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Driving in your new sleek Lexus ES is absolute bliss, but it is just as important to protect it. With Lexus ES Car Insurance, you can cover your luxury sedan against unexpected accidents, giving you peace of mind whether you are on a weekend road trip or your daily drive to work.
From comprehensive coverage to easy claims, the ideal insurance policy enhances your driving experience and keeps your cherished car safe. Discover the benefits, varieties, and claim process today.
Apart from safeguarding your vehicle in the event of physical damage caused by an accident, the following are some additional interesting advantages of a Lexus ES car insurance policy:
As per the Motor Vehicle Act (1988), Indians are required to purchase third-party car insurance to drive their own car on public roads.
Cases of theft and vandalism of cars are an all-pervasive menace in India. To safeguard your Lexus ES against these occurrences, purchasing comprehensive car insurance is a wise decision.
Luxury vehicles like the Lexus ES cost a lot to repair after a collision. Under full coverage insurance, collision or accident damages are paid for, guaranteeing first-rate repairs without busting your bank account and keeping your car in its peak condition.
Natural calamities, such as rain, floods, cyclones, or earthquakes, can damage cars to a great extent. Having car insurance with broad coverage provides protection.
Here are the two types of Lexus ES car insurance to choose from:
Besides third-party liabilities, this type of insurance covers accidental own damage and damages incurred by natural or man-made disasters. Moreover, purchasing this policy allows you to enhance the protection of your Lexus EX with optional add-ons.
According to the Motor Vehicle Act (1988), this is a legal requirement. Every car driver in India needs to own this type of coverage to drive their vehicle. It compensates for third-party damages caused by your car.
The following table showcases the difference between a comprehensive and a third-party car insurance policy:
| Features | Comprehensive Car Insurance | Third Party Car Insurance |
| Coverage | High coverage for third party as well as own damage | Covers only third-party damages |
| Add-ons | Available | Not Available |
| Price | Higher | Standard for every insurer |
| Customisable | Yes | No |
Here is the list of inclusions and exclusions for your ACKO Lexus ES car insurance policy:
| Inclusions | Exclusions |
| Covers for accidental damages to third parties | Drinking and driving |
| Provides compensation for damages caused by rat bites | Driving beyond the permitted region |
| Compensates for damages triggered by natural as well as man-made disasters | Regular depreciation of the car over time |
| Loss of a car due to fire or explosions | Driving without documents such as a license, pollution certificate, etc |
The following add-ons will help in extending the coverage of your Lexus ES as per your needs and budget:
The Lexus ES car insurance price depends on the following factors:
Here is why you need to choose ACKO’s Lexus ES car insurance:
ACKO offers a fully online process for purchasing or renewing car insurance. This is what makes it completely seamless and hassle-free.
If you want to customise your car insurance, whether it is a new add-on purchase or a renewal, all you need to do is log in to your account and update the policy information. It is that simple.
According to ACKO’s Lexus ES car insurance review of the customers, it has been observed that the insurer leaves no stone unturned when it comes to supporting its customers. From securing claims more quickly to resolving customer queries instantly, the team is always prepared.
According to the latest report, ACKO's claim settlement ratio is 99.10%, making it one of the most reliable car insurers in India.
Here is how you can purchase an ACKO Lexus ES car insurance policy:
Step 1: Go to the official website of ACKO or download the ACKO app and log in with your registered number.
Step 2: Select your preferred coverage, policy duration, and add-ons, if applicable.
Step 3: Once you have finalised your preferences, proceed to the payment portal to complete the payment.
Step 4: After your payment, the policy documents will be delivered to you via Email.
The following documents are required during the Lexus car insurance purchase:
Here is how you need to settle an ACKO Lexus ES car insurance claim in case your car meets with an accident or gets damaged:
Step 1: Visit the official ACKO website or download the application on your mobile device.
Step 2: Log in to your account
Step 3: Go to the Lexus ES car insurance policy section and select “Claim Now”
Step 4: Take photos of the damage from different angles, upload these images with other required documents, and click on “Submit”
Step 5: After verifying, the ACKO team will settle the claim instantly.
**Note that claim settlement time depends on damage: minor issues like scratches or mirrors settle the same day, and major damages take longer.
Known for its sophisticated design, the Lexus ES is a fully hybrid petrol engine sedan with an electric motor. Besides its refined appearance, the car has earned its popularity due to its practicality. The vehicle seamlessly integrates smartphones and provides comfort through a gesture-activated, hands-free power back door.
The features of the 2487 cc engine and 18 kmpl mileage make it a strong competitor against the BMW 3, 4, and 5 series. In India, you can choose from two variants of the car: the Lexus ES 300h Luxury and the Lexus ES 300h Exquisite, which range in price from approximately ₹64 Lakh to ₹69 Lakh.
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Reviewed by Lokesh Shetty 
Acko Technology & Services Private Limited
#36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102
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