Renault Lodgy Insurance: Buy/Renew Renault Lodgy Car Insurance

Renault Lodgy Car Insurance

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When purchasing a car or any other vehicle in India, obtaining a car insurance policy is mandatory to safeguard your vehicle against various risks and situations. Comprehensive car insurance not only works as a lifesaver for your Renault Lodgy when the need arises, but it can also improve your car's life. Read ahead to know more about how you can get a new car insurance policy for your Renault Lodgy car insurance.

Benefits of Renault Lodgy Car Insurance

Car insurance provides financial protection for your car over a specified period. Below are the primary advantages you will get for Renault Lodgy car insurance:

Legal Compliance

The Motor Vehicle Act of 1988 made getting a third-party car insurance mandatory in India. So, as you get insurance for your car, you are adhering to the Indian Law.

Third-party Liability Cover

With third-party car insurance, you can cover the cost of damages to another party in case of any accidents. With this, your out-of-pocket expenses decrease.

Accidental Damage Cover

In case of any unfortunate accidents, the damage to your car can be covered with insurance as well. It helps to reduce the financial strain on you.

Personalisation

With add-ons such as Engine Cover, Roadside Assistance, and more, you also have the option to personalise your insurance. This will ensure that all the needs of your car are fulfilled.

Types of Car Insurance for Renault Lodgy

There are two primary types of Renault Lodgy car insurance that ACKO provides: Third-Party and Comprehensive.

Third-Party Car Insurance Plan

With the 1988 motor insurance mandate, getting this car insurance has become a priority. This insurance covers any kind of third-party car damage up to the policy limit for the policyholder. The insurance comes in handy in case of accidental damage only to the other party and does not cover any damage to your car.

Comprehensive Car Insurance Plan

To cover the damages to one’s car, you can get comprehensive car insurance. This insurance comes with the option to add several add-ons as well, which can increase the protection for your vehicle. With a comprehensive package that includes coverage for third-party damages, this insurance plan offers value for money.

Comprehensive Car Insurance Plan Vs Third-Party Car Insurance Plan

Factors	Comprehensive Car Insurance Plan	Third-Party Car Insurance Plan

Coverage	TheftFireAccidentsCalamitiesThird-party damageRat-bite damage	Third-party damage
Add-on Availability	Yes	No
Premium Cost	Higher	Lower than a comprehensive car insurance plan
Policy Exclusion	Covers damages of both personal and third-party	Covers damages just for the third party
Legal Mandate	No	Yes

Inclusions/Exclusions in Renault Lodgy Car Insurance

What is Covered in Renault Lodgy Car Insurance (Inclusions)?

Accidental Damage: Covers repair costs if your Renault Lodgy suffers damage in a road accident.
Third-party Liability: Provides financial protection against injuries or property damages caused to a third party.
Natural Disasters: Covers losses from cyclones, storms, floods, and other unexpected natural calamities affecting your car.
Man-made Events: Protects against damages caused by riots, strikes, vandalism, or other man-made disturbances.
Theft: Compensates you if your Renault Lodgy gets stolen and cannot be recovered.
Fire or Explosion: Offers cover for damages caused by sudden fire outbreaks or accidental explosions.

What is Not Covered in Renault Lodgy Car Insurance (Exclusions)?

Rash Driving: Denies claims if damages result from driving carelessly, dangerously, or irresponsibly.
Alcohol Influence: Rejects claims if you drive under the influence of alcohol or banned substances.
Mechanical Failure: Does not cover losses from engine, gearbox, or electrical component breakdowns.
Geographical Limits: Excludes damages if your car suffers losses outside the policy’s covered area.
Wear and Tear: Normal ageing, tyre wear, or depreciation of parts remain excluded from coverage.

Add-ons for Renault Lodgy Car Insurance

You can enjoy the benefit of getting several add-ons on top of your base Renault Lodgy car insurance plan. These personalisation covers offer an extra layer of protection to your car, which are as follows:

Engine Protection: Covers gearbox or engine damage due to heavy rain or flood, along with engine damage due to coolant/oil leakage during accidents.
Return to Invoice Cover: Ensures that you get the difference between your car’s complete invoice value and the Insured Declared Value (IDV) in case of total loss or theft.
Consumables Cover: Covers the cost of replacing various car consumables, including nuts, bolts, engine oil, brake oil, and more, during repairs.
Personal Accident Cover: Mandated by Indian Law, it provides financial cover in case of the car owner’s demise or permanent disability due to an accident.
Passenger Protection: Provides financial coverage in case any passenger suffers permanent disability or dies in an accident.
NCB Protection: Protects your No Claim Bonus (NCB) from loss, even if you claim during your policy period.

Renault Lodgy Car Insurance Price

The price of Renault Lodgy car insurance depends on factors such as:

Car Make and Model: Advanced models of the car cost more, and their insurance follows suit.
Car Variant: Differences in transmission, engine, or features result in varying car insurance prices.
Age of the Car: Older cars attract higher insurance premiums.
Selected Add-ons: Selecting more add-ons to the base insurance plan can increase the car insurance price.
Selected IDV: A higher IDV also attracts a higher car insurance price.

