Does Health insurance cover Monkeypox in India?

While the world is still coming to terms with the impact of COVID-19, there’s another virus to worry about! It’s called monkeypox. Fortunately, as of August 2022, this new threat is not as concerning as the coronavirus. However, the World Health Organization (WHO) has sounded an alarm by declaring monkeypox as a Public Health Emergency of International Concern (PHEIC). In such a scenario, it’s natural to feel scared. You might also wonder, “Does health insurance cover monkeypox in India?” The following sections will answer this question; read on.

Here’s a list of things to note regarding health insurance coverage for monkeypox

Monkeypox is a multi-country outbreak. It is not declared a pandemic (as of 16 August 2022), but since several countries have reported cases of citizens being affected by this virus; one  must travel cautiously. Here, the health insurance component of travel insurance can be of great help to manage finances in case you catch the virus while you are in a different country.

Here’s a list of things to note regarding the health insurance component of travel insurance for monkeypox coverage.

You can raise health insurance claims for monkeypox the same way you would for medical expenses related to hospitalisation. Usually, there are two ways of raising health insurance claims: reimbursement claims and cashless claims. Here’s how both types of claims processes work.

This process can be troublesome, as you are required to do the heavy lifting. First, you must pay the entire hospital bill from your pocket. And later, you must make sure you have the proper documents in place and apply for reimbursement. Comparatively, the cashless claim process is much smoother. 

If you opt for the cashless claims process, you can avail of the treatment without worrying about making an upfront payment or thinking about documentation.

ACKO covers medical expenses incurred for treating monkeypox as per respective policy wordings of the available policies such as Arogya Sanjeevani, ACKO Health Insurance, and Group Medical Insurance (GMC). In case of queries, please write to [email protected].

First COVID-19 and now monkeypox. New viruses and diseases are tormenting the world. Such outbreaks, coupled with the hazards of modern living, are bound to impact people’s health in a negative way.

While eating right, exercising regularly, and maintaining an active lifestyle can help avoid health scares, a wide-ranging health insurance policy can come in handy regarding receiving timely financial assistance if, unfortunately, you need medical help.

In these modern times, you need a modern insurer. Here are some things to keep in mind while picking the right health insurance company.

ACKO Health Insurance ticks all the boxes when it comes to being the right insurance company based on the above points.

Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.