93% Acko users save atleast ₹1,200 on Ertiga insurance
Car insurance starting ₹2,072*
You already have an Acko policy
Login to access your policy for this car
Car Insurance for Ertiga
If you own the Maruti Suzuki Ertiga, you have to spend money on fuel, servicing, washing, parking, and insurance. Here, insurance is not a mere expense but a tool to safeguard your money. Not buying car insurance can lead to monetary penalties as insurance is a mandatory requirement. And in the absence of a wide-ranging cover, you will have to handle the car repair costs on your own. But, with a Comprehensive Car Insurance Policy for your Ertiga, you will be safe from penalties and have support when it comes to settling garage bills.
This section highlights prominent reasons for opting to buy or renew your Maruti Ertiga’s insurance policy.
The insurance industry has been infamous for its tedious form-filling. However, that is not the case with ACKO. Here, the process is paperless. You are not asked to fill lengthy forms or submit identity-proof documents to buy car insurance online.
You can insure your vehicle from ACKO at your convenience. For example, if you are free on a Saturday night, you can insure your car at that time by simply logging on to www.acko.com or by downloading the mobile app
You can insure your car directly from ACKO. There are no middlemen/agents. Thus, there is total transparency. You can read product pages, blogs, policy documents and make an informed decision. If something is bothering you, simply call our Customer Care team and they will help you out.
Whether you are planning to insure your car for the first time or going for car insurance renewal, there are two primary types of insurance covers available for you in India. Your Ertiga car insurance price will depend upon the chosen plan.
Here are some key pointers about this standard policy.
- Mandated as per The Motor Vehicles Act, 1988.
- Covers injury to a third party or their property damage.
- Premium is decided by the Insurance Regulatory and Development Authority of India (IRDAI).
- No scope for customization.
- Does not cover damages to the insured four-wheeler.
Here are some key pointers about this advanced policy.
- Includes the mandatory car insurance coverage.
- Premium is decided by the insurance company.
- Can be customized with suitable car insurance add-ons.
- Covers damages to the insured four-wheeler.
- Ideal for wide-ranging coverage.
Here are the inclusions of a Comprehensive Car Insurance Cover for your Maruti Ertiga.
Covers third-party injuries.
Covers third-party property damage.
Cover against fire.
Cover against vehicle theft.
Cover against damages because of natural or man-made calamities.
Here are the exclusions of a Comprehensive Car Insurance Cover for your Maruti Ertiga.
Damage due to natural wear and tear.
Depreciation of car parts is not covered unless you have a Zero Depreciation cover.
Mechanical and electrical breakdown.
Instances of driving with an invalid/expired insurance policy/Driving License.
Instances of drunken driving.
Personal Accident cover needs to be purchased separately.
Add-on covers help to strengthen your car’s insurance policy. They widen the cover and either offer a service or help receive a better claim settlement amount. When it comes to choosing add-ons for Ertiga, you should look out for Roadside Assistance, Zero Depreciation, and an Engine Protection Add-on. While the Roadside Assistance Add-on is a service-based cover the other two are claim-related covers.
Roadside Assistance will come in handy if your vehicle breaks down and needs immediate assistance. Here, a mechanic will be sent to your location to handle the issue. The Zero Depreciation Add-on negates depreciation calculation. As a result, you get a higher claim payout. And the Engine Protection covers damages to the engine due to instances such as flooding. Some of the other relevant add-ons are as follows.
Key Replacement: Lost car keys? No problem. Get them replaced with this add-on.
Outstation Emergency Cover: Get a predetermined amount if your four-wheeler breaks down during an outstation trip.
Return to Invoice: Get the vehicle’s invoice value for instances involving damage beyond repair or theft.
No Claim Bonus Protection: Raise a claim without disturbing your accumulated renewal discount.
Consumables Cover: Expenses for consumables (oi, fuel, nuts and bolts, etc.) used in car repairs shall be covered.
Here are the major advantages of insuring your car for the first time or opting for online car insurance renewal from ACKO. The exact Maruti Suzuki Ertiga insurance price will depend upon the kind of cover chosen by you.
