Maruti Ignis Car Insurance
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If you own or plan to buy a Maruti Suzuki Ignis, do not forget to insure it with a broad-ranging insurance policy. Owning Third-party insurance is mandatory while driving Maruti Ignis on the Indian streets. You can also opt for a Comprehensive Car Insurance Policy to avail own vehicle damage cover as well as fulfil the legal requirements. Read ahead to know more about the benefits of having a Maruti Ignis Insurance Policy for your car.
Benefits of Buying Online Car Insurance for Maruti Ignis Car
Here are some benefits of purchasing car insurance online for your Maruti Ignis Car.
1. Save Time and Effort
Buying car insurance online is quick and convenient. Just log on to the ACKO website/app and complete the purchase from anywhere across the globe. Also, you can explore various insurance plans online before buying a suitable one. Online car insurance saves you precious time and effort.
2. Zero Paperwork
There is no paperwork or documentation while buying/renewing car insurance online from ACKO. Visit the ACKO website or app and fill in the personal and vehicle and details to purchase Maruti Ignis insurance. The whole purchase/renewal process can be completed within a few minutes.
3. Transparent Process
When you buy car insurance online, there is no involvement from an agent/middleman. You can directly purchase the policy from ACKO. With no influence from an agent, you can make an informed decision to buy the best-fit car insurance policy at an economical price.
Insurance Plans for Maruti Ignis Car
There are mainly two types of car insurance plans you can opt for your Maruti Ignis: Comprehensive Car Insurance Plan and Third-Party Car Insurance Plan. Below are the details of both the insurance plans.
Comprehensive Car Insurance Plan
A Comprehensive Policy offers extensive coverage as it comes with Third-party and OD cover. The insurance plan covers third-party damages and losses to your vehicle. The vehicle damage covers the repair cost of your car caused due to an accident. You can also buy add-ons for additional coverage of the Comprehensive Car Insurance Plan.
Third-Party Car Insurance Plan
Purchasing a third-party insurance cover is mandatory to comply with the legal requirements. This car insurance plan provides coverage against loss/damage to third-party life or property. A third-party liability (TPL) cover is a basic insurance policy, and it does not cover damages to your vehicle.
What’s Covered in Maruti Ignis Car Insurance? (Inclusions):
Maruti Ignis Comprehensive Car Insurance Policy provides coverage against the following.
Accidental damages to the insured car.
Damages or losses to the car caused due to natural disasters such as earthquakes, cyclones, etc.
Losses to third-party life or properties.
Damages to the insured vehicle due to a fire outbreak.
Losses to the car caused due to man-made calamities such as vandalism, riots, etc.
Total loss or theft of the insured car.
What’s Not Covered in Maruti Suzuki Ignis Insurance (Exclusions)?
Here are some exclusions that are not covered under the Comprehensive Insurance Policy.
Consequential damage costs are not covered by the insurer.
Driving a vehicle without a valid driving licence.
Driving a vehicle under the influence of intoxicating substances.
Driving a vehicle with an expired insurance policy.
Claims as per any add-on cover which is not purchased.
Add-ons for Maruti Ignis Car Insurance
Add-ons are designed for additional coverage. They can be purchased along with the Comprehensive Insurance Policy. Here are the car insurance add-ons that add value to the standard comprehensive car insurance plan.
Invoice Protection Cover
Consumables Cover
No Claim Bonus (NCB) Protection Cover
Key Protect
Personal Belongings cover - Theft/Damage
Personal Accident Cover for Passengers
Outstation Emergency Cover
Popular Add-ons for Maruti Ignis Car Insurance
Here are the details of some of the relevant add-on covers that you may consider including for your Maruti Ignis Comprehensive Plan:
Consumables Cover
Consumables items such as nuts and bolts, engine and gearbox oil, screws and lubricants and among others are covered under this add-on. Consumables items are not covered under the basic comprehensive insurance plan.
Zero Depreciation Cover
The depreciation of the motor parts being replaced is not considered while settling claims. With the depreciation not being considered, you get the maximum compensation during the claim settlement.
