Audi A4 Car Insurance

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Audi A4 Car Insurance

Car Insurance for Audi A4

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From superior driving comfort to impressive top speed, Audi A4 is a commendable car to drive. This luxurious compact executive sedan offers a top-notch finish inside, leaving nothing else to wish for. But to drive this luxury sedan on Indian roads, you need to purchase motor insurance so you can stay protected financially against different situations such as theft, loss, damages, etc. Below you will find information related to Audi A4 insurance cost, features and the process of buying vehicle insurance online.

Benefits of buying online car insurance for Audi A4

Now with many insurers offering a digital presence for services, it has become easier to buy car insurance online. Following are the advantages of buying Audi A4 car insurance online.

Compare plans

You can compare car insurance prices for different policies for your Audi A4 car online. Along with the cost, the online platform eases the process of comparing policy features, coverages and associated benefits. Thus, the ability to find the right policy for your car requires nothing but a smartphone with an active internet connection.

24x7 presence

The digital presence of insurers enables you to access insurance-related services 24x7. So, you can buy/renew policies or raise claims without having to physically visit the insurance company. There is no need to book appointments or wait for the insurer to give you a callback.

Faster procedures

Along with quick access to car insurance online, the digital platform also cuts down the time duration traditionally required to complete procedures related to insurance policies. Plus, there is no physical paperwork involved when you are buying/renewing a policy online.

Types of car insurance plans for Audi A4

Not all car insurance policies are the same. They may differ with respect to coverage, services and benefits. Thus, you should evaluate all kinds of vehicle insurance policies before choosing one. There are two primary kinds of policies you can choose from when buying Audi A4 insurance.

Third-party Insurance Plan

To drive your Audi A4 in India, you must at least purchase a Third-party Insurance Plan. This type of policy has been mandated by the government to financially protect vehicle owners against third-party liabilities. A Third-party Insurance Plan provides coverage if your Audi A4 causes property damage to a third party or injury/death of the third party. But when it comes to providing coverage for Audi A4 damages, theft, or loss, a Third-Party Insurance Plan can’t help.

Comprehensive Insurance Plan

You can buy a Comprehensive Insurance Plan to combine third-party coverage with Own Damage coverage (OD). This type of policy includes Third-party Insurance as well as OD cover, which provides dual financial protection for your Audi A4. The OD cover takes care of financial burden if your car gets damaged due to disasters (man-made/natural), accidents, fire/explosion, etc. Another valuable benefit of this insurance policy is the ability to buy add-ons to include more services and coverages into your basic plan.

What’s covered in A4 car insurance? (Inclusions)

The right selection of A4 insurance can offer you a wide range of coverage against various situations. With a Comprehensive policy for Audi A4 insurance, you obtain coverage against the following conditions.

  • Damages to a third-party property

  • Injury to a third party

  • Demise of a third party 

  • Accidental damages to your Audi A4 

  • Damages to your Audi A4 caused by natural/man-made calamities (floods, cyclones, riots, etc.)

  • Damages to your Audi A4 caused by fire or explosion

  • Damages to your Audi A4 beyond repair (total loss)

  • Additional covers based on add-ons you purchase

  • Audi A4 car theft

Important: When buying vehicle insurance, you must purchase a Personal Accident or PA cover separately. A PA cover is a mandatory coverage required by car owners for financial protection in case of a temporary/permanent injury or death of the policyholder due to a car accident. 

What’s not covered in Audi A4 car insurance? (Exclusions)

With Comprehensive Insurance for Audi A4, the coverage is not possible in the following situations.

  • Driving without valid documents of your car

  • Driving your Audi A4 for illegal racing

  • Disregarding traffic laws when driving your Audi A4

  • Driving the insured A4 when you are intoxicated

  • Damages to your A4 incurred due to mechanical or electrical failures

  • Damages to your A4 due to regular wear and tear

  • Damages to your A4 when driving outside the pre-defined geographical limits in the policy

  • Raising a claim for an inactive insurance plan

Add-ons for Audi A4 car insurance

You can use add-ons as extensions to your basic Comprehensive Insurance Plan. Add-ons offer the ability to customise the Audi A4 insurance price, features and benefits as per your requirements. Each add-on can bring in a new cover that you don’t get in a basic insurance plan. Below are the add-on covers you can purchase with your A4 insurance.

Why Acko

ACKO is making car insurance buying simple for customers via an easy to access mobile app and website. Following are the benefits of buying ACKO car insurance policy for your Audi A4.

Affordable plans

ACKO takes away the involvement of insurance agents with a direct-to-customer model and 100% digital infrastructure. This results in the removal of agent commissions that usually increase the Audi A4 insurance cost in India.

No paperwork

ACKO enables a paperless purchase/renewal of car insurance online. The online procedures are easy to follow and don’t require physical documentation. You simply need to give your car details and previous insurance information.

Pick-up and drop service

ACKO provides the facility to pick up and drop for repair-related claims in select cities. The repair and delivery of the car for minor damages usually take around 3 working days. But this duration may vary as per the complexity of the damages.

ACKO’s claim process

To raise a claim for your Audi car insurance, you can follow these simple steps.

  • Step 1: Access your account via ACKO’s website or mobile app.

