Hyundai launched the Aura compact sedan in the country in January 2020 with the new design language and new features. The Hyundai Aura is available with BS6 compliant petrol and diesel engines and also comes with new safety features. Hyundai Aura has a right blend of looks and performance, and it is one of the best compact sedans in India. If you are planning to buy Hyundai Aura car insurance, then you are in the right place! This article will provide you with all the information regarding purchasing Hyundai Aura car insurance online.
What’s Covered in Hyundai Aura Insurance (Inclusions):
The Hyundai Aura insurance covers you against the following:
- Loss/Damages to the car in an event of a crash.
- Theft of the insured car.
- Loss/Damages to third-party property/life.
- Loss/Damages to the vehicle due to natural disasters.
- Loss/Damages to the vehicle due to man-made calamities such as riots.
Exclusions in Hyundai Aura Car Insurance:
The Hyundai Aura car insurance will not cover you against the following:
- Wear and tear parts or repair of parts.
- Vehicle breakdown (Mechanical/Electrical).
- Driving without a valid driving license (DL).
- Driving under the influence of alcohol/intoxicant substances.
- Depreciation value of the car.
Benefits of Buying Acko Car Insurance Policy for your Hyundai Aura Car:
Online Process
Acko Insurance is a fully digital platform where you can purchase/renew car insurance online and apply for claims online through the website. There is zero paperwork.
Quick and Hassle-free Claim Settlements
The claim process is simple and quick and happens completely online.
Guidance from Experts
You can get unbiased advice from trained professionals if you have queries related to car insurance.
Car Insurance plans for Hyundai Aura Car:
There are mainly two types of car insurance plans for Hyundai Aura: Third-party and Comprehensive insurance. Both plants have different benefits and coverages. Below you can find the coverages of third-party and comprehensive insurance:
Third-Party Car Insurance
Third-party insurance is mandatory as per law. It covers damages to third-party life/property.
Comprehensive Car Insurance
In addition to the coverage of Third-party Insurance, the Comprehensive Insurance policy will also cover damages to your car or injuries to the driver and passengers.
Add-ons for Hyundai Aura Car Insurance:
Below are the add-ons for Hyundai Aura car insurance policy:
(Note: Add-ons are only applicable to the comprehensive insurance policy.)
- No Claim Bonus (NCB) Cover
- Engine Protection Cover
- Depreciation Cost Cover
- Return to Invoice Cover
- Roadside Assistance (RSA) Cover
- Consumable Spares Cover
- Cover for Passengers
Claim Procedure:
The procedure to raise a claim for your Hyundai Venue is simple and hassle-free if you have purchased it from an online insurance company such as Acko. The process is easy to follow and there is no paperwork. Below is the claim process for your Hyundai Venue:
- Log on to the Acko General Insurance website/smartphone app and select Apply Claim option.
- Enter basic details such as insurance policy number, vehicle registration number, type of damage, etc.
- Upload the pictures of the damaged car.
- Within a few hours, Acko will pick up the car from your location for repairs.
- You can track the repair work on the website or smartphone app.
- The car will be delivered within 3 days.
- If there are minor damages to the car, the claim will be settled instantly.
Note: Vehicle pick-up facility is available in select cities. Refer to the website for more details.
Car Insurance for Other Hyundai Models/Variants:
Frequently Asked Questions:
Below are the common queries related to Hyundai Aura car insurance:
If you are purchasing a brand new Hyundai Aura, then the car dealer will provide you with the insurance options. However, if you want to purchase it yourself, you can get it online or offline. But online car insurance will save a lot of time and money, and it is the best option.
The insurance charges depend on the condition/value of the car. It also varies depending on the ex-showroom price and other taxes paid while purchasing the car.
You need to submit the following document for insurance renewal:
Registration Certificate (RC)
The previous insurance policy certificate
Pollution Under Control (PUC) certificate
The claim settlement ratio depends on how fast and efficient the claim settlement process is. Usually, online insurance companies have a good claim settlement ratio as the claim process happens online, and there is no paperwork and middleman involved.
If you have comprehensive insurance for Hyundai Aura, then you can buy add-ons such as no claim bonus cover, engine protection cover, roadside assistance cover, depreciation cover, invoice cover, consumables cover and cover for passengers.
About Car Insurance for Hyundai Aura:
Hyundai Aura is a compact sedan which is based on the i20 Nios hatchback. The compact dimensions of the car are well suited for Indian conditions, and driving it in urban conditions is easy when compared to a full-size sedan. Car insurance for Hyundai Aura is mandatory as per law. You can go for third-party car insurance for Aura which will be light on your pocket. But if you need all-round insurance cover for the Aura, then you should opt for comprehensive car insurance.
No matter how careful you are on the road, accidents tend to happen. Be it minor or major, a damaged car will set to you back by a hefty amount. With the increasing cost of spare parts and service, insurance is a must for Hyundai Aura. Insurance policy will cover major/minor damages to the car occurred due to the accident. The insurer will also pay you if the car is stolen. Purchasing car insurance for Hyundai Aura will cover you against any such circumstances and you will have peace of mind!
Why should you buy a Hyundai Aura?
