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Health insurance in Hyderabad

Discover the top health insurance plans in Hyderabad with comprehensive coverage and affordable premiums.

✅ Zero waiting period ✅ Zero deductions at claim

Zero Waiting period
Waiting period
14,300+ Cashless hospitals
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100% Bills covered
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Home / Health Insurance / Health Insurance in Hyderabad

Hyderabad, the capital city of Telangana, is known for its pleasant climate, booming industries and famous historical monuments. Nevertheless, like in most other major cities, health problems are prevalent here as well and resolving such issues can be financially draining. Fortunately, medical insurance can secure your finances while dealing with a health crisis. That is why buying health insurance in Hyderabad is wise. Read ahead to know more about ACKO’s Rs. 1 crore policy and how it can be helpful to you. 

Need for health insurance in Hyderabad
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Hyderabad is an IT hub that attracts talent from across the country. Consequently, the hectic work life, coupled with unhealthy habits and pollution, may give rise to health risks like hypertension, diabetes, heart disease, etc. Fortunately, Hyderabad is equipped with advanced medical facilities to combat these health issues.

However, quality healthcare is usually expensive in the cities and financially stressful for its inhabitants. That’s why buying medical insurance in Hyderabad is a good idea. It can help you manage high medical costs with little or no expenditure from your side. All you have to do is pay a yearly premium in exchange for the coverages.

Why should you buy online health insurance in Hyderabad?
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Buying online health insurance in Hyderabad has the following advantages.


No commissions
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Online health insurers like ACKO work on a direct-to-customer basis. Meaning there are no intermediaries involved in transactions. Hence, customers can skip paying commissions while buying our health insurance plans and save their hard-earned money.


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Medical insurance in Hyderabad is usually bought either online through insurer apps and websites or offline in insurance company’s sales offices. Of the two, the online mode is more convenient because plans can be bought remotely, for a lesser cost, and in a shorter duration.


Ability to compare
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Online purchase of a health policy allows you to compare multiple options and zero down on the best health insurance in Hyderabad. This can be accomplished by going to health insurer websites, comparing plans based on the cost-to-benefit ratio and choosing the most suitable one.

Benefits of buying medical insurance in Hyderabad from ACKO
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If you are looking for the best medical insurance in Hyderabad, you have landed on the right page. ACKO’s Rs. 1 Cr plan is a cut above the rest. Here is a table enumerating its various features.

Key features ACKO advantage
Daycare treatment Up to Rs. 1 crore
Post-hospitalisation 120 days
Pre-hospitalisation 60 days
Waiting period Nil
Room rent Up to Rs. 1 crore (any hospital room of your choice)
AYUSH treatment Up to Rs. 1 crore
Co-payment 0%
Deductions at claim Nil
COVID-19 treatment Up to Rs. 1 crore
Intensive Care Unit (ICU) charges Up to Rs. 1 crore
Critical Illness Cover Included in the same plan
Ambulance charges Up to Rs. 1 crore
Preventive health checkup Every year for insured members above the age of 18 years
Inflation protect 10% increase of sum insured per annum (terms and conditions apply)
Network hospitals 7,000+ hospitals
Teleconsultations Up to Rs. 1 crore



What is covered in the ACKO Health Insurance Plan in Hyderabad?
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If you buy ACKO’s Health Insurance Plan with 1 Crore sum insured, here are the coverages you can benefit from.

✅Covers medically necessary hospitalisation: Most health insurance plans cover only specific medical expenses. ACKO’s plan, on the other hand, covers medically necessary hospitalisation expenses. All you have to do is submit your medical history at the time of policy purchase.

✅Broad coverage: Our coverage doesn’t end with hospitalisation expenses, it further extends to expenses incurred before and after availing a treatment. We cover post-hospitalisation expenses for up to 120 days and pre-hospitalisation expenses for up to 60 days.

✅Daycare procedures: These procedures are treatments usually completed within a day. Examples of this include cataract operation, ligament tear surgery, lithotripsy, etc.

