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Kia Carnival is a luxurious Multi-purpose Vehicle (MPV) made with a class-defining design and build quality. This is a highly spacious car with comfortable seating in all three rows. While you might be excited to get behind the wheels of this car, it would be wiser to purchase vehicle insurance first. In this article, you will find about the Kia Carnival insurance cost and the process of buying and renewing a policy online.
You should buy your Kia Carnival insurance policy online for the following benefits.
You can simply go online using your smartphone to find Kia Carnival insurance. All kinds of insurance-related services stay accessible to you 24x7. Hence, there is no need to visit the insurance company or request callbacks to buy or renew a policy for the Kia Carnival car.
There are multiple policies and add-on options to look at when you are purchasing insurance online. Such comparison allows you to understand the benefits, features and prices of different car insurance plans, so you can find the right policy for your vehicle.
Apart from the availability, the online platform also enables you to purchase and renew insurance almost instantly. You can simply provide essential details of your car and your previous insurance cover to buy/renew a policy right away.
For Carnival insurance, you can purchase one of the two following kinds of policies.
As mandated by law, motor vehicles in India must have a Third-party Car Insurance Plan. A vehicle without this policy or with expired insurance attracts penalties. The role of this insurance is to provide protection financially in case your car causes damages to third-party property, injuries to or death of any third party. However, the coverage of this policy is limited to third-party liabilities only, so you can’t use it to obtain coverage for your own vehicle’s damage or loss.
With this type of insurance plan, you get double coverage, including OD or Own Damage cover and Third-party Insurance Plan. Thus, your car stays covered from damages, loss and theft in scenarios like accidents, fire, explosion, and natural/man-made calamities. If you need more coverage and benefits, you can just adjust the Carnival insurance price to buy add-ons. That way, the policy extends to features and services you want for your car.
Important: The PA or Personal Accident cover is mandatory to purchase along with your basic policy. It doesn’t come with Third-party Insurance or Comprehensive Insurance, so you need to buy it separately. The role of PA cover is to financially safeguard the policyholder in case of any accidental injury (temporary or permanent) or death.
With a Comprehensive Kia Carnival car insurance plan, you can expect the following kinds of coverages.
Coverage for damages to third party property
Coverage for injuries to or death of a third party
Coverage for accidental Carnival damages
Coverage for Carnival theft
Coverage for fire/explosion related damages
Coverage for vehicle damage caused by natural/man-made disasters
Coverage as per the purchased add-ons
Below are the conditions when a Kia Carnival insurance plan does not offer coverage.
Driving when you are intoxicated
Illegal racing using your car
Avoiding traffic rules while driving
Not having valid documents for your car
Regular wear and tear causing damages to the vehicle
Damages due to electrical/mechanical failure
Damaging your car when you are driving outside the geographical limitations as per the insurance
When you raise claims for an inactive insurance plan
Following are the add-ons you can opt for when buying Comprehensive Kia Carnival insurance.
Key Replacement Cover
Roadside Assistance Cover
Outstation Emergency Cover
Zero Depreciation Cover
No Claim Bonus Protection
Personal Accident Cover for Passengers
Return to Invoice Cover
ACKO enhances the experience of buying a car insurance policy online for you with these benefits.
There is no agent commission associated with ACKO’s policies due to the direct-to-customer model. Plus, the operating costs stay under control with 100% digital infrastructure. As a result, you get insurance at competitive pricing.
ACKO’s online platforms (website and mobile app) enable instant purchase and renewal of insurance without any paperwork. This method of buying a policy doesn’t require physical documentation. You only need to give essential details of the vehicle.
For customers living in select cities, ACKO has a pickup and drop service available. We arrange vehicle pickup for repair associated claims. Then, the vehicle gets repaired in one of our partner automotive repair centres and delivered back to your home.
Below are the simple steps to follow when you want to raise Kia Carnival car insurance claims.
Step 1: Access your ACKO account online via the mobile app or official website.
Step 2: Select your Carnival policy, then click on ‘Claim’.
Step 3: Answer questions associated with damages to the vehicle and upload related images to submit a claim.
A minor claim is usually settled within a few hours of submission. However, the severity of repair requirements decides the overall claim settlement period.
A Comprehensive Carnival Insurance Policy from ACKO will cover your vehicle from Own Damage as well as Third-party liabilities. The overall coverage will include third-party property damages, injuries and death, as well as loss/damage of the vehicle due to an accident, explosion, fire, man-made calamities and natural disasters. Plus, you can purchase additional coverage with add-ons such as Zero Depreciation Car Insurance Cover, Engine Protection Cover, etc.
To renew car insurance online from ACKO, you can access the official website or mobile application. Using the online platform, you just need to enter the details of your Kia Carnival along with previous insurance information. The process lets you renew Kia car insurance instantly.
All motor vehicles must at least have a Third-party Insurance Policy as per The Motor Vehicles Act, 1988. This law applies even if you purchase a second-hand Kia Carnival. Moreover, you should buy vehicle insurance to financially safeguard your car against potential theft, loss or damages.
The Kia car insurance is available for the following variants as well.