Home / Car Insurance / Maruti Car Insurance / Alto 800 Insurance

Maruti Alto 800 Car Insurance

93% ACKO users save at least ₹1,200 on Alto 800 Insurance

Car insurance starting ₹2,072*

Insure Now
T & C apply*

Buying a new car?

Click here!

You already have an Acko policy

Login to access your policy for this car

Car Insurance for Alto 800

Learn More

Maruti Alto 800 is one of the most popular entry-level hatchback cars in India. Motor insurance is mandatory in India, even for an entry-level vehicle. Alto 800 insurance with comprehensive coverage provides you with a financial backup in case of third-party losses or damage to your car due to an unfortunate incident. Purchasing car insurance online is quick and simple at ACKO. Read on to know more details about Alto 800 car insurance.

Benefits of Buying Online Car Insurance for Alto 800 Car

Here are the advantages of buying car insurance online for your Alto 800 car.

1. Instant Policies

You can get your car insured instantly when you opt for online four-wheeler insurance. Visit the insurer’s website (www.acko.com) or mobile application, complete the online purchase, and the insurance policy will be instantly sent to your registered email ID if there are no gaps in policy active dates.

2. Convenient

You will save a lot of time and money when you purchase car insurance online, as you need not visit the insurer’s office or any agent to buy online insurance. You can complete the purchase online by visiting the insurer’s website or mobile app from anywhere and anytime.

3. Easy Renewals

Renewing your car insurance plan online takes only a few minutes as the insurer already has all your details (If renewing the policy with the same insurer). Just login to your profile and select the Renew option, and pay online. That’s it. Maruti Alto 800 insurance renewal process is complete.

Types of Car Insurance Plans for Alto 800 Car

You can opt for either of the two types of car insurance plans mentioned below.

Third-party Car Insurance Plan

A Third-party Car Insurance Plan is mandatory in India, and it covers damage to third-party property or death/injury to the third party. Being a basic plan, it does not provide coverage against damages to your Alto 800 car. Along with Third-party Policy, a Personal Accident (PA) cover is also mandatory. You can purchase the PA cover separately, and it provides coverage against the disability/accidental death of the owner/driver.

Comprehensive Car Insurance Plan

A Comprehensive Car Insurance Plan offers dual coverage benefits: Third-party Liability cover and Own Damage cover. The insurance policy covers damages to your car caused due to fire, accident, man-made calamities, or natural disasters. Comprehensive Policy also covers total loss or theft of the insured vehicle. You can further enhance the scope of coverage by opting for add-on covers. But the Alto 800 insurance price will be on the higher side for this type of plan.

What’s Covered in Alto 800 Car Insurance? (Inclusions)

Comprehensive Alto 800 car insurance from ACKO provides coverage against the following.

  • Damages to third-party property or injury/death of the third party

  • Fire damages

  • Accidental damages

  • Theft of the insured car

  • Total loss of the insured car

  • Damages caused to the car due to natural disasters (floods, earthquakes, etc.)

  • Damages caused to the car due to man-made calamities (riots, vandalism, etc.)

Note: Personal Accident cover is also an inclusion, but it has to be purchased separately.

Exclusions of Alto 800 Car Insurance

Alto 800 car insurance does not provide coverage if your car suffers damage/loss due to the following circumstances.

Add-ons for Alto 800 Car Insurance

Add-ons are additional covers for the standard Comprehensive Car Insurance Plan. An add-on provides additional coverage benefit/service on top of the standard coverage offered by the policy. You can choose the car insurance add-on covers when buying/renewing the Comprehensive Plan. But note that the Alto 800 insurance price may increase with the inclusion of add-ons. Here are the add-ons for Alto 800 car insurance.


Below are the reasons why you should consider buying car insurance for Alto 800 from ACKO.

1. No Paperwork

Say goodbye to filling forms and documentation when purchasing car insurance from ACKO. All you have to do is type in your vehicle and previous policy details on the ACKO website or mobile app to buy the policy. The process is 100% digital, and there is zero paperwork.

2. Free Pick-up and Drop

If your car suffers severe damages, ACKO will pick up your vehicle for repairs within one hour of filing a claim (available in select cities). The repaired car will be delivered to you within 3 working days. ACKO doesn’t charge you for this service.

3. No Agent Commissions

There is no need to pay additional commission charges while purchasing four-wheeler insurance from ACKO. You buy the policy directly from ACKO without the intervention from an agent. Hence, you can purchase the insurance plan that best fits your needs at an incredibly low premium.

