Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan

KTM 125 Duke Bike Insurance

Get your KTM 125 Duke bike insured in a simple and hassle-free way!

Bike insurance starting at ₹555*

Bike number

Looking to insure brand new bike?

Zero commissions, big savings


Home / Two-wheeler Insurance / KTM Bike Insurance / Duke 125 Bike Insurance

KTM is one of the most popular and premium two-wheeler brands in India at the moment, and they are easy to spot with their bright orange paintwork and unique exhaust note. The KTM 125 is the most affordable KTM you can get your hands on in India today.

That being said, at an ex-showroom price of approx Rs. 1.8 lakh, which is different from what one would call an affordable machine, especially for the 125 cc segment. 

Insurance is mandatory for every vehicle in the country. If you are looking to buy a KTM 125 Duke and are looking for information on KTM 125 Duke Bike Insurance, read on.

About KTM 125 Duke Bike Insurance
Jump Tag Icon

The Motor Vehicle Act of 1988 states that any vehicle operating in the country needs at least a third-party insurance cover to be able to drive anywhere in the country. 

There are a number of benefits to this, apart from avoiding the traffic fine here are some of the most important advantages.

Types of KTM 125 Duke Bike Insurance available today
Jump Tag Icon

You can get two types of insurance policies for your KTM 125 Duke.

Third-Party Bike Insurance Policy
Jump Tag Icon

Third-party insurance is the minimum legal requirement for any vehicle in India. As the name suggests, third-party insurance primarily protects you from any financial liabilities that may result if a third party has been injured or has lost their life or if their vehicle or property has suffered any damage. 

A Third-party Insurance Policy is the most popular insurance policy in the country for two primary reasons; the first is because it has the lowest premiums, and the second is the lack of awareness about the availability of comprehensive insurance plans.

An important point to note when it comes to Third-party bike Insurance Policy is that it does not cover damages to your vehicle.

Comprehensive Bike Insurance Policy
Jump Tag Icon

Comprehensive Insurance Policy is a step up from third-party insurance. It provides all the benefits that the Third-party Insurance Policy provides, along with covering the cost of damages to your own vehicle as well.

Another big benefit of this policy is that it also covers you financially in the event your vehicle is stolen, and the police are unable to recover it and if your vehicle gets damaged in natural or man-made disasters such as floods, earthquakes, riots, vandalism and so on.

Comprehensive plans also have the option to include add-ons which can provide you with additional coverage based on your individual needs.

Considering its premium price tag, your KTM 125 Duke Bike Insuranceshouldbe a comprehensive policy.

KTM 125 Duke Bike Insurance Inclusions
Jump Tag Icon

If you choose to go in for a comprehensive policy for your KTM 125 Duke, these are the coverage details. 

KTM 125 Duke Bike Insurance Exclusions
Jump Tag Icon

An insurance provider has the right not to entertain your claim in certain scenarios. A few of them are given below.

KTM 125 Duke Bike Insurance Add-Ons
Jump Tag Icon

With Comprehensive bike Insurance Policy, you can opt-in for certain add-ons to either plug coverage gaps in the standard insurance policy or if you need additional coverage due to your unique riding conditions. Please note that add-ons are subject to availability.

Here is a list of all the bike insurance add-ons available with a comprehensive insurance policy.

You must know that all these add-ons do increase your monthly premiums. That being said, the little extra you pay can save you tenfold if you file an insurance claim any time down the line.

Why Acko
Jump Tag Icon

Hospital daily allowance

Jump Tag Icon

You can purchase KTM 125 Duke bike insurance from ACKO without leaving the comfort of your own home. It is a paperless experience, and you will receive your insurance policy in minutes.

How to raise cashless claims?

Raise a Claim Hassle-Free and Enjoy Instant Claim Settlements
Jump Tag Icon

Log into your ACKO account using a laptop or smartphone, upload photographs of the damage to your KTM 125 Duke, and upload all the required documents to register claims.

Difference Between A Vehicle’s Ex-Showroom Price and On-Road Price

Lowest Premiums
Jump Tag Icon

You won't have to deal with middlemen because ACKO does everything online. All of the advantages of not having to deal with those extra overhead costs mean that you can get the most affordable insurance plans.

How Do You File a Claim with Your KTM 125 Duke bike Insurance?
Jump Tag Icon

Filing an insurance claim with ACKO is a very straightforward process. All you need to do is:

  1. Log into your ACKO account from our website.

  2. Find the option to raise a claim.

  3. You will have to answer a few questions and upload photographs of your bike and the required document soft copies.

  4. Click on “Submit”, and you are done. 

It is important to note that you should inform us the moment you have met with an accident. We understand that sometimes it may not be possible to do so immediately, but you must call and inform us to provide you with a seamless settlement process.

Jump Tag Icon

Here are common questions about KTM 125 Duke bike insurance.


What is the most affordable insurance plan for my KTM 125 Duke?

Third-party insurance will be the most affordable insurance plan for a KTM 125 duke but considering the 125 Duke is a premium motorcycle, a Comprehensive Insurance Policy is highly recommended. 

How much does ACKO bike insurance plans cost?

The cost of ACKO's bike insurance plans is dependent on the make and model of the bike, as well as the location.

What are the best add-ons for a KTM 125 Duke bike insurance?

If you love going on road trips, then a Zero Depreciation Cover, and Roadside Assistance Cover, are some of the best add-ons. 

What is the ex-showroom price of the KTM 125 Duke?

The KTM 125 Duke is one of the best 125 cc options in the country and comes with an ex-showroom price tag of Rs 1.8 lakh (as on December 2022).

List Of Different Motor Insurance Plans
Jump Tag Icon

Car Insurance Bike Insurance
Comprehensive Car Insurance Comprehensive Bike Insurance
Third-Party Car Insurance Third-Party Bike Insurance
Commercial Car Insurance