Upto 85% off on Chevrolet Spark Car Insurance
Buy or Renew Car Insurance Online in 2 Minutes ⚡️Since its first launch, the Chevrolet Spark has gained popularity as one of the most compact, affordable, and practical city cars. Those who own it shower nothing but praise for this car. However, to ensure its uninterrupted performance and protection, purchasing Chevrolet Spark car insurance is necessary. Besides providing legal compliance, it will help you stay at peace whenever uncertainty arises. So, explore further about which types of policies are available, their benefits, and how a Chevrolet Spark car insurance claim works in the following section.
To avail financial security and legal compliance, purchasing Chevrolet Spark car insurance is not optional but a necessity. The following pointers will let you in on some more benefits of car insurance:
Besides accidental damage, a comprehensive car insurance plan covers damage incurred due to natural or man-made disasters.
Having a relevant car insurance policy enables you to stay legally compliant while driving on Indian roads.
With many insurance providers, you can choose to lower your deductible, which means paying less out-of-pocket in case of a claim. This can reduce the amount you have to pay upfront when filing a claim.
Personal injury protection (PIP) covers medical expenses for you and your passengers, regardless of who caused the accident. This can be particularly valuable for minor injuries.
One can choose from two main types of car insurance policies for their Chevrolet Spark. These are:
The Ministry of Road Transport and Highways in India has mandated third-party car insurance through the Motor Vehicles Act (1988). This policy protects from legal liabilities if a policyholder gets involved in third-party property damage or injury.
It is an optional yet robust car insurance plan that offers high coverage against both third-party and own damage. Under a comprehensive policy, a Chevrolet Spark car owner can opt for cashless as well as reimbursement benefits at the time of repair.
Here is a quick comparison between comprehensive and third-party car insurance:
Parameters | Comprehensive | Third-Party |
Coverage | High coverage, including third-party and own damage | Standard coverage for only third-party damage |
Premium | High premiums that are determined by insurers | The premium amount is finalised by IRDAI |
Add-ons | Available | Not available |
Legal Requirement | No | Yes |
Theft/loss coverage | Yes | No |
Being aware of car insurance policy inclusions and exclusions eliminates the chances of confusion in the future. Here are some of the common inclusions and exclusions of the Chevrolet Spark car insurance policy:
Inclusions | Exclusions |
Common damages caused by collisions | Driving under the influence of drugs or alcohol |
Damage due to Fire or explosions | Driving without proper driving documentation, such as a license, a pollution certificate |
Personal accident leading to disability or death | Normal wear and tear |
Car theft and vandalism | Participating in illegal races |
Car damage caused by natural or man-made calamities | Driving outside of the permitted zone |
ACKO provides the following add-ons in order to help you extend the coverage for your Chevrolet Spark. However, do not forget to check Chevrolet Spark car insurance eligibility before buying:
When it comes to calculating the Chevrolet Spark car insurance price, the factors that matter the most are:
Here are some of the remarkable benefits of purchasing ACKO car insurance for the Chevrolet Spark:
Here is a step-by-step guide for you on how to purchase car insurance for your Chevrolet Spark:
Step 1: Download the ACKO application on your mobile or visit ACKO’s official page.
Step 2: Fill in your car number and click on “View Offer Price”
Step 3: Choose the brand name of your car and provide car details, such as variant, fuel type, etc
Step 4: Fill in personal information such as mobile number, pin code, specify if you have made a claim in the previous year, and click on “Continue”
Step 5: Choose either a comprehensive or third-party plan and move on to choose the add-ons
Step 6: After finalising everything, proceed to payment.
Step 7: Once the payment is complete, the policy will be sent to your email ID.
While purchasing a Chevrolet Spark car insurance policy from ACKO, keep the following documents handy:
Follow these steps to make a Chevrolet Spark car insurance claim:
Step 1: Click here to go to the ACKO’s Official website or download the app.
Step 2: Log in to your account by providing your mobile number and receiving an OTP
Step 3: Go to the Chevrolet Spark policy section and click on “Claim Now”
Step 4: Click pictures of the damage with as much detail as possible, upload additional documents and “Submit”.
Step 5: Once verification is complete, team ACKO will settle your claim as per your policy.
Chevrolet Spark is a 5-seater minihatchback, which was introduced in the mid-2000s in India. With an LPG engine power of 995cc, the car initially became quite popular as a powerful city car because of its compact style and efficiency. However, in late 2017, the company discontinued its production since the demand for sedans rose. Still, if you are interested, you can purchase this car from used car dealers in India.