car insurance.
As per the Motor Vehicles Act of 1988, having at least a third-party cover is mandatory for all registered car/bike owners in India. This will help them drive legally in India.
Coverage plans, such as third-party plans and comprehensive plans, cover you against third-party damages and own-car damages in cases of accidents, theft, and natural and man-made calamities.
Having comprehensive car insurance offers various conveniences in the policies, such as cashless claims, pick-up and drop, quick claim settlement, etc.
You can customise and alter your insurance policy as per your needs to create a personalised coverage plan for yourself.
A personal accident helps you pay medical expenses and compensates in case of death or disability of the insured.
You can drive in peace when you are financially covered against unforeseen potential threats on the road.
The Nissan Micra Active car insurance review comes with two coverage policies.
A third-party car insurance is the mandatory coverage required to drive your Nissan Micra Active in India. It protects you from financial liabilities arising due to injury or property damage caused to a third party in an accident. However, this plan does not cover any repairs or losses to your own vehicle.
A comprehensive car insurance policy covers both third-party liabilities and damage to your Nissan Micra Active. It offers wider protection, including flexibility to choose add-ons such as zero-depreciation or roadside assistance. This makes it a more suitable and secure choice for complete coverage.
Here is a table that points out the key differences between third-party and comprehensive cover in the Nissan Micra Active car insurance policy.
| Features | Third-party Cover | Comprehensive Cover |
| Coverage | Covers third-party liabilities (injuries and property damage) | Coverage for third-party liabilities and own-vehicle damage. |
| Legal Requirement | A minimum of third-party insurance is mandatory by law in India under the Motor Vehicles Act of 1988. | It is not mandatory by law. However, it is recommended. |
| Flexibility | Does not offer flexibility in price and coverage as the IRDAI sets it. | The insurer devises this plan and offers flexibility in coverage and pricing. |
| Add-ons | Add-ons do not apply to this insurance plan. | You can purchase necessary add-ons, such as Personal Accident Cover, with this plan. |
| NCB | NCB or No Claim Bonus is not applicable for this insurance plan. | NCB is applicable and can offer up to 50% guaranteed discount on premiums. |
| Cost | Lower cost due to lesser coverage. | Higher coverage demands a higher cost. |
Add-ons can highly enhance your insurance plan and maximise your coverage. Here are some popular add-ons for the Nissan Micra Active car insurance:
With this Add-on, your insurer will not calculate depreciation on your car up to 5 years of age. It will help you receive maximum value in claims.
This add-on will help you receive compensation for repairs or replacement of the parts of your car’s engine.
In case of an accidental total loss, you will receive the full invoice price of your car rather than a depreciated value.
This add-on allows you to make an insurance claim for your Nissan Micra Active without breaking your NCB accumulation, ensuring a discount on premiums.
There are a lot of factors that your insurer considers while determining your Nissan Micra Active car insurance price.
ACKO has proved to be a trustworthy insurance company by settling 99.10% claims in 2023-24. Let’s learn about some other benefits of renewing Nissan Micra Active Car Insurance from ACKO.
ACKO has a well-optimised website and mobile application where they provide all their services. Here you can buy and renew policies and make easy claims within minutes.
ACKO settles minor claims within hours with little to no hassle of documentation. We also have a claims team that will guide you through the steps in case of major claims.
We offer discounts on seasonal and festive days as an opportunity for you to make long-term savings.
Our experts will help you get the best coverage option for your Nissan Micra Active car insurance policy as per your budget.
You can use ACKO’s digital interface to buy or renew your Nissan Micra Active car insurance and apply online within minutes. Here is a detailed to-do list.
Here is a list of documents that you will need to have when purchasing or renewing your Nissan Micra Active car insurance online.
ACKO’s digital interface allows it to look into your claims within minutes and verify with only the necessary documentation. So, let us learn how you can file for a Nissan Micra Active car insurance online.
The Nissan Micra Active is a 5-seater hatchback car that comes in three variants of the same 1198 cc engine and manual transmission. Its affordable pricing makes it a good option for people from lower to upper-middle-class backgrounds.
This car was discontinued by Nissan in 2020. However, you can still buy it in the second-hand car market at an affordable price ranging from Rs. 3.38 Lakh - 6 Lakh*, depending on its condition.
*The price may vary among factors like age, make, model and overall condition of the vehicle.
10k Linkedin Followers 
Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
Products 
Company
Legal
Support
Car Insurance 
Bike Insurance
Health Insurance
Group Health Insurance
Travel Insurance
Life Insurance
