Are you planning a thrilling adventure to the land of waffles, chocolates, and beers? Yes, we're talking about none other than the picturesque country of Belgium. But before you pack your bags and head off to the land of surreal beauty, let's talk about travel insurance for Belgium from India. We know, it sounds like a buzzkill, but trust us, it's a must-have for any savvy traveller. So, buckle up and read on to find out everything you need to know about ACKO Travel Insurance for your Belgium trip from India.
Here are six reasons why you should think about insurance for Belgium travel.
In case of an emergency situation, such as a natural disaster or political unrest, travel insurance can provide coverage for emergency evacuation to ensure your safety.
If you accidentally damage someone's property or cause injury to someone while in Belgium, travel insurance can help cover any costs that may arise from a personal liability claim.
Accidents can happen at any time and being in a foreign country can make things more difficult. With travel insurance, you'll be covered for medical emergencies, which can provide you with peace of mind knowing you're protected if something does go wrong.
Sometimes things don't go as planned, and you may have to cancel your trip to Belgium. With travel insurance, you can be reimbursed for any non-refundable expenses, such as flights, hotels, and tours.
Losing your baggage can be a dreadful experience, particularly if it includes significant papers, medication, or other indispensable items.With travel insurance, you'll be covered if your luggage is lost or stolen during your trip to Belgium.
Unfortunately, flights can be delayed or even cancelled, which can put a damper on your trip. However, with travel insurance, you'll be covered for any additional expenses that may arise as a result of a flight delay or cancellation.
Buying travel insurance online for Belgium can give you the following benefits.
When you buy travel insurance online, you can often get instant coverage, which means you'll be protected from the moment you purchase your policy. This can be especially helpful if you need to make changes to your travel plans at the last minute or if you're leaving for your trip to Belgium soon.
Buying travel insurance online can often be more cost-effective than purchasing a policy through a travel agency or other provider. You can compare prices and coverage options from multiple providers, allowing you to find the best policy for your needs and budget.
Buying travel insurance online is incredibly convenient. You can research different policies and providers, compare prices and coverage, and purchase a policy all from the comfort of your own home.
Travel insurance can cover a range of potential issues, from lost luggage to medical emergencies. By purchasing a policy online, you can easily customise your coverage to fit your specific needs, ensuring you have the protection you need for your trip to Belgium.
Knowing that you have comprehensive travel insurance coverage can give you peace of mind while travelling. Whether you experience a flight delay, a medical emergency, or another unexpected issue, you can rest assured that you have coverage to help you deal with it.
Many online travel insurance providers offer clear, easy-to-understand information about their policies and coverage options. This can make it simpler for you to choose the right policy and understand exactly what you're getting for your money.
Below are some of the main features that ACKO's Travel Insurance Policy for Belgium offers. Please note that for accurate information, it is recommended to refer to the applicable policy documents.
Adventure sports caused injuries
The policy covers injuries that may occur during adventure sports.
If your luggage is lost or delayed during air travel, the policy will reimburse you according to its terms.
Trip cancellation and interruption
The policy specifies a monetary compensation amount in case of trip interruption or flight cancellation.
Loss of passport
If your passport is lost while travelling, the policy will cover the cost of a new one.
The policy provides fixed sum compensation for flight rescheduling according to its terms.
Illness-related medical expense reimbursement
If you fall ill during your trip, the policy will reimburse your medical expenses.
Trip cancellation due to COVID-19
If your trip is cancelled or rescheduled due to a positive COVID-19 test, the policy offers compensation.
If you require hospitalisation due to contracting COVID-19 while travelling, the policy will cover the medical costs.
Loss of travel fund
In case of lost or stolen travel funds, the policy guarantees adequate money to complete the trip.
The policy provides lump-sum compensation for missed or delayed flights as per its terms.
Accident-related medical expense reimbursement
The insurance plan covers any medical costs related to accidents that may occur during travel.
Here are some more advantages you can enjoy by purchasing ACKO's Travel Insurance for Belgium.
Fair and transparent pricing: With our insurance plan, you won't encounter any undisclosed costs while making a claim. We cover the entire amount up to the policy limit, giving you confidence and financial security during unforeseen events.
Tailored coverage: We offer customised coverage that suits your specific needs. You only pay for what you require, saving you money and ensuring sufficient protection for your trip.
24/7 Assistance: Our support team is available 24/7 to provide you with insurance assistance wherever and whenever you need it during your travels. You can get in touch with us through a missed call or email, ensuring that help is always at hand.
Seamless digital transactions: We understand that paperwork can be a hassle, which is why we provide a digital platform for purchasing policies, submitting claims, and accessing insurance-related features. Our user-friendly platform saves you time and effort by eliminating the need for cumbersome form-filling.
Competitive premiums: We believe in offering great value for your money. Our travel insurance starts at just Rs. 49 for a five-day journey, which is only Rs. 10 per day. You won't find a better deal elsewhere for the peace of mind you deserve.
What is covered
What is not covered
Outlined below are the inclusions of our travel insurance for Belgium, which aims to provide a hassle-free and financially secure trip to Belgium.