Claim Procedure

At ACKO, you need not fill any forms or go through a documentation process to file a car insurance claim. Follow the below steps to register a car insurance claim online on AKO within a few minutes.

  • Step 1 - Sign in to your profile via ACKO’s website or mobile application.

  • Step 2 - Select the Claim Now option on your Policy Card.

  • Step 3 - Answer a few questions and upload the photographs of the damaged vehicle and documents (if required).

ACKO's claims team will get in touch with you to guide you through the process.

Frequently Asked Questions

Below are some of the most commonly asked questions and their answers about Alto 800 car insurance. If you have any other queries, you can reach us at [email protected]


Which documents do I need to submit to insure my Alto 800 car on ACKO?

You need not upload any documents to insure your car from ACKO. Visit the ACKO website/app, enter your vehicle and previous policy details and choose the insurance plan. Complete the payment online. Your policy document will be instantly sent to your registered email ID. 

Can I renew Alto car insurance at ACKO if my car was insured with another insurer?

Yes. You can renew car insurance online at ACKO even though the previous policy was bought from another insurer. All you have to do is enter your vehicle and previous policy details on ACKO’s website or app and renew the policy online without any documentation.

Which car insurance plan is suitable for my Alto 800 car?

Comprehensive Car Insurance Policy is an ideal plan for your car as it provides Third-party and Own Damage cover. That means the insurance plan covers third-party losses as well as damage to your car. The policy also provides a financial backup if your vehicle suffers a total loss or is stolen. Moreover, you can also enhance the policy benefits by purchasing add-ons. The Alto 800 insurance price is on the higher side for a Comprehensive Plan due to the extensive coverage benefits.

Is it compulsory to insure my Alto 800 car?

Yes. Insuring your car with at least a Third-party Policy is mandatory as per The Motor Vehicles Act, 1988. You may be penalised for driving your car without valid motor insurance.

How can I purchase add-ons for Alto 800 car insurance on ACKO?

When you purchase/renew a Comprehensive Car Insurance Policy on ACKO, you will get the option to choose your add-ons. You can select the add-on covers as per your requirement and make the payment online. Note that by opting for add-on covers, the Alto 800 insurance price increases. So, be mindful while choosing add-on covers.

About Car Insurance for Alto 800

Alto 800 is an entry-level hatchback with an affordable price tag, but a Maruti car insurance plan is necessary even for an entry-level car. Motor insurance is compulsory in India, and you need to purchase at least a Third-party Liability Policy that covers third-party losses. But it is recommended to opt for a Comprehensive Policy that provides all-around coverage, including Third-party and Own Damage cover. You can also purchase add-on covers to enhance the coverage benefits of the policy.

Why Should You Buy Alto 800 Cars?

Maruti Suzuki is known for producing pocket-friendly cars, and the Alto 800 tops that list. Alto 800 cars in India offer an incredible value for money. The compact design, nimble handling and fuel-efficient engine makes Alto 800 a perfect daily driver. The hatchback is also equipped with basic creature comfort features and mandatory safety equipment such as airbags, ABS, rear parking sensors etc. If you are in the hunt for a value for money entry-level hatchback, the Alto 800 perfectly fits the bill.

Key Specifications of Alto 800

Below are the engine specifications of Alto 800.

Details Specifications (Petrol) Specifications (Petrol / CNG)
Engine 796cc 796cc
Fuel Type Petrol Petrol/CNG
Power 47.3 Bhp 40.3 Bhp
Torque 69 Nm 60 Nm
Transmission 5-Speed Manual 5-Speed Manual
Seating Capacity 5-Seater 5-Seater
Fuel Tank 35 Litre 60 kg (CNG)
Boot Space 177 Litre 210 Litre
Fuel Efficiency 22.05kmpl 31.59kmpl

Variants of Alto 800 and Ex-Showroom Price

Refer to the following table for Alto 800 price and variants.

Variant Fuel Type Price (Ex-Showroom)
STD Petrol Rs. 2.99 Lakhs
STD Optional Petrol Rs. 3.04 Lakhs
LXI Petrol Rs. 3.76 Lakhs
LXI Optional Petrol Rs. 3.80 Lakhs
VXI Petrol Rs. 4.02 Lakhs
VXI Plus Petrol Rs. 4.16 Lakhs
LXI S-CNG Petrol/CNG Rs. 4.56 lakhs
LXI S-CNG Optional Petrol/CNG Rs. 4.60 Lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

Trade logo displayed above belongs to ACKO Technology & Services Pvt Ltd and used by ACKO General insurance Limited under License. For more details on risk factors, terms, conditions and exclusions, please read the policy wordings carefully before concluding a sale.