  • Step 2: Find your Audi A4 policy and click on ‘Claim’.

  • Step 3: Answer questions related to the damages and upload images of the damages to your A4 to raise a claim. 

Once the claim is registered, ACKO’s support team will contact you to better understand the details of the damages. The settlement amount for a minor claim may reach your bank account within a few hours. However, if a claim involves severe car damages, the settlement may require several days based on the complexity of the repair requirements.

Frequently Asked Questions

Let’s answer a few common questions related to Audi A4 car insurance at ACKO.

What would be an ideal policy for my Audi A4?

At ACKO, you can buy Third-party Car Insurance online or Comprehensive Car Insurance for your Audi A4. Purchasing a Comprehensive Insurance policy will allow you to cover your A4 against third-party liabilities as well as damages, loss or theft of your vehicle. You can also buy service-specific add-ons with a basic plan to extend the coverages. Hence, a Comprehensive Insurance Plan seems an ideal policy for an Audi A4.

How can I renew car insurance online for my Audi A4 from ACKO?

The process of car insurance renewal is completely digital and instant with ACKO. You can use the official website or mobile application to find multiple policies. When renewing, provide a few details of your vehicle and enter the information regarding your previous policy online. Thus, you will be able to renew car insurance in a few minutes with ACKO.

What are the suitable add-ons from ACKO for a luxury car like Audi A4?

For Audi A4, you can purchase a variety of add-ons from ACKO such as a Zero Depreciation Car Insurance Cover, Key Replacement Cover, Engine Protection Cover, etc. You must also purchase a Personal Accident Cover, which is mandatory by law for motor vehicle owners in India.

Do I need insurance even for my second-hand Audi A4?

Every motor vehicle needs at least a Third-party Insurance Plan as per The Motor Vehicles Act, 1988. This law is applicable for second-hand cars as well. Along with that, you should invest in a Comprehensive policy to financially protect yourself against vehicle damages, theft, loss, etc. Thus, it makes sense to purchase insurance even if you have a second-hand Audi A4.

What would be the cost of buying insurance for my A4?

The Audi A4 insurance price in India depends on various factors, including the insurer you choose. Apart from that, other factors such as the type of policy, car insurance add-ons, etc., will also impact the car insurance quote. Hence, you should visit ACKO’s online platform to find an exact quote for an Audi A4 policy.

Car insurance for other Audi car models/variants 

  • Audi A4 Insurance

  • Audi A8 Insurance

  • Audi A6 Insurance

  • Audi Q2 Insurance

  • Audi Q8 Insurance

  • Audi S5 Sportback Insurance

  • Audi RS7 Insurance

  • Audi RS5 Insurance

  • Audi RS Q8 Insurance

About car insurance for Audi A4

Buying A4 car insurance is essential to comply with the legal requirements as per The Motor Vehicles Act, 1988 and cover your vehicle against theft, loss and damages in various circumstances. 

A Third-party Insurance Plan is a mandatory policy for all motor vehicles as per the law. It protects you financially in a situation when your car causes third-party property damage, injury, or death. But this type of policy is limited to third-party liabilities, so you can’t expect any protection against damages to your A4.

For extended coverage, you can choose a Comprehensive Insurance Plan. Such a policy provides a combination of Third-party Insurance and Own Damage (OD) cover. This amalgamation of coverages enables you to financially safeguard yourself against third-party injury/death or property damage and loss, theft or damages to your own car as well. 

Why should you buy an Audi A4? 

If you are looking for a luxury car with powerful yet quiet engine performance, then Audi A4 would be the right choice. This executive compact sedan can reach the top speed of 241 km/hour without making any noise. This speed comes with an impressive Audi A4 mileage of 17.42 kmpl (ARAI). The 160 mm of Audi A4 ground clearance allows it to conveniently handle the rugged conditions of roads. Then, there is a luxurious interior perfectly spacious for five passengers and loaded with convenient features such as a touch-sensitive climate control button, etc.

Audi A4 specifications

Let’s look at the Audi A4 specs.

Parameters Details
Engine (cc) 1998
Power (bhp @ rpm) 187.74 bhp @ 4200-6000 rpm
Torque (Nm @ rpm) 320 Nm @ 1450-4200 rpm
Gearbox Automatic
Fuel type Petrol
Seating capacity 5
Boot space (litres) 460
Fuel economy 17.42 kmpl (ARAI)

Audi A4 variants: fuel type and ex-showroom price

Below you can check the Audi A4 price for each variant along with its fuel type.

Audi A4 variant Fuel type A4 price (ex-showroom, Delhi)
A4 Premium Plus Petrol Rs. 43.19 lakhs
A4 Technology Petrol Rs. 47.61 lakhs

CIN: U66000KA2016PLC138288

IRDAI Registration No: 157

Category: Non-Life Insurance

The use of images and brands are only for the purpose of indication and illustration. ACKO claims no rights on the IP rights of any third parties. The ratings are derived from reviews and feedback received from Google and Facebook users on their respective platforms. | *Savings of upto Rs. 50,000 have been calculated on the IDV of Rs. 18,00,000 and 0% NCB. Amount saved is in comparison to tariff rates. Product name: Private Car Policy - Bundled | UIN: IRDAN157RP0014V01201819 |

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