Car insurance in Mangalore

Third-party Insurance is a government-mandated policy. It offers coverage against car-related third-party liabilities such as injury, death or property damage to a third party.

An Own Damage (OD) Cover provides coverage in situations where your car gets damaged. Its inclusions are vehicle theft, collisional damages, and damages caused by manmade and natural calamities.

A Comprehensive - Basic policy is a blend of a Third-party and OD Cover. So, you get the best of both worlds in terms of coverage. Another benefit of this policy is the ability to expand coverage by selecting desired add-ons.

A Comprehensive - Super Saver plan offers the coverage of a Comprehensive - Basic plan, plus an added benefit: your vehicle will be transported to a network garage for claim-related repairs. However, if you get your car repaired without informing us, you have first to shell out a deductible worth Rs. 5,000 before we start pitching in.

A Zero Depreciation - Basic plan is popularly referred to as a “bumper to bumper plan”. Under it, you get the coverage of a Comprehensive Policy, plus protection against the depreciation costs of vehicle components during claim settlement.

A Zero Depreciation - Smart Saver plan offers the coverage of the Zero Depreciation - Basic plan at a reduced rate. Note that if you raise an accident-related claim, you have to put down the first Rs. 5,000 as a deductible; after that, we will cover you.

A Zero Depreciation - Super Saver plan comes with all the benefits of Zero Depreciation - Basic plan. The only difference is that it additionally offers free vehicle transportation to a network garage for claim-related repairs. Here again, if you get your vehicle repaired by yourself and fail to inform us, you have to pay a deductible of Rs. 5,000.

Technically, a Personal Accident Cover is not a car insurance policy but, as per The Motor Vehicles Act of 1988, possessing it is a mandatory requirement for all vehicle owners. It compensates the insured car owner with a bulk amount if they die or become physically disabled due to an accident.

Some of the car plans we offer are unique to us and provide coverages that you are unlikely to find elsewhere. Also, we give you the option to personalise plans as per your specific insurance needs.

ACKO operates on digital infrastructure as opposed to physical offices. This model reduces our operating costs. We use these savings to offer low-cost car insurance policies.

There’s no need to fill out lengthy forms or attach a long list of documents while insuring your car with us. We follow a no-paperwork policy where you can insure your car with just a few clicks online.