Minus/plus icon
ResourcesExplore the full ACKO experience and make the most of your plan

Maruti Suzuki Ertiga Car Insurance

Upto 85% off on Maruti Suzuki Ertiga Car Insurance

Buy or Renew Maruti Suzuki Ertiga Car Insurance Online in 2 Minutes ⚡️

Car number

Looking to insure brand new car?

Zero commissions, big savings

Maruti Suzuki Ertiga Car Insurance

Home / Car Insurance / Maruti Car Insurance / Ertiga Insurance

If you own the Maruti Suzuki Ertiga, you have to spend money on fuel, servicing, washing, parking, and insurance. Here, insurance is not a mere expense but a tool to safeguard your money. Not buying car insurance can lead to monetary penalties, as insurance is a mandatory requirement. In this article, we dive deep into Ertiga car insurance, including the coverage benefits and Ertiga insurance price.

Why Choose Online Four-wheeler Insurance for Maruti Ertiga?
Jump Tag Icon

This section highlights prominent reasons for opting to buy or renew your Maruti Ertiga’s insurance policy.

No Unnecessary Form-filling
Jump Tag Icon

The insurance industry has been infamous for its tedious form-filling. However, that is not the case with ACKO. Here, the process is paperless. You are not asked to fill out lengthy forms or submit identity-proof documents to buy car insurance online.

Total Convenience
Jump Tag Icon

You can insure your vehicle from ACKO at your convenience. For example, if you are free on a Saturday night, you can insure your car at that time by simply logging on to or by downloading the mobile app.

More Power to You
Jump Tag Icon

You can insure your car directly from ACKO. There are no middlemen. Thus, there is total transparency. You can read product pages, blogs, and policy documents and make an informed decision. If something is bothering you, simply call our Customer Care team, and they will help you out.

Types of Car Insurance Plans for Maruti Ertiga
Jump Tag Icon

Whether you are planning to insure your car for the first time or going for car insurance renewal, there are two primary types of insurance coverage available for you in India. Your Ertiga car insurance price will depend upon the chosen plan.


Third-party Liability Car Insurance
Jump Tag Icon

Here are some key pointers about this standard policy.

1. Mandated as per The Motor Vehicles Act, 1988.

2. Covers injury to a third party or their property damage.

3. Premium is decided by the Insurance Regulatory and Development Authority of India (IRDAI).

4. There is no scope for customisation.

5. Does not cover damages to the insured four-wheeler.

6. The Ertiga insurance price is on the lower price for this type of plan.


Comprehensive Car Insurance
Jump Tag Icon

Here are some key pointers about this advanced policy.

1.Includes the mandatory car insurance coverage.

2. Premium is decided by the insurance company.

3. It can be customised with suitable add-ons.

4. Covers damages to the insured four-wheeler.

5. Ideal for wide-ranging coverage.

What’s Covered

What’s Not Covered

What’s Covered in Maruti Ertiga Car Insurance? (Inclusions)
Jump Tag Icon

Here are the inclusions of a Comprehensive Car Insurance Cover for your Maruti Ertiga.

  • Covers third-party injuries.

  • Covers third-party property damage.

  • Cover against fire.

  • Cover against vehicle theft.

  • Cover against damages because of natural or man-made calamities.

  • Covers accidental damages.

What’s Not Covered in Maruti Ertiga Car Insurance? (Exclusions)
Jump Tag Icon

Here are the exclusions of a Comprehensive Car Insurance Cover for your Maruti Ertiga.

  • Damage due to natural wear and tear.

  • Depreciation of car parts is not covered unless you have a Zero Depreciation cover.

  • Mechanical and electrical breakdown.

  • Instances of driving with an invalid/expired insurance policy/Driving License.

  • Instances of drunken driving.

  • Personal Accident cover needs to be purchased separately.

Add-on Covers for Ertiga
Jump Tag Icon

Add-on covers help to strengthen your car’s insurance policy. They widen the cover, and either offer a service or help receive a better claim settlement amount. When it comes to choosing add-ons for Ertiga, you should look out for Roadside Assistance, Zero Depreciation, and an Engine Protection Add-on. While the Roadside Assistance Add-on is a service-based cover, the other two are claim-related covers.

