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Maruti Ciaz Car Insurance
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Insuring your Ciaz car can be a bit confusing if you are new to car insurance. This article will help you know insightful details about buying, renewing, and making a claim against your Maruti Ciaz Car insurance policy.
Benefits of Buying Online Car Insurance For Ciaz
Take a look at the following benefits of buying your Ciaz insurance policy online.
1. Compare policies
Many car insurance plans are available in the market, and comparing them manually would be very tedious. Instead, this comparison can be made quickly with online car insurance. Simply select the features you need in your policy and compare car insurance plans. A car insurance comparison tool is free of cost.
2. Instant Insurance
Gone are the days when you had to wait for your car insurance policy to arrive by post. Online car insurance is instant and your policy is sent to your registered email address as soon as you make payment. Also, there are fewer chances that you will lose this document because you can download your car insurance policy as many times as you like.
3. No Hassle
Buying car insurance online is hassle-free. You don't have to pay personal visits to the insurance company or meet with an insurance agent. You can make an informed decision of buying or skipping certain coverage without someone else's influence.
Types of Car Insurance Plans for Ciaz
Following are the main types of car insurance plan for your Ciaz car.
Third-party Liability Plan
This is the most basic type of car insurance plan that offers financial protection in case of third-party liabilities such as property damage, death, or injury. It covers you against legal liabilities as well. However, note that any damage to your car will not be covered under this policy. You need to bear the costs related to Own Damage (damage to your Ciaz) from your pocket.
Comprehensive Plan
A Comprehensive Plan offers better coverage as compared to the Third-party Insurance Policy. Along with all the benefits of a basic plan, you can also claim for own damage. This increases the insurance cover, and you have to spend less money repairing damages on your car. A Comprehensive Car insurance policy can be extended with Add-ons. These are useful coverages that provide either value-added services or monetary benefits, depending on the selected coverage.
What’s Covered in Ciaz Car Insurance Policy? (Inclusions)
The following situations are covered in a Comprehensive Car Insurance policy of Ciaz at ACKO.
Third-party liabilities
Accidental damages
Total loss, i.e. a car damaged beyond repair
Fire or explosions
Any coverage as per car insurance add-ons
Damage from a natural or man-made calamity
Theft of the insured car
Personal Accident Cover (Compulsory separate add-on)
What’s Not Covered in Ciaz Insurance Policy? (Exclusions)
The following situations are not covered in a Comprehensive Car Insurance policy of Ciaz at ACKO.
Damage when the insurance policy was not active
Damage outside the geographical limit
Using the car for an illegal activity
Driving the car in an intoxicated state
Damage due to not abiding by the traffic rules
Intentional damage
Mechanical and electric damage
Regular wear and tear
Add-ons for Ciaz Car Insurance Policy
Add-ons help you get additional benefits and value-added services with a Comprehensive Car Insurance Plan. Here are a few provided by ACKO.
Personal Accident Cover for Passengers - coverage for injuries/death
Zero Depreciation Cover - no depreciation while calculating claim amount
Consumables Cover - coverage for the cost of consumables like nuts & bolts, filters, etc.
Key Replacement Cover - coverage for lost ket or damaged keyset
Outstation Emergency Cover - coverage for damage away from a specific area
Return to Invoice Cover - claim amount would be approximately equal to the invoice value of the car
Engine Protection Cover - coverage for engine damage
No Claim Bonus Protection - to keep the NCB cycle intact
Roadside Assistance Cover - host of value-added services
Why ACKO?
Take a look at the following benefits of buying your Ciaz Car Insurance Policy from ACKO.
1. Free Pick-up and Drop
Arranging a towing van is one of the first hassles after car damage. We will take care of this task for you. ACKO will pick the damaged vehicle from the accident spot and take it to the workshop for repairs. We will also drop the repaired vehicle off your doorstep.
2. One-Hour Pick-up
We will not only pick the damaged vehicle but do so within an hour of you calling ACKO (based on your location). It won't take hours for your vehicle to be picked from the accident spot when you have ACKO insurance. We wish to make the process as smooth as possible.
3. Low Premium
Thanks to ACKO’s digital environment and the no-agent-commission model, we can offer the best price for your Ciaz car insurance policy. Being a digital-first insurance company, our operational costs are reduced, and since no agents are involved, we also don't have to calculate agent commissions. This reduces Ciaz insurance price.
Claim Process
Making a claim at ACKO against your Ciaz Insurance Policy is very easy and quick. Here are the steps for your reference.
Step 1: Log in to your ACKO profile from www.acko.com or download the mobile application
Step 2: You will find your car details as soon as you log in. Select the card and click "Claim Now."
Step 3: Give us details about the claim in this step and submit the car insurance claim.
ACKO will try to settle minor damage claims instantly, and you don’t have to go through the full claim process. The team will get in touch with you to know more about the claim.
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Frequently Asked Questions
The following are common questions related to Ciaz Insurance. You can easily get in touch with us at [email protected] in case of queries.
Frequently Asked Questions
I have purchased a second-hand Ciaz car. Will I get NCB?
You are eligible to get the No Claim Bonus if you owned a car and did not make a claim. This allows you to get a discount on car insurance premium irrespective of the car being brand new or second-hand.
Why is it advised that I should buy a Comprehensive policy for my Ciaz?
It is advised to buy a Comprehensive car insurance plan for a Ciaz because this type of plan offers the Own Damage Insurance cover. It is helpful in case your Ciaz gets damaged due to an accident, calamity, or fire. Theft coverage is also available.
How to renew the Ciaz car insurance policy at ACKO?
Simply log in to your ACKO profile to renew car insurance online with the desired plan. Read through all the available information and make payment. Your Ciaz insurance policy will be instantly available for download.
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Written by
Nikhila PS
Senior Content Editor
Nikhila is a content creator with 6+ years in EdTech and motor insurance, turning complex policies into clear, engaging content. She enjoys exploring digital trends, social media, and art while planning her next short escape.
Reviewed by
Rekhit Singh Kaushal
Senior Director - Motor Underwriting
Rekhit Singh Kaushal is Senior Director at ACKO, a leading digital motor insurance provider in India. With deep expertise in insurance strategy and innovation, he brings trusted insights on car and bike insurance to help drivers stay protected.
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