Car insurance in Pune

Buying this basic coverage is mandatory in India. It covers costs related to third-party property damage, death or permanent disability, etc. Some coverages like protection against legal liabilities and a Personal Accident Cover (need to purchase it separately) are useful for you but your car is not insured under this plan.

Own damage refers to the damage suffered by your car. It can get damaged due to accidents, floods, fire, vandalism, etc. Own Damage Insurance helps with the cost of repairing/replacing the damaged car parts.

The ACKO's Comprehensive Basic Plan comprises coverages like Third-party Liability Cover and Own Damage Insurance. You can raise a claim against events like third-party death, damage to your car from natural calamities, accidents, total loss, fire, etc. Coverage for theft is also included.

ACKO's Super Saver Plan offers features like more discounts and services. If you opt for a Super Saver Plan, you must inform us about the car insurance claim as soon as possible, and we will send the car for repairs to a network garage. Failing to intimate ACKO and getting the repairs done from a non-network garage will lead to a deductible amount of Rs. 5,000.

The features of a Comprehensive Basic Plan paired with a Zero Depreciation Cover make up the Zero Depreciation - Basic Plan. You get the benefits of Third-party Liabilities coverage, Own Damage Cover, and Zero Depreciation Add-on under this plan.

The cost of buying the Zero Depreciation Smart Saver plan is lower than buying a Super Saver Plan. This is because you need to bear a voluntary deductible of Rs. 5,000 in case of a claim. This feature is useful to safe drivers who drive and avoid making claims.

The Zero Depreciation Super Saver Plan is like Comprehensive Super Saver. The difference is you get benefits of the Zero Depreciation Add-on as well. If you buy this plan, you must inform ACKO in case of damage. Then the car must be sent to a network garage for repairs. If not, you need to pay a deductible of Rs. 5,000.