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Kia Carnival Car Insurance

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Kia Carnival Insurance

Car Insurance for Kia Carnival

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Kia Carnival is a luxurious Multi-purpose Vehicle (MPV) made with a class-defining design and build quality. This is a highly spacious car with comfortable seating in all three rows. While you might be excited to get behind the wheels of this car, it would be wiser to purchase vehicle insurance first. In this article, you will find about the Kia Carnival insurance cost and the process of buying and renewing a policy online.

Benefits of buying online car insurance for Kia Carnival

You should buy your Kia Carnival insurance policy online for the following benefits.

Instant availability

You can simply go online using your smartphone to find Kia Carnival insurance. All kinds of insurance-related services stay accessible to you 24x7. Hence, there is no need to visit the insurance company or request callbacks to buy or renew a policy for the Kia Carnival car.

Easy comparison

There are multiple policies and add-on options to look at when you are purchasing insurance online. Such comparison allows you to understand the benefits, features and prices of different car insurance plans, so you can find the right policy for your vehicle.

Quick procedures

Apart from the availability, the online platform also enables you to purchase and renew insurance almost instantly. You can simply provide essential details of your car and your previous insurance cover to buy/renew a policy right away.

Types of car insurance plans for Kia Carnival

For Carnival insurance, you can purchase one of the two following kinds of policies.

Third-party Insurance Plan

As mandated by law, motor vehicles in India must have a Third-party Insurance Plan. A vehicle without this policy or with expired insurance attracts penalties. The role of this insurance is to provide protection financially in case your car causes damages to third-party property, injuries to or death of any third party. However, the coverage of this policy is limited to third-party liabilities only, so you can’t use it to obtain coverage for your own vehicle’s damage or loss.

Comprehensive Insurance Plan

With this type of insurance plan, you get double coverage, including OD or Own Damage cover and Third-party Insurance Plan. Thus, your car stays covered from damages, loss and theft in scenarios like accidents, fire, explosion, and natural/man-made calamities. If you need more coverage and benefits, you can just adjust the Carnival insurance price to buy add-ons. That way, the policy extends to features and services you want for your car. 

Important: The PA or Personal Accident cover is mandatory to purchase along with your basic policy. It doesn’t come with Third-party Insurance or Comprehensive Insurance, so you need to buy it separately. The role of PA cover is to financially safeguard the policyholder in case of any accidental injury (temporary or permanent) or death.

What’s covered in Carnival car insurance? (Inclusions)

With a Comprehensive Kia Carnival car insurance plan, you can expect the following kinds of coverages. 

  • Coverage for damages to third party property

  • Coverage for injuries to or death of a third party

  • Coverage for accidental Carnival damages

  • Coverage for Carnival theft

  • Coverage for fire/explosion related damages

  • Coverage for vehicle damage caused by natural/man-made disasters

  • Coverage as per the purchased add-ons

What’s not covered in Carnival car insurance? (Exclusions)

Below are the conditions when a Kia Carnival insurance plan does not offer coverage.

  • Driving when you are intoxicated

  • Illegal racing using your car

  • Avoiding traffic rules while driving

  • Not having valid documents for your car

  • Regular wear and tear causing damages to the vehicle

  • Damages due to electrical/mechanical failure

  • Damaging your car when you are driving outside the geographical limitations as per the insurance

  • When you raise claims for an inactive insurance plan 

Add-ons for Kia Carnival insurance

Following are the add-ons you can opt for when buying Comprehensive Kia Carnival insurance. 


ACKO enhances the experience of buying a car insurance policy online for you with these benefits.

Budget plans

There is no agent commission associated with ACKO’s policies due to the direct-to-customer model. Plus, the operating costs stay under control with 100% digital infrastructure. As a result, you get insurance at competitive pricing.

Zero paperwork

ACKO’s online platforms (website and mobile app) enable instant purchase and renewal of insurance without any paperwork. This method of buying a policy doesn’t require physical documentation. You only need to give essential details of the vehicle.

