Home / Car Insurance / Wagon R Insurance: Buy/Renew Maruti Wagon R Car Insurance

Maruti Suzuki Wagon R Car Insurance

93% Acko users save at least ₹1,200 on Maruti Wagon R insurance

Car insurance starting ₹2,072*

Insure Now
T & C apply*

Buying a new car?

Click here!

You already have an Acko policy

Login to access your policy for this car

Car Insurance for Wagon R

Learn More

Car insurance is a legal requirement to drive a car in India. The Comprehensive Car Insurance Policy offers financial protection against damages to the insured car and third-party liabilities. Insuring your Maruti Wagon R assures you are protected financially in case of unforeseen liabilities. Read on to learn more about the advantages of online Wagon R car insurance.

Importance of Buying Online Car Insurance for Maruti Wagon R

Following are the primary reasons why you should buy online Wagon R car insurance over offline insurance.

1. Zero Paperwork

Buying car insurance for your Maruti Wagon R at ACKO requires zero paperwork. There is no need to submit documents or fill forms to insure your vehicle. Provide a few details of your car and the previous policy details to insure your vehicle instantly.

2. Quicker Turnaround Time

Whether you want to buy/renew the plan or raise a claim, visit ACKO’s website or download the mobile app for a quicker experience. Visit the website or use the app anytime and anywhere using your mobile to insure your Wagon R instantly.

3. Transact Directly with ACKO

ACKO is a digital-first insurer and all transactions are processed through its digital platforms such as the website or mobile app. There are no middlemen to influence your decision. With no agents involved, ACKO is able to design low-cost car insurance plans as there is no commission involved.

Types of Car Insurance for Maruti Wagon R

Third-party Car Insurance Policy and Comprehensive Car Insurance Policy are the main types of four-wheeler insurance. Here are the coverage details of each type of car insurance plan.

Third-party Car Insurance Policy

For coverage against third-party liabilities such as injury to the third party/death of the third party or damages to their property, this plan covers such liabilities. For the Wagon R insurance price you pay, it helps you adhere to the legal requirements. While this plan is mandatory, it does not provide coverage against damages or losses to your car.

Comprehensive Car Insurance Policy

This type of plan provides coverage for third-party liabilities and also covers damages or losses to the insured car. Damages or losses can be due to an accident, fire, theft, natural/man-made calamities. You can also choose from various add-on covers that extend the coverage of the standard plan.

What’s Covered in Wagon R Car Insurance (Inclusions)?

The Comprehensive Car Insurance Plan offers financial protection during the following circumstances.

  • Third-party death/injury or damages to their property

  • Theft of the car

  • Total loss to the vehicle

  • Accidental damages to your car

  • Natural/man-made calamities

  • Fire or explosion

It is mandatory to buy the Personal Accident (PA) cover while purchasing or renewing the car insurance policy. And, this cover has to be bought separately.

What’s Not Covered in Wagon R Car Insurance (Exclusions)?

Here are the circumstances when the Wagon R car insurance will not provide coverage.

  • Driving the car without a valid car insurance plan

  • Driving the car without a valid driving license

  • Wear and tear

  • Electrical/mechanical breakdown

  • Driving the car under the influence of intoxicating substances

  • Damages or losses taking place outside the specified geographical limits

Add-ons for Wagon R Car Insurance

Add-ons for your car insurance plan are small and specific coverages that extend the basic coverage of the policy. You can purchase the add-ons along with the Comprehensive Car Insurance Policy. Below are the add-ons that you can opt for.

Why ACKO?

Here are the benefits of choosing ACKO insurance for your Maruti Wagon R.

Hassle-free Online Experience

Being a digital insurance company, all insurance-related services are online. The online environment helps you to buy/renew the policy or raise a claim without any physical paperwork.

Super Quick Claims

Access your account by visiting ACKO’s website or the mobile app to enter a few details about the damages to your car and raise the claim without any documentation except if an FIR is required.

Low-Cost Insurance

With tech-based infrastructure and a no-commission model, the Wagon R insurance price is one of the lowest in the industry and is passed on to you as low-cost Comprehensive Car Insurance Plans.

