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Car insurance in Bhubaneswar

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Car Insurance in Bhubaneswar

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Bhubaneswar, the capital of Odisha, is the largest city in the state. It is also called the “Temple City” because of its numerous temples; a total of over a whopping 700! Not only that, it also houses famous industrial complexes, educational institutions and tourist attractions. You may have guessed, this city also has the highest population in the state as per the 2011 census report. Not surprisingly, the road traffic is also high here. High road traffic increases the probability of encountering road accidents. That is why, if you are a resident of this city and own a vehicle, it is wise to get it insured. In this article, we have discussed car insurance in Bhubaneswar and the benefits of opting for ACKO’s four-wheeler insurance.

Car insurance plans in Bhubaneswar
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The following are ACKO’s car insurance plans. Please note that some of them are exclusive to us.

Own Damage Cover
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An Own Damage (OD) Cover financially covers you in the event of theft or accident-related physical damage to your car. Some of the damages included under this cover are collision-caused damages and damages caused by manmade or natural adversities.

Comprehensive - Basic
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A Comprehensive - Basic plan is basically a combination of a Third-party and Comprehensive Cover. This plan also gives you the option to increase coverage by buying desired add-ons.

Comprehensive - Super Saver
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A Comprehensive - Super Saver plan offers the same coverage of a Comprehensive plan, plus an added benefit. If you contact us after your car has endured accident-related damages, we will arrange for free transportation of your vehicle to a nearby network garage. However, if you choose to repair your vehicle in a non-network garage without informing us, you need to pay a deductible worth Rs. 5,000.

Zero Depreciation - Basic
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A Zero Depreciation - Basic cover provides the financial protection of a Comprehensive Policy and also protects your car’s components from depreciation. Depreciation is the decrease of a product's monetary value as it ages.

Zero Depreciation - Smart Saver
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A Zero Depreciation - Smart Saver plan gives the coverage of a Zero Depreciation - Basic plan and comes at a discounted cost. Nevertheless, if your car endures accident-related damages, you need to put down Rs. 5,000 as deductible before the insurance coverage kicks in.

Zero Depreciation - Super Saver
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A Zero Depreciation - Super Saver plan provides the coverage of a Zero Depreciation - Basic plan and free transportation for claim-related repairs. Nevertheless, if you get your car repaired without telling us, you need to spend Rs. 5,000 as deductible.

Personal Accident Cover
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A Personal Accident (PA) Cover is not strictly an insurance policy. However, it is a legally mandatory cover for all motor vehicle owners. It provides a lump sum to the insured/insured’s nominees in the unfortunate event of accident-caused bodily disability or death.

Since Bhubaneswar is the capital city of Odisha and is usually always brimming with activity, it is likely that the threat of road accidents is high here. Unfortunately, road accidents that happen in city traffic affect all cars irrespective of their safety features. That is why it is wise to purchase car insurance in Bhubaneswar. That way, you will be financially compensated in the off chance of a vehicular collision. Besides, as per The Motor Vehicles Act of 1988, all car owners are required to carry Third-party Insurance to drive legally in India. So, it is not only a good choice to buy car insurance, but also a legal necessity.

Benefits of buying car insurance in Bhubaneswar from ACKO
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In this section, we will highlight compelling reasons as to why you should choose ACKO car insurance in Bhubaneswar.

Pocket-friendly premiums
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As you may know, ACKO operates on a digital infrastructure. This helps us reduce operating costs. The savings we accumulate are reflected in the form of affordably priced policies.

Speedy compensation
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Generally, if you raise a car accident-related claim, it is likely that you have to wait a few days or weeks to receive the settlement. But that’s not the case with ACKO. For instance, we settle approved claims for minor car damages in just a few hours from when you raise the request.

Repair-related transportation
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If your car is involved in an accident, simply call us. We will take your vehicle to a nearby network garage and deliver it to your residence after the repairs are completed. However, note that this benefit can be availed only under certain policies.

How to file a claim with ACKO
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Follow the below-listed steps to raise a car insurance claim in Bhubaneswar.

Once we receive your claim, we will process it as per your policy’s terms and provide the applicable settlement as soon as possible.

How ACKO car insurance can financially protect you in Bhubaneswar
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ACKO’s wide-ranging car insurance can financially protect you in Bhubaneswar in the following ways.

Frequently asked questions
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In this section, we have answered some of the most common questions on car insurance in Bhubaneswar.


Does ACKO offer car insurance in Bhubaneswar?

Yes, ACKO offers car insurance in Bhubaneswar.

Which is the best car insurance policy in Bhubaneswar?

The best car insurance policy in Bhubaneswar is subjective. Based on the coverages required, the best car policy will differ from person to person. Nevertheless, it is ideal to possess at least a Comprehensive Car Policy. That way, you will be covered against third-party liabilities and damages to your vehicle. You will also fulfil the legal requirement of possessing Third-party Insurance.

What is the policy premium of ACKO’s car insurance policies in Bhubaneswar?

You can use our car insurance premium calculator tool to find out the prices of our car insurance policies in Bhubaneswar.