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Maruti S-Cross Car Insurance

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Car Insurance for Maruti S-Cross

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Owning a vehicle like the Maruti S-Cross is no simple feat. It is an achievement. Congratulations if you own this stunning four-wheeler. You must have put some thought into this purchase, right? Similarly, you need to make wise choices while picking other car-related services such as a service centre or an insurance policy. This article is all about helping you pick the right Maruti S-Cross Car Insurance Policy so that you are financially covered in case of a mishap involving your vehicle. Read ahead for detailed information about motor insurance.

Why Choose Online Car Insurance for Maruti S-Cross?

Listed below are the top reasons why you should prefer the online insurance buying/renewing mode for your vehicle as compared to the offline one.

1. Paperless

Online car insurance is a paperless process. You are not required to fill lengthy forms nor are you required to share a long list of vehicle-related documents. ACKO’s online policy buying/renewing process can be completed within minutes without any tiring paperwork.

2. Convenient

ACKO’s website/app is available 24x7 for buying/renewing/claiming car insurance. Thus, you do not have to fix an appointment with an agent or visit a branch for car insurance. You have access to car insurance from anywhere at any time using your internet-enabled smartphone.

3. Transparent

With no middlemen to influence your decision, you get to pick a plan that truly meets your needs. Online insurance is transparent and helps in making an informed decision.

Types of Car Insurance Plans for Maruti S-Cross

Here are the two basic kinds of S-Cross insurance plans. Both are available during buying car insurance online or during car insurance renewal.

1. Third-party Car Insurance

This is a bare-minimum insurance plan for your S-Cross. It also goes by the name Liability-only Policy or a Third-party Car Insurance Policy. It is compulsory as per The Motor Vehicles Act, 1988. Such a policy will help you evade non-compliance penalties and cover damages to third parties but not help you cover damages to your car.

2. Comprehensive Car Insurance

This is the ideal type of insurance plan for your S-Cross. It suits a car like the S-Cross because it offers a Third-party (TP) + Own Damage cover (OD). In case your vehicle is damaged due to vandalism, flash-floods, accident, etc., ACKO will take care of the repair expenses as per the policy’s terms and conditions.

What’s Covered in Maruti S-Cross Car Insurance? (Inclusions)

Here are the inclusions of a Comprehensive Car Insurance Cover for your Maruti S-Cross.

  • Insurance cover for a situation where the vehicle is damaged due to an accident.

  • Damage caused to a third-party due to the vehicle.

  • Theft cover if the vehicle is stolen.

  • Insurance coverage if the vehicle is damaged due to vandalism and other man-made calamities.

  • Insurance coverage if the vehicle is damaged due to floods or other natural calamities.

  • Damages to the vehicle in case of fire.

What’s Not Covered in Maruti S-Cross Car Insurance? (Exclusions)

Here are the exclusions of a Comprehensive Car Insurance Cover for your Maruti S-Cross.

  • Claims raised for damage occurred due to regular wear and tear.

  • Depreciation shall not be covered unless the cover includes a Zero Depreciation Add-on.

  • Instances of mechanical and electrical breakdown are not covered.

  • Instances of driving with an invalid or no Driving Licence.

  • Driving under the influence of intoxicating substances.

  • Personal Accident Cover needs to be purchased separately.

Add-on Covers for S-Cross

With add-ons, you get an opportunity to heighten your car’s insurance coverage. Car Insurance Add-ons do increase the payable car insurance premium but offer valuable assistance during claims. If you are new to a location and fear being stranded if your S-Cross breaks down mid-journey, you can buy the Roadside Assistance Add-on.

A Zero Depreciation Add-on is also a productive cover for a new S-Cross as it will negate the depreciation calculation during claim settlement. Some of the other add-ons to be considered with a Comprehensive Car Insurance Policy are as follows.

  • Engine Protection: Insure the car’s most expensive part with this add-on.

  • Key Replacement Cover: Lost or damaged keys shall be insured with this cover.

  • Outstation Emergency Cover: Receive a fixed amount in a situation where your car breaks down beyond 100 km of your residence.

  • Return to Invoice Cover: Receive the vehicle’s invoice value if it faces Total Loss.

  • No Claim Bonus Protection: Protect your No Claim Discount even if you raise a claim.

Benefits of Buying ACKO Car Insurance Policy for your Maruti S-Cross Car

You can avail of the below-mentioned benefits on purchasing or renewing your Maruti S-Cross car insurance policy from ACKO. Note that the final S-Cross insurance price will primarily depend upon the variant’s engine capacity and selected insurance plan among other parameters.

1. Instant Policy

You can buy or renew your Maruti S-Cross insurance policy within minutes thanks to ACKO’s tech-enabled online car insurance process. You can do so by visiting ww.acko.com or by using the ACKO mobile application.

2. Pay Less, Gain More

You can buy a car insurance policy directly from ACKO. There is no need for middlemen or agents. Since that cost is reduced, the policy is available at a lower premium. Thus, you get a top-notch car insurance cover at an affordable rate.

3. Hassle-free Claim Settlement

ACKO offers instant claim settlement for minor damages to your S-Cross. If the damage requires extensive repairs, our team will pick-up the car in an hour, take it to a professional garage for repairs, and deliver the repaired vehicle to your doorstep within three days as per the terms and conditions.