ACKO’s Claim Procedure

The car insurance claim procedure at ACKO is super easy and simple. Here is how you can file a claim against your policy in a few minutes.

  • Step 1: Access your account by visiting the website or app.

  • Step 2: Click ‘Claims’ and share details of the claim.

  • Step 3: Upload the photos of your damaged vehicle and documents (if required).

The claims team will reach out to you to guide you through the next steps.

Frequently Asked Questions

Here are the frequently asked questions about car insurance in India.

FAQs

How to buy ACKO car insurance for Maruti Wagon R?

Insuring your Wagon R at ACKO is super fast and hassle-free. Visit ACKO’s website or download the mobile app, enter a few details of the Wagon R and previous policy details to insure it within a few minutes. All this with zero paperwork.

How to file a claim at ACKO for Maruti Wagon R car insurance?

Filing a claim against the Wagon R car insurance policy at ACKO is simple and easy. Access your account through the website or mobile app, enter a few details of the damages to your car, upload photos of the damages and documents (if required). ACKO may settle the claim instantly for minor damages such as a dent on the bumper or a broken rear-view mirror. For severe damages, our claims team will pick up the car from your location, repair the car at a network garage and deliver it to you within three working days (in select cities).

Can I renew my Wagon R car insurance online?

Yes, you can renew the Wagon R car insurance policy online by accessing your account through ACKO’s website or app. You can pay the premium through our online process and receive the policy documents within a few minutes.

About Car Insurance for Maruti Wagon R

Car insurance for your Wagon R is not only a legal requirement as per The Motor Vehicles Act, 1988, it also provides financial protection in case of third party liabilities and damages/losses to your car. Whether your Wagon R is damaged due to an accident or due to natural/man-made calamities such as storms, floods, riots, vandalism, etc. or in case of fire or explosion the Comprehensive Maruti Car Insurance Policy covers such liabilities.

It is suggested that you choose the Comprehensive Four-wheeler Insurance Plan as it comes bundled with both the mandatory Third-party Car Insurance Plan as well as Own Damage (OD) cover. The latter covers damages/losses to your car. You also have the option to include various add-on covers to extend the standard plan.

Why Should You Buy a Maruti Wagon R?

Maruti Wagon R is one the longest production vehicles from Maruti Suzuki. The long association with the Indian market emphasises that the hatchback offers all the features at an affordable price. The car is spacious and comes with practical and essential features that add value to your vehicle.

Apart from being an affordable car, it is fuel-efficient and is easy to drive across the traffic-laden city roads as well as on long journeys. It is an excellent family car as it offers features that cater to different age groups. If you are looking for a family car that is fuel-efficient, loaded with features at an affordable price, you may choose to buy the Maruti Wagon R.

Specification, Variants and Ex-showroom Price of Maruti Wagon R

Here are the specifications, variants (models) and Maruti Wagon R price.

Variants of Maruti Wagon R Engine Capacity Gearbox Fuel Type Ex-Showroom Price
LXI 1.0-litre 5-Speed Petrol Rs. 4,80,000
LXI 1.0-litre 5-Speed CNG Rs. 5,60,500
LXI (O) 1.0-litre 5-Speed Petrol Rs. 4,87,500
LXI (O) 1.0-litre 5-Speed CNG Rs. 5,67,500
VXI 1.0-litre 5-Speed Petrol Rs. 5,13,000
VXI (O) 1.0-litre 5-Speed Petrol Rs. 5,20,000
VXI 1.0-litre Automatic Petrol Rs. 5,63,000
VXI (O) 1.0-litre Automatic Petrol Rs. 5,70,000
VXI 1.2-litre 5-Speed Petrol Rs. 5,48,500
VXI (O) 1.2-litre 5-Speed Petrol Rs. 5,55,500
VXI 1.2-litre Automatic Petrol Rs. 5,98,500
VXI (O) 1.2-litre Automatic Petrol Rs. 6,05,500
ZXI 1.2-litre 5-Speed Petrol Rs. 5,83,000
ZXI 1.2-litre Automatic Petrol Rs. 6,33,000

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms.

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.