Car insurance in Bhubaneswar

Third-party Car Insurance is a legally mandated cover. This policy financially protects you against third-party liabilities such as third-party injury (including death) and property damage.

An Own Damage (OD) Cover financially covers you in the event of theft or accident-related physical damage to your car. Some of the damages included under this cover are collision-caused damages and damages caused by manmade or natural adversities.

A Comprehensive - Basic plan is basically a combination of a Third-party and Comprehensive Cover. This plan also gives you the option to increase coverage by buying desired add-ons.

A Comprehensive - Super Saver plan offers the same coverage of a Comprehensive plan, plus an added benefit. If you contact us after your car has endured accident-related damages, we will arrange for free transportation of your vehicle to a nearby network garage. However, if you choose to repair your vehicle in a non-network garage without informing us, you need to pay a deductible worth Rs. 5,000.

A Zero Depreciation - Basic cover provides the financial protection of a Comprehensive Policy and also protects your car’s components from depreciation. Depreciation is the decrease of a product's monetary value as it ages.

A Zero Depreciation - Smart Saver plan gives the coverage of a Zero Depreciation - Basic plan and comes at a discounted cost. Nevertheless, if your car endures accident-related damages, you need to put down Rs. 5,000 as deductible before the insurance coverage kicks in.

A Zero Depreciation - Super Saver plan provides the coverage of a Zero Depreciation - Basic plan and free transportation for claim-related repairs. Nevertheless, if you get your car repaired without telling us, you need to spend Rs. 5,000 as deductible.

A Personal Accident (PA) Cover is not strictly an insurance policy. However, it is a legally mandatory cover for all motor vehicle owners. It provides a lump sum to the insured/insured’s nominees in the unfortunate event of accident-caused bodily disability or death.

As you may know, ACKO operates on a digital infrastructure. This helps us reduce operating costs. The savings we accumulate are reflected in the form of affordably priced policies.

Generally, if you raise a car accident-related claim, it is likely that you have to wait a few days or weeks to receive the settlement. But that’s not the case with ACKO. For instance, we settle approved claims for minor car damages in just a few hours from when you raise the request.

If your car is involved in an accident, simply call us. We will take your vehicle to a nearby network garage and deliver it to your residence after the repairs are completed. However, note that this benefit can be availed only under certain policies.