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Car insurance is a mandatory requirement for all registered vehicles, including hatchbacks like the Nissan Micra MC. Apart from being a legal necessity, it is also a vital investment that protects you against unforeseen losses. Even though the Nissan Micra MC has been discontinued in India, many owners still use it. Hence, having valid car insurance remains essential. Read ahead to know everything about Nissan Micra New MC car insurance and how to get best car insurance for it.
Purchasing Nissan Micra MC car insurance will provide financial protection against potential losses resulting from both own and third-party damages. Here are the key benefits:
As per the Motor Vehicles Act of 1988, you must at least have a third-party coverage to drive legally in India for cars like the Nissan Micra new MC.
Apart from a legal requirement, it financially protects you from third-party injuries or damage to their property.
Car insurance also financially protects you from accidental damage to your car. It covers damages from collisions, theft, and man-made and natural calamities.
Comprehensive insurance plans have flexible coverage and pricing options. You can choose the IDV and add-ons of your choice.
This add-on will compensate in case of accidental injuries, disability or death. Moreover, it is a legal requirement for insurance buyers in India.
Knowing that you are financially covered against potential threats helps you drive in peace.
There are two types of policies available for the Nissan Micra new MC car insurance. Here is a detailed description of both.
Third-party car insurance is the most basic and mandatory cover under Indian law. It provides financial protection against damages or injuries caused to another person or their property due to your vehicle. However, it does not cover damage to your own vehicle or theft.
Comprehensive car insurance offers wider protection by covering both third-party liabilities and own damage to your vehicle. It includes risks such as accidents, fire, theft, and natural calamities. Policyholders can enhance coverage further with add-ons. Though costlier than third-party insurance, it provides more complete financial security.
Here are the key differences between the two insurance policies available for a Nissan Micra new MC car insurance.
| Features | Third-party Cover | Comprehensive Cover |
| Legal Requirement | Having at least a third-party insurance coverage is mandatory by law. | A comprehensive insurance policy is not compulsory. However, it is recommended. |
| Coverage | Covers third-party liabilities. (injuries and property damage) | Covers third-party liabilities and own vehicle damages as well. |
| Add-ons | This plan does not support add-ons. | A comprehensive plan unlocks the option of Add-ons. |
| NCB | This plan does not include the features of NCB. | You can gain up to 50% guaranteed discount on premiums with the NCB feature. |
| Customisability | Lack of customisability as coverage and cost are fixed by IRDAI. | This plan offers customisable IDV and free will on the choice of add-ons. |
| Cost | The cost is relatively low. | The cost is relatively high due to higher coverage. |
Here is a list of add-ons available in the Nissan Micra new car insurance policy.
This add-on will pause your car’s depreciation reduction up to 5 years of age. This helps you receive the maximum amount in your claims.
With this add-on, you can receive the full invoice price of your car, including registration costs and road tax, in case of a total loss.
This add-on covers against theft or damage of items like a music system, speakers, headlights and other electrical car accessories.
This add-on will help you get assistance in case of a sudden breakdown while on the road. It offers services such as emergency towing, fuel top-up, minor repairs, and other related services.
The Nissan Micra new MC Car Insurance price will depend on various factors. Here is a list of them:
Some of the significant benefits of purchasing a car insurance policy for Nissan Micra New MC from ACKO are:
ACKO settles your minor claims instantly and reimburses you within hours, and guides you through the steps in case of major claims.
ACKO offers discounts on festive and special days. You can use this gain to achieve long-term benefits.
We offer to pick up your car, get it fixed, and drop it back at your location. This service is available in select cities only.
Our experts will help analyse your risks and provide a customised plan based on your requirements and budget.
These are the steps to follow to buy a car insurance policy from ACKO:
Here are the documents you will need to buy the Nissan Micra new MC car insurance.
With ACKO, settling claims is not a hassle. ACKO settles minor claims instantly, with or without minimal paperwork. Here is how you can file a claim at ACKO:
The Nissan Micra New MC is a premium hatchback known for its stylish design, intelligent features, and driving comfort for Indian buyers. It offers a choice between a 1.2L petrol engine with a smooth X-Tronic CVT automatic or a 1.5L diesel engine with a manual gearbox, delivering mileage up to 23.19 kmpl.
Standout features include keyless entry, push-button start, auto headlamps, rain-sensing wipers, touchscreen infotainment, reverse camera, climate control, and enhanced safety with dual airbags and ABS. The Micra offers a sporty interior and spacious cabin, all starting at an affordable price point for city drivers.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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