Who says buying insurance is a lengthy process? Maybe it used to be so but not any longer. With ACKO, you can insure your car within minutes. Simply visit our website or download the mobile app and share details, pick a plan, and you will receive a free car insurance quote. Your policy will be ready to download once you make the online payment. Easy-peasy!
ACKO offers wide-ranging insurance coverage and benefits at an affordable price. This is possible because of no middlemen and a tech-enabled process.
ACKO is by your side when it matters the most—during claim settlement. With features like one-hour pick-up, three-day delivery, and instant settlement, our claims process is smooth, fast, and convenient.
Here’s a standard process for settling claims via ACKO’s online platform.
Step 1: Log in to My Account
Step 2: Click Claim Now.
Step 3: Mention applicable details.
Step 4: Coordinate with the claims team for further processing based on the type of damage/claim.
Here are some common questions and answers about car insurance.
Yes, you can get insurance for your Ertiga via ACKO’s website or mobile app 24x7.I own an Ertiga but it is a second-hand car. Do such cars also need to be insured?
Yes, even second-hand cars, or pre-owned cars as they are known, need to be insured with at least Third-party Car Insurance Plan if they are to be driven on public roads.Which factors determine the Ertiga insurance cost?
The top factors determining the premium of a Comprehensive Car Insurance policy are engine capacity, location, and chosen plan.Do I need to upload any specific documents to renew my car insurance policy from ACKO?
There is no need to upload any specific documents to renew car insurance on ACKO.How can I find the best car insurance plan for Maruti Ertiga?
The best insurance plan for Maruti Ertiga is one that offers wide-ranging coverage without charging a lot. There is no one-size-fits-all approach here. You have to pick what suits you. For instance, a Comprehensive Plan with Zero Depreciation and Roadside Assistance Covers is a good option.
|Maruti Suzuki Swift Insurance||Maruti Suzuki Baleno Insurance||Maruti Suzuki Ertiga Insurance||Maruti Suzuki S-Cross Insurance|
|Maruti Suzuki Alto 800 Insurance||Maruti Suzuki Ignis Insurance||Maruti Suzuki Vitara Brezza Insurance||Maruti Gypsy Insurance|
|Maruti Suzuki Dzire Insurance||Maruti Suzuki Wagon R Insurance||Maruti Suzuki Celerio Insurance|
|Maruti Suzuki Ciaz Insurance||Maruti Suzuki Alto K10 Insurance||Maruti Suzuki Eeco Insurance|
Being a good driver does not mean you are shielded from unexpected car damages. You might follow lane discipline and speed limits but can you be sure that other drivers will also follow the same? There is also the danger of your car getting damaged because of a natural calamity like a flash-flood or a man-made calamity like rioting and vandalism. Here’s where a Comprehensive Car Insurance Policy will help you out, as it offers financial assistance to get the car repaired in case of unexpected events stated as policy inclusions.
Picking ACKO as your insurer offers advantages like complete transparency and convenience, quick purchase/renewal, and stress-free claims. With ACKO, your Ertiga will be covered under a wide-ranging Maruti car insurance policy with top-notch services. You can buy or renew motor insurance from ACKO via the website or the ACKO app.
Maruti Ertiga is a good option if you often travel with friends or family. Be it a planned road trip or an impromptu weekend getaway, the Maruti Ertiga will make sure you reach your destination safely and have fun while getting there. The car features a seamless blend of comfort, quality, and style. It comes with a BS6-compliant K-15 Petrol Engine and Progressive Smart Hybrid technology to deliver a power-packed performance every time. Here are the top reasons to buy the Maruti Ertiga in India.
SmartPlay infotainment system
Third-row recliner seats
MID with coloured TFT
Heartect platform for safety
Top exterior features of the vehicle.
Chrome-studded front grille
Multi-spoke alloy wheels
3D tail-lamps with LED
Top interior features of the vehicle.