Roadside Assistance will come in handy if your vehicle breaks down and needs immediate assistance. Here, a mechanic will be sent to your location to handle the issue. The Zero Depreciation Add-on negates depreciation calculation. As a result, you get a higher claim payout. The Engine Protection covers damages to the engine due to instances such as flooding. Some of the other relevant add-ons are as follows.

Benefits of Buying ACKO Car Insurance Policy for your Maruti Ertiga Car
Jump Tag Icon

Here are the major advantages of insuring your car for the first time or opting for online car insurance renewal from ACKO. The exact Maruti Suzuki Ertiga insurance price will depend upon the kind of coverage chosen by you.

Quick Purchase
Jump Tag Icon

Low-cost, High-value
Jump Tag Icon

Smooth Claim Settlement
Jump Tag Icon

Claim Procedure
Jump Tag Icon

Here’s a standard process for settling claims via ACKO’s online platform.

Step 1: Log in to My Account.

Step 2: Click Claim Now.

Step 3: Mention applicable details.

Step 4: Coordinate with the claims team for further processing based on the type of damage/claim.

Maruti Ertiga: Key Features
Jump Tag Icon

Maruti Ertiga is a good option if you often travel with friends or family. Be it a planned road trip or an impromptu weekend getaway, the Maruti Ertiga will make sure you reach your destination safely and have fun while getting there. The car features a seamless blend of comfort, quality, and style. It comes with a BS6-compliant K-15C Petrol Engine and Progressive Smart Hybrid technology to deliver a power-packed performance every time. Here are the top features of the Maruti Ertiga in India.

Maruti Ertiga Specifications
Jump Tag Icon

Here are the technical specifications of the Maruti Suzuki Ertiga.




1.5 litre

Fuel Type



101.46 bhp/86.6 bhp


136.8 Nm/121.5 Nm


5-Speed Manual/6-Speed AT

Seating Capacity


Fuel Tank

45 litre (CNG: 60 litre)

Boot Space

209 Litre

Fuel Efficiency

20.3 km/l/26.11 km/kg

Maruti Ertiga Variants and Ex-Showroom Price
Jump Tag Icon

Refer to the following table for the Maruti Suzuki Ertiga price and variants.


Fuel Type

Price (Ex-Showroom)



Rs. 8.64 Lakhs



Rs. 9.78 Lakhs



Rs. 10.73 Lakhs



Rs. 10.88 Lakhs



Rs. 11.28 Lakhs



Rs. 11.58 lakhs



Rs. 11.83 lakhs



Rs. 12.38 lakhs



Rs. 13.08 lakhs

Frequently Asked Questions on Maruti Suzuki Ertiga Car Insurance
Jump Tag Icon



How much is Ertiga car insurance price?

The Ertiga car insurance price depends on the coverage and add-ons you choose. It also depends on the vehicle’s age, geographical location and other factors.

Can I buy insurance for my Ertiga via ACKO’s website at night?

Yes, you can get insurance for your Ertiga via ACKO’s website or mobile app 24x7.

I own an Ertiga but it is a second-hand car. Do such cars also need to be insured?

Yes, even second-hand cars, or pre-owned cars as they are known, need to be insured with at least Third-party Car Insurance Plan if they are to be driven on public roads.

Which factors determine the Ertiga insurance cost?

The top factors determining the premium of a Comprehensive Car Insurance policy are engine capacity, location, and chosen plan.

Do I need to upload any specific documents to renew my car insurance policy from ACKO?

There is no need to upload any specific documents to renew car insurance on ACKO.

How can I find the best car insurance plan for Maruti Ertiga?

The best insurance plan for Maruti Ertiga is one that offers wide-ranging coverage without charging a lot. There is no one-size-fits-all approach here. You have to pick what suits you. For instance, a Comprehensive Plan with Zero Depreciation and Roadside Assistance Covers is a good option.

Car Insurance for Other Maruti-Suzuki Car Models/Variants
Jump Tag Icon