KTM RC 200 Bike Insurance

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KTM RC 200 Bike Insurance

Home / Two-wheeler Insurance / KTM Bike Insurance / RC 200 Bike Insurance

KTM RC 200 is one of India's most sought-after sports bikes. It offers solid performance with its frugal engine. Since the KTM RC 200 is an expensive vehicle, it requires well-balanced insurance coverage that covers unforeseen damages and third-party liabilities. That’s where KTM RC 200 bike insurance comes into the picture. Read on the know about KTM RC 200 insurance price and benefits of online KTM RC 200 Insurance.

Importance of buying online two-wheeler insurance for KTM RC 200

Here are the benefits of buying bike insurance for KTM RC 200 online.

1. Zero paperwork

There is no paperwork when you buy KTM RC 200 bike insurance online. Whether you want to buy/renew your policy or raise a claim, you can do so through the online platform. The process does not require paperwork.

2. Quicker turnaround time

With the advent of digital technology, you can transact online 24/7. You can use our online platform (website or mobile app) to log into your account and buy/renew insurance for bikes.

3. Transact directly with ACKO

We like to transact directly with you. You can utilise our website/app to transact anytime. There are no middlemen commissions. Hence, our KTM RC 200 insurance price is one of the lowest in the market.

Bike insurance policies for KTM RC 200

Comprehensive and Third-party Two-wheeler Insurance are the two types of 2-wheeler insurance policies available for KTM RC 200 bikes. Here are the coverage details of the policies so that you can make an informed decision while purchasing bike insurance online.

Third-party Two-wheeler Insurance Policy

Third-party Two-wheeler Insurance is a basic and compulsory insurance policy that offers coverage against third-party liabilities, including damages to their vehicle and injury (including death) to a third party. However, this type of insurance for the bike does not cover damages to or theft of your KTM RC 200.

Comprehensive Two-wheeler Insurance Policy

Comprehensive Two-wheeler Insurance is a policy that offers financial protection against damages to your KTM RC 200 apart from coverage for 3rd party liabilities. Damages due to accidents, manmade and natural calamities, fire, and explosions are covered under this policy. Bike theft is also a policy inclusion.

What’s covered in KTM RC 200 bike insurance?

The following liabilities are covered under the KTM RC 200 insurance (Comprehensive Policy).

What’s not covered in KTM RC 200 bike insurance?

The following instances are not covered under the KTM RC 200 insurance.

Add-ons for KTM RC 200 bike insurance

To increase the coverage of your bike insurance policy further, you can include the following add-on covers (subject to availability) for your KTM RC 200 bike.


Here is why you should consider ACKO while buying bike insurance for KTM RC 200.

1. Low-premium two-wheeler insurance

We follow the direct-to-customer model. Thus, there are no middlemen or agency commissions. This lets us pass on the savings to you through low-cost two-wheeler insurance plans for your bike. You can scroll to the top of the page to know KTM RC 200 insurance cost instantly.

2. Faster claim process

Raising claims at ACKO is a hassle-free experience thanks to our digital setup. Even the claim settlement is faster. Claim settlement for minor damages is processed almost immediately. And claims involving major damages are settled within a few hours, depending on the extent of the damage and the terms and conditions.

3. Uncomplicated online experience

Our robust online platform (website/app) lets you buy/renew a policy and raise a claim online without any hassles. Whether you have questions about bike insurance or about how we work, you get all the information online. Additionally, there is zero paperwork involved for any of the services.

ACKO claim procedure

Here’s a step-by-step process explaining how to file a claim at ACKO.

For minor damages to KTM RC 200, the claim is settled within a few minutes. And claims for major damages shall be settled within a few hours, subject to the terms and conditions of the policy.

Frequently asked questions

Here are answers to some questions about KTM RC 200 Bike Insurance.

How is the IDV (Insured Declared Value) calculated for the KTM RC 200 bike?

IDV in bike insurance is the current market value, not your two-wheeler's resale value. In case of a total loss or if your KTM RC 200 is stolen, ACKO shall pay the IDV minus the depreciation and deductibles. 

Is it compulsory to buy insurance for second-hand KTM RC 200?

Yes, buying the Third-party Bike Insurance Policy for a second-hand KTM RC 200 is compulsory as per The Motor Vehicles Act 1988. Failure to insure your KTM RC 200 with the 3rd Party Insurance shall invite traffic fines of up to Rs. 4,000 and/or imprisonment.

Can I transfer my accumulated No Claim Bonus (NCB) when I switch to a new insurer for my KTM RC 200 bike?

Yes, you can transfer the NCB from one insurance company to another.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

Two-wheeler insurance for other KTM bike models

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ACKO General Insurance Limited

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CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Save Rs. 45,000 has been calculated on IDV of 20,00,000, 0% NCB and select add-ons. Amount saved is in comparison to Acko's F&U filing. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.