Health Insurance in Mangalore

All hospital expenses*, 100% covered

✅ Zero waiting period ✅ Zero deductions at claim

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Located on the Arabian sea coast, Mangalore is one of India's major commercial centres. It is constantly developing. As a result, the standard of living and healthcare costs in this location are as high as in any other economically similar Indian city. In this regard, buying health insurance in Mangalore can be a good idea if you want a financial backup. Continue reading for more information about the Rs. 1 crore Health Insurance Plan offered by ACKO and how it can help you.

Suitable health insurance in Mangalore

It is easy to access a range of medical treatments with the help of the ACKO Health Insurance Policy in Mangalore. With this plan, you don't have to worry about paying the hospital fees; just focus on getting the necessary treatment. Additionally, the out-of-pocket costs are minimised as a result of features like no waiting period and no claim deductions with our health plan.

Need for health insurance in Mangalore

The following are reasons to consider buying ACKO Health Insurance Policy in Mangalore.

  1. Health insurance allows you to get medical treatment immediately without delay due to any possible monetary concerns.

  2. A feature like teleconsultations helps you get multiple second opinions from expert doctors. This feature can be availed through phone or video calls.

  3. The hospitalisation costs for treating a critical illness can be high, and there could be a lot of out-of-pocket expenses. These costs are covered under our Rs. 1 crore health plan.

  4. You can get tax benefits under Section 80D of the Income Tax Act for buying a health insurance policy for you and your dependents.

  5. ACKO Health Insurance Policy covers expenses related to daycare medical procedures.

  6. Adding a spouse and up to four dependent children to a single health plan is possible. You don't have to worry about managing numerous separate programmes.

  7. The high sum insured of Rs. 1 crore health insurance guarantees peace of mind for you and your loved ones.

Why should you buy online health insurance in Mangalore?
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Here are some important reasons why purchasing health insurance online is more beneficial than purchasing the plan offline.

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Calculate premium before buying
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With the help of online tools like the health insurance premium calculator, you can get an idea about the cost of your health plan. You can also review coverages, services, and the terms & conditions of the plan before making the final payment.

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Buying online is more convenient
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When you buy a health insurance plan online, you can complete the process quickly. This is due to the fact that digital insurance is available 24 hours a day, seven days a week. You won't have to wait for an intermediary or be concerned about public holidays. Simply go online, select your coverage, review the terms, and get insured.

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Get low-cost policies
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When purchasing a policy offline, a portion of the premium goes toward commissions. However, you buy the policy directly from us with online health insurance. As a result, there is no commission, and you receive a low-cost policy.

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No paperwork while buying the plan
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You don't have to submit physical copies of documents when purchasing an ACKO Health Insurance Policy from us. You can scan the documents, take clear pictures, and upload them directly on the app or website. Thus, buying health insurance online is time efficient.

Benefits of buying medical insurance in Mangalore from ACKO
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Millions of people trust ACKO when seeking insurance solutions. Our health plan, which has a sum insured of Rs. 1 crore, helps incorporate your insurance requirements into a single policy. You can benefit from the following features when you purchase an ACKO Health Insurance Policy.

Key features ACKO advantage
Critical Illness Cover Included in the same plan
COVID-19 treatment Up to Rs. 1 crore
Teleconsultations Up to Rs. 1 crore
Waiting period 0 days
Co-pay 0%
Room rent Up to Rs. 1 crore (any hospital room without deductions)
Inflation protect 10% increase of sum insured per annum (terms and conditions apply)
Deductions at claim Nil
Preventive health checkup Every year for insured members above the age of 18 years
AYUSH treatment Up to Rs. 1 crore
Pre-hospitalisation 60 days
Post-hospitalisation 120 days
Ambulance charges Up to Rs. 1 crore
Network hospitals 7,000+ hospitals
Daycare treatment Up to Rs. 1 crore
Intensive Care Unit (ICU) charges Up to Rs. 1 crore

Inclusions

Exclusions

What is covered in the ACKO Health Insurance Plan in Mangalore?
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Here are the inclusions of ACKO’s Rs. 1 crore medical insurance plan.

Emergency transportation: This plan includes emergency transportation services where we can arrange rapid transit to the place with the necessary medical equipment. Trains, ambulances, and specialty aircraft are the available options for transportation.