Claim Procedure

ACKO’s claim settlement process is easy to understand, simple to follow, and convenient to complete. Here’s how it goes.

Step 1: Inform us about the damage by logging in to My Account

Step 2: Click on ‘Claim Now’

Step 3: Share basic information about the claim. For example, share photos of the damaged vehicle.

Step 4: Coordinate with the claims team as they look into the intensity of the claim application and share the next steps.

Frequently Asked Questions

Here are some queries about online car insurance.

FAQs

Does ACKO have a good Claim Settlement Ratio (CSR) for claims related to Maruti S-Cross cars?

As CSR is calculated for all claims, it is difficult to single out the ratio for Maruti S-Cross. The overall CSR for the year 2019-20 was 98%. For further information, please reach out to Customer Care.

I like what ACKO offers. Where to click to buy car insurance from ACKO?

Visit ACKO Car Insurance to buy a Comprehensive Cover for your Maruti Suzuki S-Cross.

Do I need to submit or upload documents like the Driving Licence to insure my car from ACKO?

ACKO works on a paperless model. Thus, you are not required to upload documents to buy or renew car insurance from our website/app.

Which is the suitable cover for my S-Cross?

It is suggested to opt for a Comprehensive Cover along with a Zero Depreciation Add-on. You can pick other add-ons as per your liking and budget.  

Do I have to pay money just to know the car insurance quote?

No, you can get free car insurance quotes by visiting ACKO Car Insurance Premium Calculator.

About Car Insurance for Maruti Suzuki S-Cross

Owning a car might be a one-time expense but maintaining it surely involves several continuous expenses. Insurance is one such continuous expense. However, unlike other recurring costs like renewing the Pollution Under Control Certificate, an insurance cover offers a host of benefits apart from complying with the law of the land.

A Comprehensive Car Insurance Policy can be of great help in a situation where your S-Cross is damaged and needs extensive repairs. In this situation, you can save thousands if you have the right insurer and the right cover. Pick ACKO as your maruti car insurance provider for an incredibly low premium, convenient buying/renewing/claiming process, and 24x7 customer support. ACKO also offers online car insurance renewal for uninterrupted coverage.

Why Should You Buy Maruti Suzuki S-Cross?

This car is meant for the adventurer inside you. If you are someone who is looking for a four-wheeled companion for fun road trips, then don’t look beyond this refined Sports Utility Vehicle. It comes with Cruise Control, Automatic Assist, and Hill Hold Assist features. The car is packed with the necessary facilities to ease your daily city-riding experience. Check out the following highlights of the stylish SUV S-Cross Car in India.

  • 1.5L K15 BS6 Engine

  • Adjustable Steering Wheel

  • Reverse Parking Sensors and Camera

  • Auto Headlamps

  • Rain-sensing Wipers

S-Cross Exterior

Top exterior features of the SUV

  • Vertical Front Chrome Grille

  • LED Projector Headlamps with DRLs

  • Strong design lines

  • LED Rear Combination Lamp

  • Machined Alloy Wheels

S-Cross Interior

Top interior features of the SUV

  • Multi-information Display

  • 60:40 split rear seats

  • Push Start/Stop

  • SmartPlay Studio

  • Auto AC

Maruti S-Cross Key Specifications

Here’s a table showing the important specifications of the vehicle.

Type of Engine K15B Smart Hybrid
Type of Emission BS-VI standard
Suspension (Rear) Torsion Beam with coil spring
Gross Weight of the vehicle (kg) 1640
Seating Capacity of the car 5 seats
Bore x Stroke (mm) 74.0 x 85.0
Brakes (Rear) Solid Disc Brake
Drive System 2WD,  FF
Transmission 5MT, 4AT
Capacity of the Engine in cc 1462
Suspension (Front) McPherson Strut with coil spring
Kerb Weight (kg) 1130-1170
Size of the Tyres 215/60 R16 (Steel & Alloy)
Capacity of the Fuel Tank (L) 48 litres
Fuel Efficiency (km / l) 18.55 (MT)  /  18.43 (AT)
Torque ([email protected]) Maximum [email protected]
Power ([email protected]) Maximum [email protected]
Brakes (Front) Ventilated Disc Brake

Maruti S-Cross Variants and Ex-showroom Price

Here’s a table showcasing the approximate S-Cross car price for different variants of the SUV.

Variant (Petrol) S-Cross Price in Rs. (Ex-showroom cost)
Alpha Automatic Rs. 12,39,000
Delta Automatic Rs. 10,83,500
Sigma Rs. 8,39,000
Delta Rs. 9,60,000
Zeta Automatic Rs. 11,18,500
Zeta Rs. 9,95,000
Alpha Rs. 11,15,500

Maruti Suzuki S-Cross Vs Hyundai i-20

Here’s a table showing a comparison between S-Cross Sigma and Hyundai i20 Sportz 1.2 IVT.

Variant S-Cross Sigma (Petrol) i20 Sportz 1.2 IVT (Petrol)
Type of engine K15B Smart Hybrid 1.2 l Kappa
Width (mm) 1785 1775
Mileage Approximate 18.55 kmpl 19.65 kmpl
Length (mm) 4300 3995
Cost Rs. 8,39,000 Rs. 8,60,000
Seats 5 seats 5 seats
Capacity of the tank (litres) 48 litres 37 litres
Boot space (litres) 353 litres 311 litres

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

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