Honda BR-V Car Insurance
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You must be aware of the term “car insurance” if you drive/own a car. Buying car insurance is very crucial as it guards your finances at the time of a car-related mishap. Especially the importance of insurance increases when you have an expensive and luxurious car like Honda BR-V. Not only it covers the damage cost but also fulfils the legal requirements to drive it on Indian roads. Read this article to know the details regarding Honda BRV car insurance.
Benefits of Buying Online Car Insurance for Honda BR-V Cars:
Having a Honda BR-V car offers an experience of comfort and luxury. This model of Honda is fuel-efficient, affordable and modern. It is very crucial to be protected from unforeseen financial losses by insuring your precious car. Here are a few benefits of buying Comprehensive Car Insurance Plan for your Honda BRV car:
The repair or replacement costs of the damages to your car will be paid by your insurer, thereby recovering any potential cost to repair the damages.
In the case of third party losses, comprehensive car insurance will cover financial losses for both the parties.
Adhere to rules and regulations in India.
You can customize your standard honda insurance plan by adding add-on covers for extra protection.
Insurance plans for Honda BR-V Car
There are two types of car insurance that you can opt for your Honda BR-V car:
Third-Party Car Insurance Plan
As stated under The Motor Vehicles Act, a Third-Party Car Insurance Policy is a legal requirement for a car in India. Buying this insurance plan provides coverage against damage to third-party liabilities. However, Third-Party Insurance Plan does not cover damages to your car in case of accidents, fire, theft, riots or natural calamities.
Comprehensive Car Insurance Plan
If you want a broad range of coverage for your super luxurious Honda BR-V, you need to consider Comprehensive Car Insurance Policy. It provides substantial coverage of both Third-Party and Own Damage cover. In addition to that, it offers add-ons option for extra coverage for your vehicle. According to the add-ons, Honda BR-V insurance prices may vary. A comprehensive car insurance policy also covers the vehicle cost in case of total loss or theft.
What’s Covered in Honda BR-V Car Insurance? (Inclusions)
A Comprehensive Car Insurance Policy for your Honda BR-V comes with the following inclusions:
Damage/losses incurred to the third-party (if involved).
Damage/losses to the insured car due to an accident or fire.
Damage/losses to the insured car due to natural calamities (earthquake, flood) or man-made calamities like (vandalism, riots) etc.
Losses due to the theft of the insured car.
Any add-ons if opted along with the Comprehensive plan.
What’s Not Covered in Honda BR-V Car Insurance? (Exclusions)
The following situations are the exclusions of the Honda BR-V Car Insurance Policy:
Damage/losses to the insured vehicle while driving without a valid license.
Damage due to regular wear and tear.
Consequential damages and fraudulent claims.
Damage/losses to the car due to electrical or mechanical failure.
Driving under the influence of alcohol or intoxicants.
Damage/losses to the insured vehicle when the policy is inactive.
Add-ons for Honda BR-V Car Insurance
Comprehensive car insurance policy allows you to opt for various car insurance add-ons to enhance your standard policy. You can opt for these add-on covers at your convenience. Here is a list of add-ons you need to consider:
Zero Depreciation Cover
Consumable Cover
Personal Belonging Protection
Benefits of Buying Acko Car Insurance Policy for your Honda BR-V Car
Below are the benefits of buying ACKO Car Insurance for your Honda BR-V:
1. Paperless Experience
ACKO offers online car insurance with zero paperwork. Buying or renewing your Honda BR-V car insurance can be done online via digital payment modes which will save your valuable time.
2. Hassle-free Experience
You don't need to do anything to repair your Honda BR-V car in case of damage. Just inform us and we will send a mechanic to your plan within 1 hour (for select cities). Post this, we will instantly repair your car at one of our network garages and deliver it to your doorstep for free within 3 days.
3. Expert Assistance
You can visit ACKO’s website or log in to our mobile app for any information related to a car insurance policy. All your queries will be resolved by our proficient motor insurance experts.
4. Easy and Quick Claim Settlements
Filing a claim at ACKO is easy and quick. You can register your claim directly on the website/app. Claims for minor damages to your Honda BR-V car will be settled within two hours, and claims for major damages will be settled within a few hours/days, depending on the intensity of the damage.
5. Comparatively Lower Premium
ACKO cuts your insurance buying or renewing cost by eliminating agents and middlemen commissions. Since the entire process is digital, the car insurance renewal cost is comparatively lower than in an offline mode.
Claim Procedure:
You can file your Honda BR-V car insurance claim in two methods:
Cashless Car Insurance Process
Cashless claim is a type of claim where your insurer has an agreement with garages known as network garages. Where you can repair your Honda BR-V car and the repair cost will be paid by your insurer. Below are the steps for raising a Cashless car insurance claim online at ACKO:
Step 1: Visit the official website www.acko.com or download the ACKO mobile app
Step 2: Log in to your account with the registered mobile number.
Step 3: Submit your vehicle details and upload the pictures of the damaged car.
Step 4: In case of accident claims, the surveyor may inspect the vehicle at the accident spot or the car needs to be taken to the network garage and inspection will be conducted by the surveyor.
Step 5: The mechanic and the surveyor will discuss and let you know the repair cost. The amount covered by your insurer based on the policy coverage except for some deductibles which you have to pay at the network garage.
Reimbursement Car Insurance Process
In the Reimbursement Claim, you need to pay the repair cost for your vehicle. Later on, which will be reimbursed by your insurer. Below are documents required for raising a Reimbursement car insurance claim online at ACKO:
Registration certificate of your car
FIR report (if applicable)
Copy of your driving license
Insurance policy copy
Payment receipts, original repair bills, etc.
Frequently Asked Questions
Here are the frequently asked questions about Honda BR-V car insurance policy:
FAQs
Where can I buy insurance for my Honda BR-V car?
You can buy Honda BR-V car insurance by visiting www.acko.com or by downloading the ACKO app on your mobile.
How long will it take to insure my Honda BR-V car?
You can insure your Honda BR-V car in just 5 minutes. All you have to do is submit your vehicle details on ACKO's official website or app.
How can I renew my Honda BR-V car insurance?
If you are an existing ACKO customer, log in with your mobile number through our website or the mobile app. Select the policy and renew the plan online without any paperwork. If you are new to ACKO, visit our website or use ACKO app to enter a few details of your Honda BR-V, choose the right plan, pay the premium online and get the car insured instantly.
My Honda BR-V insurance policy expired a few months back, is an inspection necessary for the new policy?
Beyond 10 days of the expiry of your car insurance, your vehicle may require an inspection before the insurance policy can be renewed.
Will I get any discount while renewing my Honda BR-V car insurance policy?
Yes, you can get an NCB (No Claim Bonus) discount while renewing the car insurance policy, provided you have not made any claims during the previous policy period. You can also opt for NCB Cover add-on to avail of discount while renewing the four-wheeler insurance policy.
What documents do I need to raise a claim against Honda BR-V car insurance?
To file a claim against your Honda BR-V Car Insurance Plan, you don’t need to submit any physical documents. However, an FIR copy can be required if a third-party is involved. Visit our website or the mobile app to login with your mobile number and file the claim. Our claims experts will guide you through the process.
