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Maruti Suzuki Vitara Brezza Car Insurance

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Car Insurance for Vitara Brezza

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The Vitara Brezza is a compact SUV that offers a great ride to the driver and its passengers. The car was first launched in India in 2016 and has seen a solid trend of sales ever since. The Vitara Brezza Car Insurance policy will provide financial protection in case of damages. Take a look at the following article to know more about Vitara Brezza Car Insurance.

Benefits of Buying Online Car Insurance For Vitara Brezza

Take a look at the following benefits of buying your Vitara Brezza insurance policy online.


Car insurance policies can be conveniently bought from anywhere at any time. One does not have to wait for office hours to buy or renew the policy. Online car insurance is simple and can be purchased from your phone/computer, provided you have an active internet connection.

Instant Policy

If you have been renewing the car insurance plan in time, you will get the new policy instantly. This could take more time when you are buying the same policy offline. You can store this online policy on your phone and display it to the authorities as required. The process becomes easier when you renew car insurance online.

Compare Plans

There are multiple car insurance plans that can be suitable for your needs, however choosing the right one will give you adequate coverage in the time of need. You can compare car insurance online easily, this can be a tedious process while buying insurance through an agent.

Types of Car Insurance Plans for Vitara Brezza

Following are the main types of car insurance plans for your Vitara Brezza.

Third-party Liability Insurance

This plan provides coverage limited to third-party liabilities such as injuries, death, or property damage. It is necessary that you buy the Third-party plan to avoid penalties as it is mandatory by law to be covered under at least this type of insurance policy. Note that a Third-party insurance plan does not cover damage to your Vitara Brezza. The Brezza insurance cost for this policy is less as compared to the Comprehensive plan.

Comprehensive Insurance

The Own Damage  (OD Insurance) component that offers coverage to your damaged car is offered under the Comprehensive plan. This plan is also customizable i.e. you can buy additional coverage or add-ons that are suitable to your needs. For example, buying an Engine Protect Add-on will be helpful for your Vitara Brezza that has an expensive engine.

What’s Covered in Vitara Brezza Car Insurance Policy? (Inclusions)

The following situations are covered in a Comprehensive car insurance policy of Vitara Brezza at ACKO.

  • Fire or explosions

  • Total loss, i.e. a car damaged beyond repair

  • Third-party liabilities

  • Any coverage as per car insurance add-ons 

  • Accidental damages

  • Theft of the insured car 

  • Damage from a natural or man-made calamity

  • Mandatory Personal Accident Cover (to be purchased separately with a Comprehensive insurance policy)

What’s Not Covered in Vitara Brezza Car Insurance Policy? (Exclusions)

The following situations are not covered in a Comprehensive Car Insurance policy of Vitara Brezza at ACKO.

  • Damage outside the geographical limit

  • Damage when the insurance policy was not active

  • Driving the car in an intoxicated state

  • Using the car for an illegal activity

  • Intentional damage

  • Damage due to not abiding by the traffic rules

  • Regular wear and tear

  • Mechanical and electric damage

Add-ons for Vitara Brezza Car Insurance Policy

Add-ons help you get additional benefits and value-added services with a Comprehensive Car Insurance Plan. Here are a few provided by ACKO.

Benefits of Buying Car Insurance from ACKO

Take a look at the following benefits of buying your Vitara Brezza Car Insurance Policy from ACKO.

Low Premium

ACKO's Vitara Brezza insurance price is one of the lowest in the market due to ACKO's business model. We don't believe in agent commissions. And we are a digital-first insurance company. These two are the major factors that decrease the cost of ACKO policies. The discounts are passed on to you.

One-hour Pick-up

We believe in quick services. Under the one-hour pick-up service, we will pick your damaged car within one hour of you placing a call with us. This, of course, is based on where your car got damaged. Currently, this service is available in select cities.

Instant Claim Settlement

ACKO will try to settle minor claims instantly. You don’t have to go through the entire claim process when the damage to your car is not major. We will try and send the claim amount to your account in a few hours, and you can get the car repaired at your workshop of choice.

Claim Process

Making a claim at ACKO against your Vitara Brezza Car Insurance Policy is very easy and quick. Here are the steps for your reference.

Step 1: Use your registered phone number and login to ACKO's profile through the website or mobile application

Step 2: Find your car and click on "Claim Now"

Step 3: Answer a few questions related to the car insurance claim and upload proofs and other necessary documents

Once you submit the claim application, the team will get in touch with you. If your Brezza has suffered from minor damages, then ACKO will try to settle the claim instantly.

Frequently Asked Questions

Here are some of the most asked questions about Vitara Brezza Insurance Policy. Feel free to get in touch with ACKO in case of more queries by sending an email to [email protected]


I did not see the red light, and now my Vitara Brezza is damaged. Can I claim insurance?

Since not following traffic rules is a significant exclusion of the Vitara Brezza car insurance policy, your claim may get rejected.

Why is ACKO charging less than the market price for my Vitara Brezza insurance policy?

Two main reasons allow ACKO to charge less on car insurance. First, we are a digital-first insurance company, which helps us reduce our operational costs. Secondly, we work on a no-commission model. These benefits are passed on to the customer as discounts and the Brezza insurance price is lower.

I live in Mumbai. Can I avail the 3-day repair service for my Vitara Brezza?

Yes, the 3-day repair service is offered in Mumbai, and you can get your Vitara Breeza repaired within 3 days depending upon the extent of damage.

About Car Insurance For Vitara Brezza

Vitara Brezza is a strong SUV that offers a comfortable ride. The ideal Maruti car insurance policy for Vitara Breeza is a Comprehensive Vehicle Insurance Policy. It offers dual coverage of Third-party Liabilities and Own Damage (damage to Brezza). These covers sufficiently provide insurance against multiple unfortunate events like third-party property damage, death, or injury, damage due to fire, accidents, calamities, etc. You can also buy additional coverage with a Comprehensive plan.

Why Should You Buy a Vitara Brezza?

Vitara Brezza offers ample head and legroom which leads to a comfortable ride. On the safety front, the Brezza features a speed alert system, dual front airbags, reverse parking camera, ABS, seat belt reminder, and more. Being a Maruti car, the Brezza can be serviced or sent for regular checks at nearby places. It is also easier to complete the car repairs faster as most of the cars are manufactured in the country.

Vitara Brezza: Key Specifications

Take a look at the following table to understand the different specs of the Vitara Brezza.

General Specifications Values
Engine Displacement 1462 cc
Power (BHP) 103.26
Transmission Automatic (4 variants ) and Manual (5 variants)
Mileage 17.03 to 18.76 kmpl depending upon the variant

Vitara Brezza: Variants and Ex-showroom Price

Currently, there are nine variants of Vitara Brezza available in the country. The following table lists Brezza price and variants.

Variants Ex-showroom Price (In INR)
Brezza LXI 7.51 Lakhs
Brezza VXI 8.57 Lakhs
Brezza ZXI 9.32 Lakhs
Brezza ZXI Plus 9.85 Lakhs
Brezza VXI AT 9.87 Lakhs
Brezza ZXI Plus Dual Tone 9.99 Lakhs
Brezza ZXI AT 10.62 Lakhs
Brezza ZXI Plus AT 11.25 Lakhs
Brezza ZXI Plus AT Dual Tone 11.41 Lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.