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Owning a car comes with responsibilities, and having the right insurance is crucial for legal compliance and financial protection against accidents or damages. If you are planning to buy or renew your Renault Fluence car insurance, ACKO offers tailored solutions to fit your needs and budget. Explore our guide to understand everything about Renault Fluence car insurance.
Protecting your Renault Fluence with the right car insurance ensures you stay financially secure against accidents, theft, and damage caused by natural or man-made events. Here is why investing in a Renault Fluence comprehensive car insurance policy makes sense:
Having at least a third-party cover allows you to drive legally in India. This is because having at least Third-party cover is mandatory in India.
Car insurance offers financial stability by covering you against third-party liabilities and your own vehicle damages in case of accidental losses.
Comprehensive plans offer flexible options, letting you tailor your policy to suit your needs.
You can regulate your IDV and buy optional add-ons to get the best coverage within your budget.
A personal accident Cover provides financial compensation in case of injuries, death, or disability to the insured in case of an accident.
Financial coverage against unforeseen threats like accidents, theft, floods, and landslides allows you to drive in peace.
Comprehensive cover and third-party cover are the two main policies available for the Renault Fluence car. Here is a detailed description.
Mandatory under the Motor Vehicles Act of 1988, third-party insurance protects against legal liabilities arising from injuries to others or damage to their property caused by your Renault Fluence.
A comprehensive Renault Fluence car insurance not only includes third-party liabilities but also covers damages to your own vehicle. It offers flexible pricing and customisable options, along with optional add-ons to enhance protection according to your needs.
Here are the key differences between the two plans available for your Renault Fluence car insurance in India.
| Features | Third-party Cover | Comprehensive Cover |
| Legal Requirement | Having a third-party cover is mandatory for all registered vehicle owners in India under the Motor Vehicles Act of 1988. | Coverage for your own damages is not legally required. However, it is recommended. |
| Coverage | Covers injuries to third-party people and damages to their property. | Covers third-party liabilities and damages to your vehicle as well. |
| Customisability | The third-party plan is fixed, and hence, customisability is not an option. | Comprehensive plans are customisable as per your needs and budget. |
| Price Flexibility | The price is fixed, as it is set by the IRDAI based on your car’s engine capacity. | You can regulate the price by customising your IDV or buying necessary add-ons only. |
| Add-ons | Add-ons are not available for this insurance plan. | Popular add-ons like Personal Accident Cover, Zero-Depreciation Cover and more are available. |
| No Claim Bonus (NCB) | NCB does not apply to this plan. | NCB is applicable and can offer up to 50% discount on premiums. |
Add-ons are optional coverages that come with a comprehensive insurance plan. Here are some popular add-ons for Renault Fluence car insurance to choose from as per your needs:
This add-on pauses the reduction in IDV due to depreciation up to 5 years of age. This allows you to collect the maximum claim amount for part repair or replacement.
This add-on allows you to make one claim without breaking your NCB accumulation. This helps to ensure constant discounts in premiums.
With this add-on, you will receive the full invoice price of your car, including registration costs and road tax in case of an accidental total loss.
This add-on covers your car’s engine and will help you get compensation for damages to it due to oil leakage or water ingress.
Various factors can influence your Renault Fluence car insurance cost. Here is a list of them.
ACKO provides all its services online, prioritising your convenience at every step. Here is how ACKO can enhance your insurance journey.
Getting your Renault Fluence car insurance renewal is simple with ACKO. Here is a step-by-step process.
Step 1: Visit the ACKO website or mobile app and click on car insurance.
Step 2: Enter your car’s registration number in the white box and click on the green button that says “View Offer Price”.
Step 3: Provide the necessary information as required.
Step 4: Customise your coverage type, add necessary add-ons and pay online.
Step 5: You will receive your Renault Fluence car insurance renewal documents via email.
Here are the documents that you must have while renewing your Renault Fluence car insurance online.
With ACKO, you can file a claim within minutes by just uploading some images and providing the necessary details as required.
Step 1: Visit the ACKO app or website and log in with your registered mobile number.
Step 2: You will see all insurance policies registered to your number.
Step 3: Select the Renault Fluence car insurance and click on “Claim Now”.
Step 4: Upload pictures from different angles, provide necessary details and click on “Submit”.
Step 5: Our team will contact you and settle your claim as soon as possible.
Renault Fluence is a 5-seater Sedan that comes in 2 variants with a 1461 cc diesel engine and manual transmission. With these specs, it could develop a power of 108 BHP at 4000rpm.
In 2017, Renault discontinued this car due to low sales. However, you can still buy it in the second-hand car market in India at a price range of ₹15.97 - 17.69 Lakh*
*This price may vary depending on the car’s make, model, type, and more.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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