Pickup and drop

For customers living in select cities, ACKO has a pickup and drop service available. We arrange vehicle pickup for repair associated claims. Then, the vehicle gets repaired in one of our partner automotive repair centres and delivered back to your home.

ACKO’s claim process

Below are the simple steps to follow when you want to raise Kia Carnival car insurance claims.

  • Step 1: Access your ACKO account online via the mobile app or official website.

  • Step 2: Select your Carnival policy, then click on ‘Claim’.

  • Step 3: Answer questions associated with damages to the vehicle and upload related images to submit a claim.

A minor claim is usually settled within a few hours of submission. However, the severity of repair requirements decides the overall claim settlement period.

Frequently Asked Questions

Find answers to commonly asked Carnival insurance questions below.

What is all covered in a Comprehensive Carnival Insurance Policy from ACKO?

A Comprehensive Carnival Insurance Policy from ACKO will cover your vehicle from Own Damage as well as Third-party liabilities. The overall coverage will include third-party property damages, injuries and death, as well as loss/damage of the vehicle due to an accident, explosion, fire, man-made calamities and natural disasters. Plus, you can purchase additional coverage with add-ons such as Zero Depreciation Car Insurance Cover, Engine Protection Cover, etc. 

How can I complete the car insurance renewal for my Kia Carnival at ACKO?

To renew car insurance online from ACKO, you can access the official website or mobile application. Using the online platform, you just need to enter the details of your Kia Carnival along with previous insurance information. The process lets you renew Kia car insurance instantly.

Would I need insurance for my second-hand Kia Carnival?

All motor vehicles must at least have a Third-party Insurance Policy as per The Motor Vehicles Act, 1988. This law applies even if you purchase a second-hand Kia Carnival. Moreover, you should buy vehicle insurance to financially safeguard your car against potential theft, loss or damages. 

Car Insurance for Kia Car Models/Variants:

Below is the car insurance for Kia models in India:

About car insurance for Kia Carnival

A Kia Carnival car insurance plan keeps you financially protected in any unforeseen situation such as if your car gets damaged or causes damages to a third party. A Third-party Car Insurance Policy is designed to cover you when your car damages third-party property or causes injury/death to a third party.

But when you want dual coverage for third-party liabilities and damages to your own car, then, a Comprehensive policy would be the right choice. It combines both kinds of coverages, so you get financial protection not only against third-party liabilities but also against theft, loss, or damages to your Kia Carnival. 

Why should you buy a Kia Carnival?

Kia Carnival is a premium MUV (Multi-utility Vehicle) with massive space inside for your family and friends. The seats are exceptionally comfortable not only in the front but second as well as the third row. There are two sunroofs and touchscreens in the rear. The spacious cabin and top-notch features make it a car you can trust on long journeys.

Kia Carnival specifications

Here are the specifications of the new Kia Carnival car.

Parameters Details
Engine (cc) 2199
Power (bhp @ rpm) 197.2 bhp @ 3800 rpm
Torque (Nm @ rpm) 440 Nm @ 1750-2750 rpm
Gearbox Manual/Automatic
Fuel type Diesel
Seating capacity 7-9
Boot space (litres) 540
Mileage 14.11 kmpl

Kia Carnival variants: ex-showroom price and fuel type

The following table has the Kia Carnival price list for all variants.

Kia Carnival variant Fuel type Carnival car price (ex-showroom, Delhi)
Carnival Premium Diesel Rs. 24.95 lakhs
Carnival Premium 8 STR Diesel Rs. 25.15 lakhs
Carnival Prestige Diesel Rs. 28.95 lakhs
Carnival Prestige 9 STR Diesel Rs. 29.95 lakhs
Carnival Limousine Diesel Rs. 33.95 lakhs
Carnival Limousine Plus Diesel Rs. 33.99 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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