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Highly efficient, silently bold, dynamically balanced, and extremely comfortable – the Rolls Royce Dawn is in a class of its own. The luxury this sedan carries as it glides down the roads it travels through is only matched with a luxury you can’t afford! An insurance policy for this powerful and glorious machine is an absolute must.

Read on to learn about the basics of car insurance policies and their criticality.

Why You Should Buy Car Insurance for Rolls Royce Dawn

Compliance

In India, it is illegal to drive a car without adequate insurance. A valid insurance policy is mandated by the government if you want to drive your Rolls Royce Dawn on Indian roads.

Security

Repairs and replacements for damaged parts of your car due to unfortunate and unforeseen circumstances can cost you a lot. You can minimise these risk-related costs with an Insurance policy.

Car theft

Another unfortunate and common risk against which financial protection is highly recommended. An insurance policy will reimburse you in case your car gets stolen.

Add-on benefits

Insurance policies allow an exhaustive list of intelligent add-ons that you can opt for based on your needs.

The Most Common Types of Car Insurance for Rolls Royce Dawn

Third-Party liability coverage

Insures against costs that arise due to damage or injury to a third-party vehicle, individual, or property because of your car.

Comprehensive insurance coverage

This kind of insurance covers more than just third-party liabilities. It also covers damages to your car in various cases and allows for add-ons to your insurance policy.

What is Covered

What is Not Covered

What is Covered in Rolls Royce Dawn Car Insurance?

A Comprehensive Car Insurance policy for your Rolls Royce Dawn would typically cover costs for:

Damage caused by your Rolls Royce Dawn to a Third Party (in the form of payments & legal costs)
Damages to your own Rolls Royce Dawn car (repairs, replacements, etc.)
Man-made disasters that damage your car (riots, terrorist attacks, civil unrest, vandalism, etc.)
Damages to the car induced by natural disasters (earthquakes, landslides, floods, lightning, etc.)
Fire damages. Includes total unit replacement if your Rolls Royce Dawn car is burnt beyond repair.
In-transit damage while your car is being transported via air, rail, road, or elevator.

What is Not Covered by Rolls Royce Dawn Car Insurance?

A Comprehensive Car Insurance policy for your Rolls Royce Dawn would typically exclude costs for:

Wear and tear due to time and repeated usage
Damage caused to the car due to drunk driving
Damage caused due to failures in mechanical and/or electrical systems
Any damage incurred while driving without a license.

Add-ons for Rolls Royce Dawn Car Insurance

NCB Protection Cover

Even if you make a claim, your No Claim Bonus will be covered.

Return to Invoice

If your car gets stolen or is damaged beyond repair, this coverage allows you to get compensation equivalent to its original monetary value.

Roadside assistance

A mechanic or a tow vehicle will immediately be sent to aid you in case your vehicle breaks down in the middle of the road

Zero depreciation

Lowers out-of-pocket costs by waiving off any deductions that could count towards the depreciation of car parts in case of repairs.

Outstation Emergency Cover

For costs incurred on damages caused to your vehicle during an outstation trip.

Coverage for accessories

Any damage to the navigation system, music system, etc.

Benefits of Buying Online Car Insurance For Your Rolls Royce Dawn

Below are some of the reasons why you should get your car insurance online:

Zero paperwork: Browse and purchase any kind of insurance you want on the insurer's website or app, just like online shopping!

Total transparency: You only pay the insurance premium, and that’s it. No fees, no commissions, no middlemen, no hidden charges.

Dedicated support: 24x7 assistance by highly trained experts – anytime, anywhere.

Hassle-free process: Buy or renew your car insurance policy anytime, anywhere.

Expert guidance: Trained specialists will provide you with step-by-step dedicated assistance at every turn.

How to Buy/Renew Rolls Royce Dawn Insurance

Easily buy or renew your Rolls Royce Dawn Insurance policy online by following the steps below:

Go to the insurer's website or download the app.
Enter the registration number of your Rolls Royce Dawn.
Enter your previous policy details (if any).
Browse and select your preferred plan and add-ons.
Pay the premium online.

4 Easy Steps to Raise a Claim Online for Rolls Royce Dawn Car Insurance

Here are the steps to raise a car insurance claim online:

Step 1: Intimate the claim through insurer’s website or mobile app by providing some basic details.

Step 2: Upload necessary documents like copies of policy, FIR or repair estimates through the app. For cashless claims, contact the authorized workshop directly.

Step 3: The insurance provider’s claims team will reach out to you for further assistance.

Conclusion

Being in a class of its own has its responsibilities. Hope that we were able to help you with the relevant information you need to make an informed choice about your car’s insurance policy. All the best to you. Feel free to reach out to us for any support you need.

Frequently Asked Questions on Rolls Royce Dawn Car Insurance

FAQs

Can I get discounts on my damage premiums?

Yes, you can get discounts on your damage premiums by opting for voluntary deductibles. A higher deductible means a lower premium outgo.

Is there any provision to get compensation for loss of use?

Yes, ACKO car insurance does have provisions to compensate policyholders for loss of use in certain situations, provided the relevant coverages are included in the policy.

Can I insure accessories like roof wraps, body kits, etc?

Yes, you have to specifically declare and pay an extra premium for covering aftermarket accessories under motor insurance.

How can I get a No Claim Bonus discount while renewing my Rolls Royce Dawn insurance?

If you have made no claims during the previous policy period, ACKO will apply the NCB discount on the premium during the renewal process. The discount depends on how many claim-free years you have. The discount goes up to 50% for five consecutive claim-free

Do I need to upload any documents while filing a claim on ACKO?

No. Typically, you need not upload any documents while filing a car insurance claim on ACKO. You just need to upload the photographs of the damaged vehicle. But in special cases such as theft, you may have to upload the necessary documents to process the claim.

Is third-party car insurance sufficient for my Rolls Royce car?

A third-party car insurance policy may not provide adequate coverage for your vehicle as it only covers third-party losses. Consider purchasing a Comprehensive Car Insurance Policy for all-around coverage, including third-party and Own Damage cover.