Benefits of Buying ACKO Car Insurance for Renault Lodgy

If you are going to buy your Renault Lodgy car insurance from us, you can take advantage of multiple benefits, such as:

Quick Claim Settlement

We settle minor damage claims quickly. For issues such as a bonnet dent or broken mirror, the amount reaches your bank account within two hours.

Online Services

You can purchase car insurance, renew policies, or file claims online without paperwork. Complete your transactions through our website or the ACKO app.

Low Cost Insurance

You will be able to carry out your transactions directly with ACKO without agents. So, by avoiding commission costs, ACKO provides affordable car insurance, giving you the best Renault Lodgy car insurance cost.

Pickup and Dropoff Facility

You can also use our pickup and drop service, which is available in a few cities. With this benefit, you do not need to worry about picking up your car from the network garage after it is repaired.

Offers and Discounts

ACKO provides attractive discounts and offers during festivals and occasions, helping you gain maximum value when purchasing a car insurance plan.

24/7 Professional Assistance

Our insurance experts assist you with buying, renewing, or claiming under the car insurance policy. This ensures support whenever required.

How to Buy ACKO Car Insurance for a Renault Lodgy?

You can buy Renault Lodgy car insurance within minutes from ACKO by following these steps:

Step 1: Click here to visit the car insurance page of ACKO.
Step 2: Enter the Car registration number of your Renault Lodgy along with other necessary details.
Step 3: Share and verify details of your previous car insurance, if you had one.
Step 4: Choose the coverage type and add-ons you want for your Renault Lodgy, then pay the premium online.
Step 5: After your payment is completed, you will get the policy documents through email.

Documents Required for Renault Lodgy Car Insurance

There are no physical documents required for making a Renault Lodgy car insurance claim with ACKO. You can just provide the electronic copies of these documents:

Insurance policy certificate copy
Drivers’ driving licence
Policyholder’s identification proof
Insured vehicle’s Registration Certificate, or RC
Fire Brigade Report (if lodged)
First Information Report, or FIR (if lodged)
Original purchase invoice (if opted for Return to Invoice add-on cover)
Cancelled cheque
Other documents, as specified by your insurer or in the policy document

Claim Procedure for Renault Lodgy Car Insurance

Claiming ACKO car insurance for Renault Lodgy can easily be done by following these steps:

Step 1: Visit our mobile application or the website and log in to your account with the registered phone number.
Step 2: Under the insurance policy for your Renault Lodgy, select Claim Now.
Step 3: Upload the pictures of your car damage along with the documents necessary for making a claim.
Step 4: Upon approval, ACKO will instantly reimburse you for minor damages. In case of significant damage, we will contact you for further processes.

Renault Lodgy Overview

The Renault Lodgy delivers amazing performance with prices starting at ₹8.84 lakh and going up to ₹12.83 lakh. It delivers a mileage of 20.45 kmpl, powered by a 1461 cc diesel engine with manual transmission. The SUV accommodates 7 or 8 passengers, making it a solid family vehicle. Today, a second-hand Renault Lodgy in Bangalore will cost you around ₹6 lakh (variable with market and car model).

Renault Lodgy Rivals

Maruti Suzuki Ertiga
Honda Mobilio
Toyota Taisor
Mahindra Bolero
Chevrolet Enjoy
Tata Aria

Frequently Asked Questions

Q1. Which car insurance should I get for my Renault Lodgy?

You should consider comprehensive car insurance for your Renault Lodgy, as it is an older model, and insurance will protect your car and extend its life.

Q2. What is the Renault Lodgy car insurance price?

Renault Lodgy car insurance price depends on several factors, including car model, age, and variant, chosen plan and add-ons. For instance, if you want a comprehensive insurance plan without any add-ons for Renault Lodgy, 85 PS RxE 7 STR, Diesel, you can get it at around ₹15,336 plus added taxes.

Q3. Can I make a Renault Lodgy car insurance claim online?

Yes, you can easily make an online claim with ACKO for your Renault Lodgy.

Q4. What is Renault Lodgy car insurance eligibility for a Zero Depreciation cover?

Renault Lodgy is eligible for Zero Depreciation cover, despite being older than five years. ACKO will inspect the vehicle’s condition before you can buy this cover for your car.

Q5. Is getting car insurance worth it for the Renault Lodgy?

Yes, since Renault Lodgy is a discontinued car, its parts can be expensive, resulting in higher repair costs. Having insurance here will save you from financial strain during the repair.

Q6. Where can I read the Renault Lodgy car insurance policy document?

You can read the Renault Lodgy car insurance policy document of ACKO when you receive it in your email after buying a policy. If you want to read the policy document before purchasing the insurance, you can get a draft policy document before making the premium payment.

Written by Saumya Srivastava

10k Linkedin Followers

Reviewed by Lokesh Shetty

A professional writer who loves delivering content that resonates, educates, and keeps readers engaged, making the often complex world of insurance more approachable and enjoyable. Beyond the pen, she is a passionate foodie at heart who believes in savoring life’s flavors in all aspects, whether it's a new dish or a well-crafted sentence.

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