Pre- and post-hospitalisation: A planned surgery may necessitate pre- and post-hospitalisation, which is usually covered by health insurance for a minimum of 30 and 90 days, respectively. However, our cover is more comprehensive. We provide pre-hospitalisation benefits for 60 days and post-hospitalisation benefits for 120 days.

Hospitalisation expenses: This type of inclusion refers to hospitalisation expenses for either an elective medical procedure or an emergency. All hospitalisation costs for procedures deemed medically essential will be covered under the ACKO Health Insurance Policy.

Cost of hiring ambulances: Insurance companies typically only cover one ambulance trip per claim under their insurance plans. However, if a medical emergency arises, our policy covers several ambulance trips up to the insured amount.

Daycare procedures: Medical procedures or surgeries that don't take a full day in the hospital are covered under the inclusion of daycare procedures. Our health plan covers these costs.

What is not covered in the ACKO Health Insurance Plan in Mangalore? 
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Following are the exclusions under our Rs. 1 Crore Health Insurance Plan.

Supplements and hormonal therapy: Our health insurance policy does not cover hormonal treatment, vitamins, and other dietary supplements.

Suicide attempt: Fees for medical care after a suicide attempt are not covered, including costs for resuscitation.

Undisclosed medical issues: When purchasing the coverage, you must reveal any pre-existing conditions and your current health status. The associated treatment is not covered for undisclosed medical issues. 

Pregnancy and childbirth: Delivery-related costs are not included in this plan.

Dental and cosmetic surgery: Unless necessary as a consequence of an accident, routine dental or cosmetic treatment is not covered.

Prosthetics and other devices: The cost of hearing aids, eyeglasses, prosthetics, and other equipment is not covered.

Treatment for infertility or sterility: These services and their associated costs are not covered.

Vision correction: Correction procedures for a vision that is less than 7.5 dioptres are not covered by this health plan.

Weight reduction surgery: Unless it is deemed medically essential and recommended by a licensed physician, all costs associated with weight control procedures are not covered.

Gender correction surgery: Costs associated with gender-correction therapy and surgery are not included.

Note: Please find the complete list of inclusions and exclusions of the ACKO Health Insurance Policy in the policy wordings.

List of cashless network hospitals in Mangalore

ACKO is affiliated with over 7000 hospitals in India. Below is a list of notable hospitals in Mangalore where our policyholders can use a cashless facility.

Click here for the complete list of ACKO’s cashless hospitals.

Tips for finding the best health insurance policy in Mangalore

Choosing the best health insurance policy can be difficult, especially if this is your first policy. So, here are some pointers to help you find an appropriate and cost-effective policy.

Types of health insurance in Mangalore

Health insurance plans in Mangalore are of the following types. Please note that the coverage and plans given below are subject to availability for purchase.

  1. Senior Citizens Health Insurance

  2. Top-up Health Insurance Plan

  3. Individual Health Insurance

  4. Maternity Health Insurance

  5. Group Health Insurance

  6. Critical Illness Insurance

  7. Mediclaim Insurance Plan

  8. Family Floater Health Insurance

  9. Personal Accident Insurance Policy

  10. Illness-specific health insurance plans (example: Corona Kavach, etc.)

Frequently asked questions
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Here are some frequently asked questions about health insurance in Mangalore.

My health insurance plan expired yesterday. Can I get coverage for my medical treatment in Mangalore?

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Unfortunately, you cannot get insurance coverage for your medical treatment in Mangalore with an expired healthcare plan. It must be active at all times for you to receive continuous coverage. Renew the plan in time to avoid additional out-of-pocket expenses.

Can I use the hospital cash benefit for things other than treatment-related expenses?

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Yes, you can use the hospital cash benefit for things other than treatment-related expenses. For example, covering travelling costs if another insured member is in the hospital, buying food, etc.

Do I need multiple health insurance plans to cover all medical treatments?

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If you are covered under ACKO Health Insurance Policy, you don't need to buy multiple plans to cover the medical expenses. This is because the high sum insured of Rs. 1 crore covers most of the costs associated with a medical emergency.

Disclaimer: *Except for exclusions like maternity benefits, undisclosed diseases, etc. Please check policy wordings for more details.
The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

ACKO Health Insurance in Major Cities in India
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ACKO General Insurance Limited

2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main Rd, Sector 2, HSR Layout, Bengaluru, Karnataka 560102

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CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Save Rs. 45,000 has been calculated on IDV of 20,00,000, 0% NCB and select add-ons. Amount saved is in comparison to Acko's F&U filing. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.

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