Renault Scala Car Insurance

Upto 85% off on Renault Scala Car Insurance

Buy or Renew Car Insurance Online in 2 Minutes ⚡️

Get insured with your car number

New Car icon
Looking to insure brand new car?
Zero commissions, big savings
Hero image desktop

Car insurance is more than just a legal formality; it is your safety net against unforeseen expenses from accidents, damages, or third-party liabilities. If you are looking for Renault Scala insurance, this guide covers everything you need to know. From understanding the benefits of Renault Scala car insurance to tips on choosing the best car insurance plans online, we will help you find the right coverage that suits your needs and budget.

Benefits of Renault Scala Car Insurance

The following is a list of benefits of buying or renewing a Renault Scala car insurance:
 

  • Legal Compliance-According to the Motor Vehicles Act of 1988, all registered car/bike owners are required to have at least third-party insurance to drive legally in India.
  • Financial Protection-Car insurance financially protects you against potential losses from third-party and own-car damages in case of accidents. 
  • Customisable Price and Coverage-Comprehensive car insurance coverage offers flexible pricing and options. This helps you to get personalised coverage as per your budget. 
  • Personal Accident Cover-A Personal Accident Cover helps pay for your medical expenses and compensates you in case of physical disability or death.
  • Peace of Mind-Having proper coverage protects you financially against potential threats, allowing you to drive with peace of mind.
Carousel Circle Pattern

Types of Car Insurance Available for Renault Scala

The Renault Scala car insurance renewal or new purchase comes with both third-party and comprehensive insurance plans. Let us understand them in detail.
 

Third-party Cover

A third-party insurance financially covers you against third-party liabilities such as injuries and property damage. As per the Motor Vehicles Act of 1988, this is the minimum and mandatory coverage you must have before you drive your Renault Scala on the road.  
 

Comprehensive Cover

The comprehensive plan covers both third-party liabilities and own vehicle damages. This plan offers flexible coverage and pricing options, enabling you to choose the ideal coverage for your car. It also unlocks the possibilities for Add-ons that help enhance your coverage. 
 

Comprehensive Car Insurance Plan Vs Third-party Car Insurance Plan

Here are the key differences between a third-party policy and comprehensive cover for your Renault Scala car insurance Policy.

FeaturesThird-party Cover Comprehensive Cover
   
Legal RequirementIt is mandatory by law for all vehicle owners to have third-party cover in their insurance plans. Having own-damage cover is not mandatory by law. 
Coverage PlansCovers third-party liabilities only.Coverage for third-party liabilities along with own-vehicle damage.
CustomisabilityNot customisable as IRDAI fixes the price and coverage in this plan. Customisable IDV and options to buy Add-ons bring flexibility.
Applicability of Add-onsAdd-ons are not available in this coverage plan.Various Add-ons, like the Personal Accident Cover, are available on top of this plan.
No Claim BonusNCB is not applicable.NCB applies to this plan.
Premium CostPremium cost is fixed and usually lower.The premium cost is variable, depending on your coverage and IDV.

Inclusions/Exclusions in Renault Scala Car Insurance

Here are the inclusions for your Renault Scala comprehensive car insurance policy from ACKO:

  • Coverage for third-party injuries and property damages.
  • Accidental damage to your car.
  • Your medical expenses are covered under the Personal Accident Cover.
  • Damages due to fire or explosion.
     
Carousel Circle Pattern

Here are the exclusions for your Renault Scala comprehensive car insurance policy from ACKO:

  • Not following the rules under the Motor Vehicles Act of 1988 or rash driving.
  • Regular wear and tear of your Renault Scala due to depreciation.
  • Breakdown of the car due to mechanical or electrical failure.
  • Drunk Driving.
     
Carousel Circle Pattern

Add-ons for Renault Scala Car Insurance

Add-ons can enhance your insurance policy and help you get personalised coverage based on your risks. Here are some popular add-ons for Renault Scala car insurance.

Engine Cover

This add-on provides you with financial compensation for repairs and replacement of parts of your engine. Damages such as water ingress or oil leakage are covered under this plan.
 

Carousel Circle Pattern

Return to Invoice Cover

This add-on allows you to receive the full invoice price of your car rather than a depreciated value.
 

Carousel Circle Pattern

NCB Protection

With this add-on, you can claim your Renault Scala without breaking your NCB accumulation streak. This ensures a regular discount on your car insurance premiums.
 

Carousel Circle Pattern

Roadside Assistance

You can get roadside assistance in case your car breaks down. Its services include emergency towing, fuel fill, minor repairs, and other related services.
 

Carousel Circle Pattern

Renault Scala Insurance Price

Several factors can affect the price of your Renault Scala car insurance. Here is a list of them:
 

  • Car’s Age: Your car’s IDV or Insured Declared Value decreases as it depreciates over time, and a low IDV means a lower insurance price.
  • Driving Behaviour: Your Insurer scrutinises records such as claim history or traffic fines. A clean record can decrease your premium price.
  • RTO Location: City areas with greater traffic are more prone to accidents and can attract a higher premium price compared to town areas.
  • Voluntary Deductible: If you willingly pay for a part of your claims. The insurer may decrease your premiums.
Carousel Circle Pattern

Benefits of Buying ACKO Car Insurance for Renault Scala

ACKO’s well-optimised digital interface enables them to answer your claims within minutes and generally settle all minor claims within the same day. Here are some other benefits of renewing or buying Renault Scala car insurance from ACKO.