No Claim Bonus (NCB) Protection Cover
Under this add-on even if you raise a claim during the policy period, the NCB is protected so that you can get a discount while renewing the policy.
Benefits of Buying ACKO Car Insurance Policy for Maruti Ignis Cars
Below are the benefits of ACKO insurance for your precious Maruti Ignis car.
1. Hassle-Free Experience
If you want to buy/renew car insurance or raise a claim against the policy, visit our website www.acko.com or download the ACKO app to make a purchase. You just need to submit a few details of your Ignis car and insure your vehicle within a few minutes.
2. Low-Premium Car Insurance Plans
ACKO is one of the first digital insurance companies to offer online services. There are no agents or middlemen so your Maruti Ignis insurance price is comparatively low. Hence, the savings are then passed on to you as low-cost car insurance plans.
3. Easy and Faster Claims
At ACKO, you can file a claim against your policy online with zero paperwork. Simply log into your account through our website or mobile app, upload the pictures of the damages to file a claim. In case of minor damages, settlement of the claim is done through an instant on-account fund transfer. For major damages, ACKO will pick up your vehicle, repair it at a network garage and deliver it back to you in three days.
4. Best Car Insurance Policy
ACKO provides you with car insurance quotes based on the approx. market value (IDV - Insured Declared Value) of your car. You can compare different insurance plans and add-ons before making the purchase decision. Please note that Ignis car insurance price may vary as per the opted add-ons.
Claim Procedure:
Follow the below steps to raise a car insurance claim at ACKO.
Step 1 - Log on to the website www.acko.com or download the smartphone app.
Step 2 - Login to your account with your registered mobile number.
Step 3 - Click on “Claim Now” to file your car insurance claim.
Step 4 - Enter details about the damage and upload pictures of your damaged car.
Step 5 - For minor damages, you will receive an instant claim settlement.
Step 6 - For major damages, the car will be picked* up for repairs.
Step 7 - Once the car is repaired, the vehicle will be dropped off at your location within three days. *Note: Vehicle pick up and drop facility is available in select cities.
Frequently Asked Questions
Here are a few questionnaires regarding the above-mentioned topic
FAQs
Which insurance company has the best claim settlement ratio for cars?
The Car Claim Settlement Ratio (CSR) for ACKO stands at approx. 98% for FY2019-20. For more details, you can reach out to our customer care team.
From where can I buy motor insurance for my Maruti Ignis car?
You can buy motor insurance by visiting the ACKO website or by downloading the mobile app.
Can I upgrade to a Comprehensive Car Insurance Policy while renewing my Third-Party Car Insurance Plan?
Yes, you can upgrade to a Comprehensive Car Insurance Policy while renewing your insurance. You will get an option to choose the insurance plan while renewing the car insurance policy. But note that the premium will increase if you opt for Comprehensive Policy.
Which are the useful add-ons for Maruti Ignis car?
Here are some useful and relevant add-ons you can opt for Maruti Ignis cars:
No Claim Bonus (NCB) Protection Cover
Engine Protection Cover
Roadside Assistance Cover
Key Protect
Outstation Emergency Cover
Personal Belongings cover - Theft/Damage
Zero Depreciation Cover
Return to Invoice Cover
Personal Accident Cover for Passengers
Which documents do I need to submit for my Ignis car insurance renewal?
You do not need to submit any documents to renew your insurance policy from ACKO. Simply visit www.acko.com or download the mobile app, share basic details, choose your preferred insurance cover, and make the payment.
What is the best-suited car insurance plan for my Maruti Ignis?
A Comprehensive Insurance Policy is the best-suited insurance plan for your Maruti Ignis. This broad-ranging insurance plan covers your vehicle damage cost, as well as covers third-party liabilities. It also offers options to choose add-ons for the extra protection of your vehicle.
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CIN: U66000KA2016PLC138288
IRDAI Registration No: 157
Category: Non-Life Insurance
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