Car insurance in Mysore

According to The Motor Vehicles Act, possessing this policy is a legal obligation in India. It covers accident-related injuries, death and property damage to a third party.

This Cover financially protects you from accident-related damages and theft. The inclusions under accident-related damages include collisional damages and damages resulting from manmade and natural catastrophes.

This policy offers the financial protection of both a Third-party and Own Damage Cover. It also has an option of upgrading coverage by buying add-ons.

Under this plan, you get Comprehensive Policy coverage and more. If your car endures accident-related damages and you inform us, we will repair it in a network garage and return it to you for free. However, if you choose to get your car repaired, a Rs. 5,000 deductible is applied.

As you may be aware, the value of car components depreciates with time. A Zero Depreciation - Basic plan provides the coverage of a Comprehensive - Basic Policy and also financially protects your car parts from depreciation regarding claim settlement.

A Zero Depreciation - Smart Saver plan offers the same inclusions as a Zero Depreciation - Basic plan at a lower price. The key difference is that during an accident-related claim, you must first put down Rs. 5,000 as a deductible.

A Zero Depreciation - Super Saver plan offers the same inclusions as a Zero Depreciation - Basic plan plus one more benefit. You can avail of free transportation for claim-related repairs. However, if you get your car patched up without telling us, a deductible of Rs. 5,000 will be applicable.

A Personal Accident (PA) Cover is technically not a car insurance policy. Nevertheless, as per Indian law, all motor vehicle owners ought to buy it. It offers monetary compensation if you are involved in a car accident and incur physical disability or death.

Our digital infrastructure enables us to function on low operating costs compared to traditional insurers. We use the savings to reduce the cost of our insurance products. Since we sell direct-to-customer, our policies are commission-free as well.

If you have raised a car insurance claim before, you may be aware of how long it takes to receive a settlement. In contrast, ACKO offers a speedy claim process. For instance, we settle approved minor damage-related claims within just a few hours.

If your car incurs damages due to an accident, just call us, and we will transport your car to a nearby network garage and return it to you once the repairs are completed. However, please note that this benefit is applicable only under some policies.