✅Transportation during a medical emergency: During a medical emergency, if you are in a locality where there are inadequate medical facilities, we will cover your transportation to a well-equipped healthcare centre. Coverage includes modes of transport like train, ambulance, commercial as well medically-equipped flights.

✅Ambulance bill: Health plans usually don’t cover transportation from your home to the hospital. However, ACKO’s plan covers this back-and-forth transportation of the insured up to the sum insured limit.

What is not covered in the ACKO Health Insurance Plan in Hyderabad?
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As mentioned earlier, our Rs. 1 Cr health policy covers most medically necessary treatments. Nonetheless, the following are a few exclusions.

Unrevealed health conditions: If you do not reveal a health condition while buying the policy, and raise a claim for the same, coverage will not be granted.

Eyesight correction treatment: Operation for eyesight correction below 7.5 dioptres is not covered.

Maternity-related expenses: Expenses related to child delivery and birth are not covered.

Sterilisation and infertility procedures: ACKO’s Health Plan does not cover treatments for sterilisation and infertility.

Gender altering operations: This policy does not cover procedures for changing one’s gender.

Weight-loss treatments: We only cover medically prescribed weight-loss procedures.

Dental and cosmetic treatments: Our plan only covers dental and cosmetic treatments prescribed for accidental injuries. Other scenarios are not covered.

Suicide attempt: All medical costs resulting from attempted suicide are not covered under this health policy.

Hormonal treatments and supplements: Our health plan does not cover hormonal treatments and supplements.

Note: The above-mentioned points are purely informational. Kindly go through the policy wordings of ACKO’s Rs. 1 Crore plan to know all its inclusions and exclusions.

List of ACKO’s cashless network hospitals in Hyderabad
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Network hospitals are medical centres that have a tie-up with your insurer. So, if you get treated there, your insurer will pay the hospital directly, as per the terms of the policy. The following are some of our prominent cashless network hospitals in Hyderabad.

Click here to find network hospitals near you.

Tips for finding the best health insurance policy in Hyderabad
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Whether you are a first-time buyer or going for policy renewal, follow the below-listed tips to find the best health insurance in Hyderabad 

Reasons to buy health insurance in Hyderabad
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Here are the top reasons highlighting why you should consider buying ACKO’s health insurance in Hyderabad.

Types of health insurance in Hyderabad
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These are the different kinds of health plans in Hyderabad city. Note that these are subject to availability.

  1. Family Floater Health Insurance

  2. Critical Illness Insurance

  3. Maternity Health Insurance

  4. Illness-specific health insurance plans

  5. Group Health Insurance

  6. Senior Citizens Health Insurance

Frequently asked questions
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Here are some commonly asked questions and their answers regarding health insurance in Hyderabad.

What are the features of the best health insurance in Hyderabad?


The features of the best health insurance in Hyderabad include no deductibles, no waiting period, high sum insured, broad coverage and a long list of credible network hospitals. ACKO’s Platinum Plans offers all these features.

Will my health insurance policy cover treatment availed from a non-network hospital?


Yes, health insurance will cover treatments (listed as inclusions) availed of from a non-network hospital too. The only difference is that instead of cashless treatment, you may have to pay for the treatment from your pocket and apply for reimbursement of the same. Then, based on the terms of the policy, your insurer will compensate you.

What makes ACKO the best health insurance provider in Hyderabad?


As you may be aware, there are several health insurance companies in Hyderabad offering different health insurance products. However, ACKO’s health products stand out for their unique offerings and high CSR. So, it’s beneficial to choose ACKO health insurance in Hyderabad.

Which is the best time to port my medical insurance in Hyderabad?


The best time to port your health policy in Hyderabad is during health insurance renewal. Because if you port your health insurance any other time, you will mostly get only partial or no reimbursement of the health insurance premium you have already paid. So, you might as well wait for the policy term to expire before moving on to a different policy.

Disclaimer: *Except for exclusions like maternity benefits, undisclosed diseases, etc. Please check policy wordings for more details.
The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.