Buy, Renew, and Claim Online

You can easily buy, renew, and make claims through the ACKO website and mobile application online within minutes. 
 

Carousel Circle Pattern

Pickup and Drop Facility

In select cities, our team offers to pick up your damaged car, repair it at one of our network garages, and drop it back to your location within three days.
 

Carousel Circle Pattern

Discounts and Offers

ACKO offers discounts on seasonal and festive days. You can use them to make better savings.
 

Carousel Circle Pattern

Expert’s Guidance

Our insurance experts will help you get personalised coverage for your Renault Scala car insurance policy within your budget.

Carousel Circle Pattern

How to Buy Renault Scala Car Insurance From ACKO?

You can use the ACKO website or mobile application to renew your Renault Scala car insurance within minutes. Here are the steps to do so.
 

  • Step 1: Visit the ACKO website or open the ACKO app and click on car insurance.
  • Step 2: Enter your Renault Scala’s registration number in the white box and click on “View Offer Price”.
  • Step 3: Enter your registered mobile number and residential pin code.
  • Step 4: Customise your coverage type as per your needs and budget. Add necessary add-ons, such as Personal Accident Cover, and pay online.
  • Step 5: Once you pay, you will receive your Renault Scala car insurance documents via email.

Documents Required for Renault Scala Car Insurance

Here is a list of documents that you will need to have when applying for Renault Scala car insurance online.
 

  • Pan Card
  • Aadhaar Card
  • RC or Vehicle Registration Certificate
  • Driving License (DL)
  • NCB documents
  • Vehicle details like make, model, chassis number, etc.
  • Previous insurance details
Carousel Circle Pattern

Claim Procedure for Renault Scala Car Insurance

ACKO’s digital interface enables it to process your claims within minutes and verify them with minimal documentation. Let us learn how you can file for a Renault Scala car insurance online.

  • Step 1: Open the ACKO app or website and log in to your profile using the registered mobile number.
  • Step 2: You will see the list of insurance registered to your number.
  • Step 3: Select the Renault Scala car insurance and click on “Claim Now”.
  • Step 4: Upload pictures of your damaged vehicle from different angles, provide necessary information, and click on “Submit”.
  • Step 5: ACKO settles your minor claims instantly and guides you through the steps ahead for major claims.

Renault Scala Overview

The Renault Scala is a 5-seater Sedan available in 13 variants, with an engine capacity ranging from 1461 to 1498 cc. It has both automatic and manual transmission options.

This car has a spacious cabin with dual airbags, comfortable seats, and easy ingress, making it a viable option for long rides.

You can purchase a Renault Scala in the second-hand car market, as it was discontinued by Renault in 2017. As of now, the average price for a Renault Scala ranges from ₹7.44 Lakh - 10.61 Lakh*

*The price may vary depending on the overall condition of the vehicle, like its age, make, model, mileage, etc.

Renault Scala Rivals

  • Nissan Sunny
  • Volkswagen Vento
  • Skoda Rapid
  • Honda City
  • Hyundai Verna
  • Maruti Ciaz
Carousel Circle Pattern

Frequently Asked Questions
 

Renault discontinued the production of Scala in 2017. However, you can still buy a Renault Scala in the second-hand car market in India for around ₹7.44 Lakh to ₹10.61 Lakh.
 

Yes, the Motor Vehicles Act of 1988 makes it mandatory for all registered vehicle owners, including Renault Scala owners, to have third-party insurance cover.
 

The Renault Scala car insurance comes with two coverage options: the Third-party cover and the comprehensive cover with Add-ons available over it.
 

The Renault Scala car insurance price depends on various factors. Here is a list of them.
Car’s depreciation as per IRDAI rates
The car’s overall condition
Mileage
Make, model and type of vehicle
Location of RTO
Claim history
Your driving behaviour, etc.
 

Here is a list of popular add-ons available for the Renault Scala car.
Zero-Depreciation Cover
Roadside Assistance Cover
Return to Invoice cover
Engine Cover
NCB Protect, etc.
 

You can easily renew the insurance policy for your Renault Scala or any other car by visiting the ACKO website or mobile application. You simply need to enter your car's number and provide the necessary details to proceed.
 

Author photo Icon

Written by Saumya Srivastava

10k Linkedin Followers Author dot Icon

Reviewed by Lokesh Shetty Author info Icon

A professional writer who loves delivering content that resonates, educates, and keeps readers engaged, making the often complex world of insurance more approachable and enjoyable. Beyond the pen, she is a passionate foodie at heart who believes in savoring life’s flavors in all aspects, whether it's a new dish or a well-crafted sentence.

Car Insurance for Popular Brands

Other Car Insurance Products