Sculpted dashboard with wooden finish
Automatic climate control
Comfortable seating for all passengers
Second-row adjustable air conditioning
New-age SmartPlay studio
Here’s a table highlighting the key specifications of the vehicle.
|Turning Radius||5.2 m|
|Type of Engine||K15B Smart Hybrid|
|Capacity of the Engine||1,462 cc|
|The capacity of the Fuel Tank||45 litres|
Here’s a table showcasing the approximate Ertiga price for different variants of the vehicle.
|Variants||Price in lakhs|
|CNG VXI||Rs. 9.14|
|VXI AT||Rs. 9.64|
|ZXI Plus||Rs. 9.81|
|ZXI AT||Rs. 10.47|
Here’s a table showing a comparison between the Maruti Ertiga ZXI AT and XLS Alpha.
|Specifications||Ertiga ZXI AT||XLS Alpha|
|Approximate price||Rs. 10.47 lakhs||Rs. 10.41 lakhs|
|Gearbox||4 speed||5 speed|
|Rear Brake Type||Drum||Leading & Trailing Drum|
|Engine||K15 Smart Hybrid||K15B Smart Hybrid|
Here’s a table showing a comparison between Maruti Ertiga ZXI AT and Renault Triber RXZ EASY-R AMT.
|Specifications||Ertiga ZXI AT||RXZ EASY-R AMT|
|Approximate price||Rs. 10.47 lakhs||Rs. 7.65 lakhs|
|Gearbox||4 speed||5 speed|
|Rear Brake Type||Drum||Drum|
|Engine||K15 Smart Hybrid||1.0L Petrol Engine|
Here’s a table showing a comparison between Maruti Ertiga ZXI AT and Toyota Innova Crysta 2.7 GX 7 STR.
|Specifications||Ertiga ZXI AT||Crysta 2.7 GX 7 STR|
|Approximate price||Rs. 10.47 lakhs||Rs. 16.26 lakhs|
|Gearbox||4 speed||5 speed|
|Rear Brake Type||Drum||Drum|
|Engine||K15 Smart Hybrid||2.7L Dual VVT|
Here’s a table showing a comparison between Maruti Ertiga ZXI AT and Mahindra Marazzo M2.
|Specifications||Ertiga ZXI AT||Mahindra Marazzo M2|
|Approximate price||Rs. 10.47 lakhs||Rs. 11.64 lakhs|
|Gearbox||4 speed||6 speed|
|Rear Brake Type||Drum||Disc|
|Engine||K15 Smart Hybrid||D15 1.5 Litre Diesel Engine|
|Ashok Leyland Insurance||Chevrolet Car Insurance||Ford Car Insurance||Jeep Car Insurance||Maserati Car Insurance||Tata Car Insurance||Volkswagen Car Insurance|
|Aston Martin Car Insurance||Honda Car Insurance||Kia Insurance||Mercedes-Benz Car Insurance||Porsche Car Insurance||Toyota Car Insurance||Volvo Car Insurance|
|Audi Car Insurance||Datsun Car Insurance||Hyundai Car Insurance||Land Rover Car Insurance||MG Car Insurance||Renault Car Insurance||Opel Car Insurance|
|Bentley Car insurance||Ferrari Car Insurance||ICML Car Insurance||Lexus Car Insurance||Mini Cooper Car Insurance||Rolls Royce Car Insurance||Daewoo Car Insurance|
|BMW Car Insurance||Fiat Car Insurance||Isuzu Car Insurance||Mahindra Car Insurance||Mitsubishi Car Insurance||Skoda Car Insurance|
|Bugatti Car Insurance||Force Car Insurance||Jaguar Car Insurance||Maruti Car Insurance||Nissan Car Insurance||Ssangyong Car Insurance|
ACKO General Insurance Limited
2nd Floor, #36/5, Hustlehub One East, Somasandrapalya, 27th Main road, Sector 2, HSR Layout, Bengaluru, Karnataka - 560102
We’re socially active!
Download our app
Articles on insurance
IRDAI Registration No: 157
Category: Non-Life Insurance
The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms.
Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.