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Looking to buy car insurance for your Nissan Terrano? You are at the right place. Buying insurance for your car is not only a legal requirement, but also a prudent financial decision. It is also an investment that can protect you from potential losses in the future. Read further through this blog to know everything about Nissan Terrano Car Insurance and get the real-time insurance price of your car by entering your car number.
Getting proper coverage in car insurance can provide all-around financial protection against different types of damage to your car. Let us cover the benefits of buying Nissan Terrano comprehensive car insurance in detail:
Buying comprehensive plans or own-damage cover on top of a third-party insurance will cover you against accidental damage to your car.
Comprehensive policy offers customisability options in the form of add-ons and flexible IDV.
Buying any Nissan Terrano car insurance in India will cover you against damages to third-party people and their belongings.
Your car’s Insured Declared Value (IDV) reflects its current condition, ensuring you get the coverage you deserve, regardless of whether your car is over 5 years old.
NCB lets you enjoy discounted car insurance premiums and almost a 50% discount when you complete 5 consecutive years without making any claims.
As per the Motor Vehicles Act of 1988, having a third-party insurance is mandatory in India. This insurance ensures that you are legally allowed to drive your car on public roads.
There are two main car insurance policies to buy for the Nissan Terrano that have been discussed in detail below:
A third-party plan is a mandatory insurance coverage that covers injuries to third-party people and damages to their property. However, it does not cover damages to your own vehicle in case of an accident.
A comprehensive insurance plan offers broader protection by covering both third-party liabilities and damages to your own car. It also allows you to add optional add-ons for enhanced coverage and provides flexibility in choosing the Insured Declared Value (IDV) based on your preferences.
| Features | Third-Party Cover Cover | Comprehensive Cover |
| Coverage | Covers injuries to third-party people or damages to their property. | Offers financial coverage against your own damage as well as against third-party damage. |
| Legal requirement | At least a Third-party cover is legally required under the Motor Vehicles Act of 1988. | Comprehensive cover is not mandatorily required. |
| Add-ons | You cannot buy add-ons over a third-party cover only. | You can look for and buy various add-ons such as Zero-Depreciation cover and Engine protection Cover. |
| Insurance Price | Insurance price is relatively low and non-flexible as it is fixed by the IRDAI. | Premiums are relatively costlier and flexible as the insurer fixes the price. |
Here is a list of events that ACKO covers in their plans for the Nissan Terrano car insurance:
All car insurance comes with certain exclusions. Here is a list of them:
Here is a list of Add-ons available for the Nissan Terrano comprehensive car insurance that you can use to enhance its coverage.
With the Zero Depreciation Add-on, your car’s IDV will not depreciate in the first five years. This means you will receive the full value of the parts at the time of replacement.
This add-on allows you to receive the full invoice along with registration costs and road tax in case of total loss.
This add-on covers engine damage caused by water intrusion and oil leakage, which are not covered in a basic plan.
This add-on will provide you with assistance in times of roadside emergency. It includes minor repairs, towing, fuel top-up, etc.
Various factors play a role in determining the purchase or renewal price of your Nissan Terrano car insurance.
Car’s Age: As your car depreciates over time, its IDV and insurance price decrease. Hence, an older car will have a lower premium price.
Location: Car insurance can cost more in cities where there is a higher risk of accidents and theft.
NCB: You get a discount on premiums if you have spent one or more claimless years in previous years.
Voluntary Deductible: If you choose to pay a small part of your claim amount, your premium price can decrease.
ACKO is a trusted online insurance company that was able to bag a Claim Settlement ratio (CSR) of 99.10% in 2023-24. Here are the benefits of renewing Nissan Terrano Car Insurance from ACKO:
You can buy, renew, and claim insurance online on the ACKO website or app with zero paperwork and instant disbursal.
ACKO immediately settles Nissan Terrano car insurance claims for minor damages, such as a dent on the bonnet, within 2 hours.
ACKO’s insurance experts will guide you on matters related to buying, renewing, and filing a claim for your insurance policies.
ACKO offers discounts and offers on special and festive occasions. You can use them to gain benefits on your Nissan Terrano car insurance price.
Purchasing or renewing car insurance is very simple from ACKO. Follow a few steps and get the car insurance for your Nissan Terrano within minutes.
Step 1: Click here to visit the car insurance page of ACKO.
Step 2: Enter your Nissan Terrano Car registration number and other details as required further.
Step 3: Share and verify details of your previous Nissan Terrano car Insurance as required.
Step 4: Select the type of coverage and add-ons you want to purchase, and pay for them online.
Step 5: Once your payment is done, you will receive your policy documents via email instantly.
Here is a list of documents you will need to buy the Nissan Terrano car insurance:
With an optimised digital interface and a high claim settlement ratio, you can trust ACKO for your claims to be answered in minutes. Here are the steps to make claims for Nissan Terrano car insurance.
The Nissan Terrano is a compact SUV with a strong 1461 cc - 1598 cc engine and is capable of producing a power of 83.14 - 108.6 bhp. You can buy a Nissan Terrano for yourself in the second-hand car market at a price range of around Rs. 10 Lakh - 14.65 Lakh*. However, a newer version is not available as Nissan discontinued its manufacture in early 2020.
*The price may vary among factors like the make and model of the car, age, etc.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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