Hyundai is a popular brand in the Indian market. Hyundai cars are known for their reliability and eye-catching design. Hyundai Aura is no different from that, the compact sedan looks unique and grabs eyeballs on the road. Hyundai has loaded the Aura with a plethora of modern features which enhances the comfort and looks of the car. Overall, the Aura is a very good package at an affordable price.
The Hyundai Aura has been designed for the Indian road conditions, and it offers a plush ride even on broken roads. The suspension is tuned to offer a comfortable ride, and it also offers confidence while driving.
The interior of the Hyundai Aura is spacious and can easily accommodate 5 occupants. The interior also comes with a host of features which improves the comfort level. Hyundai has not compromised on the safety, and the Aura is equipped with a host of safety equipment. Aura is available with both petrol and diesel engine options. The boot space is also good, and it offers a lot of value for the price it demands. If you are in the market for a compact sedan, the Hyundai Aura is a good option.
Hyundai Aura Exterior Features
- Front grille with silver accents
- Projector headlights
- LED daytime running lights
- Projector fog lights
- Outside rearview mirrors with turn indicators
- Alloy wheels
- Chrome door handles
- LED tail lights
- Chrome strip on the boot lid
- Shark fin-shaped antenna on the roof
Hyundai Aura Interior Features
- Digital instrument console
- Power-assisted steering
- Centre armrest at the rear
- Touchscreen display for the infotainment system
- Air-conditioning
- Cooled glove box
- Front seat pockets
- Door pockets
- Adjustable headrests for the rear seats
- Cup holders
- Multi-information display on the instrument console
- Electrically operated windows
- Tilt function for the steering wheel
- Height adjustment option on the driver seat
Hyundai Aura Safety Features
- Front airbags for driver and passenger
- Anti-Lock Braking System with Electronic Brake Distribution
- Seatbelt reminder for driver and front passenger
- High-speed alert system
- Child seat mounting points
- Engine immobilizer
- Parking sensors at the rear
- Rear camera for safe parking
- Automatic door lock (speed sensing)
- Automatic door unlock (impact sensing)
- Child lock/central locking system
Hyundai Aura Specifications
The Hyundai Aura is offered with two petrol and one diesel engine options. Refer to the table below for specifications of the car:
| Details | Petrol | Turbocharged Petrol | Diesel |
|---|---|---|---|
| Engine Capacity | 1.2-Litre | 1-Litre | 1.2-Litre |
| Power | 83 Bhp | 120 Bhp | 75 Bhp |
| Torque | 113 Nm | 172 Nm | 190 Nm |
| Transmission | 5-speed Manual/ Automatic | 5-speed Manual/Automatic | 5-speed Manual |
Variants of Hyundai Aura and Ex-Showroom Price:
Refer to the below table for Hyundai Aura variants and ex-showroom price:
(Note: All prices are Delhi Ex-Showroom as of 17 September 2020 )
| Variant | Fuel Type | Price |
|---|---|---|
| Aura E Metallic | Petrol | Rs. 5.79 Lakh |
| Aura S Metallic | Petrol | Rs. 6.55 Lakh |
| Aura S Metallic (AMT) | Petrol | Rs. 7.05 Lakh |
| Aura S Metallic | CNG | Rs. 7.28 Lakh |
| Aura SX Metallic | Petrol | Rs. 7.29 Lakh |
| Aura SX(O) Metallic | Petrol | Rs. 7.85 Lakh |
| Aura SX+ Metallic (AMT) | Petrol | Rs. 8.04 Lakh |
| Aura SX+ Turbo | Petrol | Rs. 8.54 Lakh |
| Aura S Metallic | Diesel | Rs. 7.73 Lakh |
| Aura S Metallic (AMT) | Diesel | Rs. 8.23 Lakh |
| Aura SX(O) Metallic | Diesel | Rs. 9.03 Lakh |
| Aura SX+ Metallic (AMT) | Diesel | Rs. 9.22 Lakh |
* Prices are as of 16 September 2020.
Importance of buying car insurance for Hyundai Aura Model:
As per law, car insurance is mandatory in India. A car insurance policy will cover you against damages to the car, it might be minor or major. Hyundai Aura car insurance also covers injuries to the driver or occupant, provided you have opted for comprehensive car insurance. It is very important to buy car insurance online in India, given the fact the chaotic roads filled with vehicles and pedestrians.
In case you are involved in an accident, and the car gets damaged, you can easily apply for a claim. Upon inspection of the vehicle, the insurer will pay for the repair work. Similarly, in case you or the passengers get injured, the insurance company will pay the medical expenses. Apart from that, a comprehensive car insurance policy will also cover damages/injuries to third-party property/life. Imagine if you damage third-party property or injure another person while driving, it might be a very big problem. But with an insurance policy, you need not worry about the repair costs or medical expenses.
Another biggest advantage of car insurance is theft protection. Yes, if your car gets stolen, then the insurer will pay you the Insured Declared Value (IDV) of the car. This way you are always protected even though you lose the vehicle or if the vehicle gets totalled in an accident. Insurance policy will also cover damages to the car caused by natural and man-made disasters. In that way, car insurance provides all-round protection for your Hyundai Aura.
