Get your Jawa Perak bike insured in a simple and hassle-free way!
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Jawa is one of the oldest motorcycle brands in the world, and it has produced some iconic bikes. One such iconic motorcycle is the Jawa Perak which was launched in the Indian market at the end of 2018. The Jawa Perak is a unique motorcycle which reflects the rich heritage of the Jawa brand. What makes the Perak so special is the unique design with a floating rider seat and retro-style headlight and tail light. This article will provide you with all the information related to Jawa Perak Bike Insurance.
Below are the benefits of buying Acko bike insurance policy for your Jawa Perak bike:
At Acko General Insurance, there is no paperwork involved while buying two-wheeler insurance online. The entire process of purchasing the bike insurance can be completed online with minimal documentation.
Acko offers instant claim settlements for minor damages. Applying for a bike insurance claim is easy at Acko as you can register the claim online. After the assessment of the damage, Acko will transfer the claim settlement amount directly to your account.
Acko suggests the optimum IDV (Insured Declared Value) for your Jawa Perak bike and provides two-wheeler insurance plans. You can compare insurance plans and add-on covers before making the final decision.
Acko’s team of experts will give you unbiased advice on two-wheeler insurance plans. The customer support team will guide you while purchasing Jawa Perak bike insurance or while registering a claim. The trained professionals from Acko will ensure that you choose the right two-wheeler insurance plan for your Jawa Perak bike.
There are mainly two types of insurance plans for Jawa Perak Bike: Third-Party bike insurance and Comprehensive bike insurance. Both the insurance plans offer different coverage benefits. Below are the coverage details of third-party and comprehensive two-wheeler insurance plans:
As the name suggests, the third-party insurance plan provides only third-party damage cover, and it does not provide an Own Damage cover. Moreover, it’s compulsory to buy third-party two-wheeler insurance for your Jawa Perak as per the Motor Vehicles Act.
A comprehensive two-wheeler insurance policy provides third-party and Own Damage cover. The insurance plan covers damage to your bike and injury/accidental death of the rider/owner. Apart from that, the comprehensive insurance plan provides coverage against loss/theft of the insured motorcycle. You can also buy add-on covers to expand the coverage benefits of the comprehensive two-wheeler insurance policy.
Below are the inclusions of Jawa Perak two-wheeler insurance:
Loss/Damage to third-party property or life.
Loss/Damage to the motorcycle due to an accident.
Loss/Damage to the motorcycle due to man-made calamities such as riots, etc.
Loss/Damage to the motorcycle due to natural disasters such as earthquakes, storms, floods, etc.
Loss/Theft of the insured motorcycle.
Loss/Damage to the motorcycle due to an explosion or fire outbreak.
Note: Own Damage cover applies to only Comprehensive Bike Insurance plans.
Jawa Perak bike insurance will not provide coverage against the following circumstances:
Breakdown of the motorcycle due to mechanical or electrical failure.
Riding the motorcycle without a valid driving licence.
Loss/Damage to the motorcycle due to natural wear and tear.
Riding the motorcycle under the influence of alcohol or intoxicating substances.
Improper handling of the motorcycle.
Depreciation* value of the motorcycle.
*Note: Depreciation value is covered under the Zero Depreciation add-on cover.
A comprehensive two-wheeler insurance policy will allow you to purchase add-on covers. Below are the available add-ons for Jawa Perak two-wheeler insurance:
Personal Belongings - Damage/Theft
Roadside Assistance cover
Engine Protection cover
Outstation Emergency Cover
You can register a bike insurance claim at Acko General Insurance by following the below steps:
Download the Acko smartphone app or log on to the website www.acko.com.
Select the ‘Bike Insurance’ option from the Products drop-down menu.
Next, select the ‘Two-Wheeler/Bike Claims’ option from the Claims drop-down menu.
Log in to your Acko account and enter details such as insurance policy number, vehicle registration number, etc.
State the nature of the damage and upload pictures of your damaged motorcycle.
After the assessment of the damage, Acko will transfer the claim settlement amount to your account.
Acko offers instant claim settlements for minor damages.
Minor repairs will be done at your location.
Major repairs or replacement of parts can be done at Acko’s network of cashless garages.
Yes, online bike insurance is valid for Jawa Perak bikes. In fact, by buying two-wheeler insurance online, you will save a lot of time and money. The documentation is simple, and you can compare different insurance plans before making the purchase.
Renewing Jawa Perak bike insurance online takes only a few minutes as the documentation and payment are done through digital mode.
The cost of Jawa Perak bike insurance depends on the value and condition of the motorcycle. The cost of two-wheeler insurance also depends on the type of insurance plan you choose.
Yes, buying a third-party two-wheeler insurance policy is mandatory as per the Motor Vehicles Act. Comprehensive insurance plan is optional, but it provides better coverage when compared to the third-party bike insurance policy.
Add-on is nothing but the additional coverage which you can purchase separately for a comprehensive two-wheeler insurance policy. You can buy add-ons such as Engine Protection Cover, Roadside Assistance Cover, Consumables Cover, etc. for a comprehensive bike insurance policy.
No, you cannot purchase add-ons for third-party bike insurance as it only overs third-party damage. Only a comprehensive bike insurance plan allows you to buy add-on covers.
IDV is the current value of your motorcycle. IDV is also the maximum sum insured which will be paid to you by the insurer if your motorcycle is stolen or damaged beyond repair.
Yes, you can renew Jawa Perak bike insurance within the grace period provided by the insurer. Post grace period, you have to pay the required penalties to renew the two-wheeler insurance policy. Note that an expired bike insurance policy does not provide coverage, so it is better to renew the insurance before it expires.
Yes, you can reduce the cost of bike insurance by installing an anti-theft/security device on your motorcycle. With less risk of theft, the premium of the bike insurance will be reduced. You can also avoid buying unnecessary add-ons to reduce the premium. Lastly, you can opt for third-party bike insurance to keep the costs down.
Yes, you can apply for a claim for minor damages on your motorcycle. But if you have not bought the No Claim Bonus (NCB) Cover, you will lose out on NCB while renewing the insurance.