Health Insurance in Bangalore

All hospital expenses*, 100% covered

✅ Zero waiting period ✅ Zero deductions at claim

Health Insurance in Bangalore

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Bengaluru, formerly Bangalore, is the Information Technology (IT) capital of India. Home to several startup unicorns, IT companies, and manufacturing industries, Bangalore is fast becoming a large metropolitan city. However, the city faces challenges in the form of bad road conditions, traffic congestion, and rising pollution levels. Thus, the probability of people being diagnosed with lifestyle-related illnesses or meeting an accident is higher.

In such a scenario, it is vital to buy a dependable health insurance policy in Bangalore to overcome the financial losses due to hospitalisation. At ACKO, you can buy a reliable policy that is modern, comprehensive and offers new-age healthcare services. Read ahead to know more about ACKO Health Insurance Policy (1 Cr. sum insured).

Need for health insurance in Bangalore

Medical inflation is on the rise, and more people are increasingly being diagnosed with lifestyle-related illnesses. In addition to the rising medical costs, accidents are also a common sight due to bad road conditions and unruly road users. With the cost of quality healthcare increasing every day, buying health insurance as soon as possible is vital.

Being a digital-first insurance company in Bangalore, ACKO offers customised health insurance policies that best suit the needs of a Bangalorean. Some of the unique features of ACKO Health Insurance Policy with 1 Cr. sum insured are  Zero Waiting Period and Zero Deductions at claims. Buy one of the best medical insurance in Bangalore today to protect yourself against medical inflation and stay financially protected.

Why should you buy online health insurance in Bangalore?
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Here’s why you should consider buying health insurance online in Bangalore.


Quick and easy
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With 100% digital transactions, you skip the unnecessary paperwork to buy or renew a health insurance policy or raise a claim. You can access such essential services with just a few clicks/taps through our website/mobile app.


Comparison of plans
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One of the primary benefits of purchasing medical insurance online is the convenience of comparing different plans and then deciding on a suitable one. Scroll to the top of this page to instantly get a health insurance quote in Bangalore and compare it with other options to make an informed purchase decision.


Hassle-free health insurance
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Buying health insurance in Bangalore through the traditional offline setup can be cumbersome. In contrast, our online setup and 24x7 support not only enables buying the policy in a hassle-free manner but also makes the entire insurance experience effortless.

Benefits of medical insurance in Bengaluru from ACKO
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We offer a Health Insurance Policy with a 1 crore sum insured amount. Here are some of the benefits of buying medical insurance in Bengaluru from ACKO.

Key features ACKO advantage
Waiting period 0 days
Deductions at claim Nil
Co-pay 0%
Room rent Up to Rs. 1 crore (any hospital room without deductions)
Intensive Care Unit (ICU) charges Up to Rs. 1 crore
Critical Illness Cover Included in the same plan
Network hospitals 7,000+ hospitals
Teleconsultations Up to Rs. 1 crore
Preventive health checkup Every year for insured members above the age of 18 years
COVID-19 treatment Up to Rs. 1 crore
Inflation protect 10% increase of sum insured per annum (terms and conditions apply)
AYUSH treatment Up to Rs. 1 crore
Daycare treatment Up to Rs. 1 crore
Pre-hospitalisation 60 days
Post-hospitalisation 120 days
Ambulance charges Up to Rs. 1 crore

Inclusions and exclusions under health insurance plans in Bangalore

What is covered in the ACKO health insurance plan in Bangalore
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Here are the coverage details of our Rs. 1 Cr health insurance plan.

What is not covered in the ACKO health insurance plan in Bangalore
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Here are the exclusions under our Rs. 1 crore health insurance plan.

Note: You can find the complete list of inclusions and exclusions of the ACKO health insurance plan in the policy wordings.

List of cashless network hospitals in Bangalore

ACKO offers cashless claims at a vast network of hospitals across Bangalore. Here is a list of some of our cashless hospitals in Bengaluru.

Click here for the complete list of ACKO’s cashless hospitals.

Tips for finding the best health insurance policy in Bangalore
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Here are some valuable tips for buying the best health insurance policy in Bangalore.

Assess your needs:
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Before buying an online health insurance policy in Bangalore, you must evaluate how much you are willing to invest in it. By assessing your financial status, you can choose the best health insurance policy in Bangalore that offers wide-ranging benefits.

Use the online health insurance premium calculator:
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Take advantage of our online health insurance premium calculator to know the cost of a health plan in Bangalore. The online premium calculator lets you compare different prices of health insurance plans in Bangalore and enables you to choose a suitable plan as per your needs.

Opt for maximum coverage:
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Ensure you read the inclusions to understand the coverage details. ACKO offers maximum coverage such as no room rent cap, no waiting period, no co-pay, etc. So, buy ACKO health insurance for broader coverage of up to Rs. 1 crore.

Check the network hospitals:
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We have partnered with several medically well-equipped hospitals in Bangalore. Check the list of network hospitals to avail of the best medical care.

Check what is not covered:
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Health insurance policies have exclusions. Check what is not covered under the policy since you cannot file a claim against such healthcare expenses.

Waiting period:
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Our Rs. 1 crore Health Insurance Policy has a Zero Waiting Period for hospitalisation. The only catch is that you need to inform us about your past and present medical history to enjoy this benefit.

Deductions at claims:
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We shall pay the entire medical expenses. There is no co-pay or deductibles in our health insurance policy (1 crore policy). Hence, you don’t have to pay from your pocket during claims.

Reasons to buy health insurance in Bengaluru

There are several reasons why you need medical insurance in Bengaluru. Here are some of the common benefits of health insurance.

Types of health insurance in Bangalore

Here are the types of health insurance plans in Bangalore. Plans are subject to availability at ACKO.

  1. Illness-specific health insurance plans (example: Corona Kavach, etc.)

Explore more:

Frequently asked questions
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Here are answers to questions about health insurance in Bangalore.

Which is the best health insurance policy in Bangalore?


The best health insurance policy in Bangalore should be affordable and offer comprehensive coverage, a lower waiting period, and lower deductibles/co-pay. Broader coverage with a sum insured amount of up to Rs. 1 crore can help you get quality healthcare without worrying about financial implications. ACKO’s 1 crore health insurance policy does just that. It comes with zero waiting period, zero deductions during claims, no cap on room rent or ICU charges, and various other benefits.

Is it possible to buy health insurance in Bangalore online?


Yes, you can buy the ACKO health plan online. You can also scroll to the top of this page to get a health insurance quote. Most of our services are through our online platforms.

Can I file a claim immediately after buying the health insurance policy in Bangalore?


Yes. With ACKO, you can raise a claim against your 1 cr. policy from day 1. There is no waiting period in the health insurance policy we offer. Ensure that you tell us about your past and present medical conditions (if any) before you buy the policy to enjoy the Zero waiting period benefit.

Can I buy a single health insurance plan for myself and my family in Bangalore?


Yes, you can buy the Family Floater Health Insurance Policy. Under this policy, you and your family are covered for hospitalisation expenses. All the insured persons in the policy shall share the sum insured amount.

What is the maximum number of claims I can raise against my health insurance policy in Bangalore?


There is no limit to the number of claims you can raise during the policy period. However, you can raise claims up to the sum insured amount stated in your policy. After exhausting the stated sum insured amount, you have to bear the medical expenses from your pocket.

Disclaimer: *Except for exclusions like maternity benefits, undisclosed diseases, etc. Please check policy wordings for more details.
The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.

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