Car insurance in Mumbai

All car owners must insure their vehicle with Third-party Insurance. Its primary objective is to provide you financial protection against losses faced by a third party, including injuries, death or damages to their property due to an accident caused by the insured vehicle.

The OD Cover provides financial protection if your insured car gets damaged caused by accidents, natural/man-made disasters, fire, and if your vehicle gets stolen. For coverage against such damages or losses, it is ideal to opt for the Own Damage Insurance plan apart from the mandatory Third-party Insurance Plan.

The Comprehensive - Basic plan combines the mandatory Third-party Insurance and the OD Cover. It offers financial protection against third-party liabilities and damages to your insured vehicle. You can purchase it as a 1-year plan or a long-term plan.

Conceived exclusively by ACKO, this plan offers unique benefits and an exceptional claim experience. We shall arrange for the pickup and drop facility when you register a claim. The car is repaired at our partner garage and delivered to you at no cost. However, if you fail to inform us before the commencement of the repair work, you are entitled to pay Rs. 5,000 as a deductible.

The Zero Depreciation - Basic plan provides all the benefits of the Comprehensive - Basic plan along with coverage for depreciation costs. Without this plan, also known as the ‘Bumper-to-Bumper’ car insurance, only some parts, such as fibre and plastic, are covered. For maximum claim settlement, this plan is ideal for your car.

Designed exclusively by ACKO, it provides all the benefits of the Zero Depreciation - Basic plan at a discounted price. We shall pay the repair cost during claims, and you pay Rs. 5,000 as a deductible. If the chances of raising claims against your policy are low, this plan is ideal for you and your vehicle.

Customised by ACKO, the plan is designed to cover all the benefits of the Comprehensive - Basic and Zero Depreciation - Basic plans, along with superior claim experience. When you register a car insurance claim, we shall pick up your car, repair it at our network garage and deliver it back to you without any charges. You shall pay Rs. 5,000 as a deductible if you fail to inform us before you commence repairs.