Repatriation of mortal remains
In the unfortunate event of your passing during the trip, our policy will cover the expenses of repatriating your body to your hometown, easing the burden on your loved ones.
If you require hospitalisation due to sickness or injury, our policy will cover the expenses of bringing a family member from India to Belgium to provide emotional support and ensure proper care.
Cancellation and rescheduling of travel
Our policy provides fixed compensation for flight cancellations, missed connections, rescheduling, or delays to alleviate additional expenses or inconvenience.
Trip cancellation due to COVID-19
If you need to cancel your trip due to COVID-19-related reasons, our medical travel insurance will cover your financial losses.
Replacement of lost passport
If you misplace your passport while travelling in Belgium, our policy will pay for the cost of getting a new one, saving you money and aggravation.
Injuries related to adventure sports
Due to our policy, you won't have to worry about paying medical bills if you get hurt while taking part in adventure sports.
Loss and delay of luggage
Our policy provides a predetermined amount of compensation while you wait for your delayed or lost luggage to be found while travelling.
Expenses for medical care
Our medical travel insurance for Belgium ensures that you won't be burdened by high medical costs abroad by covering hospitalisation, ambulance fees, and other medical expenses up to a specified limit.
Personal liability coverage
In the event of incidents that harm a third party and you are found to be at fault, such as bodily harm, wrongful death, or property damage, our policy provides financial compensation and covers legal costs.
In order to ensure that you fully comprehend the scope of our insurance policy coverage, we have compiled a list of exclusions. The three categories into which these exclusions fall are listed below.
In the following circumstances, coverage cannot be offered.
Not having a valid visa
Making the trip to Belgium only for medical care
Despite being ill, travelling
Disregarding travel-related medical advice
You cannot claim ACKO’s Travel Insurance for Belgium in the following situations.
Try to commit suicide or engage in self-harm
Take part in activities while under the influence of alcohol or drugs
Be found guilty of a crime
Take on dangerous tasks like mining, tunnelling, aerial photography, and other similar work
The following are some exclusions from the list of medical expenses that our policy covers.
Any worsening of existing medical conditions while abroad in Belgium
The use of a family member's letter as disability proof
Maternity-related medical cost
Note: This list is not all-inclusive, and you should review the pertinent policy documents to fully comprehend our policy.
Here are some guidelines for buying the best travel insurance Belgium from India online while keeping your expenses down.
To save both time and money, make sure you understand the insurer's claims process before buying a travel policy for Belgium. This will help you file a claim quickly and efficiently in case of an emergency while travelling.
To reduce the overall cost of your ACKO International Travel Insurance for Belgium, assess your specific needs and select only the necessary coverage. This will prevent you from paying for unnecessary coverage.
To save money, choose a sum insured that is financially feasible and sufficient to cover any potential risks that may arise during your trip. It is important to select a sum insured that is reasonable and not too high, as this can increase the cost of your travel insurance policy.
To easily obtain international travel insurance for your trip to Belgium through ACKO, just follow these straightforward steps.
Step 1: Go to www.acko.com and visit their website or mobile app.
Step 2: Click on the "Travel" tab and indicate the countries you intend to visit.
Step 3: Input the starting and ending dates of your trip.
Step 4: Ensure that all individuals travelling with you are included in the insurance coverage.
Step 5: Choose the coverage options that are appropriate for your travel needs in Belgium.
Step 6: Complete the process by making an online payment. Your policy document will be sent directly to your email.
That's it! With ACKO's Belgium Travel Insurance Cover, you can have peace of mind while travelling, knowing that you are financially protected against most unforeseen circumstances.
To ensure a smooth claims processing experience for your ACKO Belgium Travel Policy, please follow these three simple steps.
Step 1: Begin the claims submission process by either sending an email to [email protected] or giving a missed call to 8061617799.
Step 2: Gather all the relevant documents required for your specific claim type and submit them to us.
Step 3: Your obligation is now complete. We will handle your claim request and settle it according to the terms and conditions of your policy.
Note: The time required to settle a claim may vary depending on its complexity. Claims that involve more complicated procedures may require additional time for processing and resolution.
Before you set out on your exciting adventure, here are a few things you should know to make the most of your trip.
Chocolate is a big deal in Belgium! Be sure to visit some of the country's renowned chocolatiers, such as Neuhaus, Leonidas, and Godiva, and indulge in some of the finest chocolates in the world.
Belgium is also known for its beers, with over 1,500 different varieties to choose from. Don't be afraid to try something new and experiment with different flavours and strengths!
Brussels is a beautiful city, but be prepared for the crowds around the famous Manneken Pis statue - it's one of the most popular tourist attractions in the country!
If you're a fan of art, don't miss out on visiting the Musées Royaux des Beaux-Arts, home to works by renowned artists such as Rubens, Magritte, and Van Dyck.
The Atomium, a giant stainless steel structure in Brussels, is a must-visit attraction. Take the lift to the top for stunning panoramic views of the city.
In Belgium, it's common to greet people with a kiss on the cheek, even if you're meeting them for the first time. So don't be surprised if a stranger leans in for a peck!
Don't forget to try the frites (Belgian fries) - they're crispy, golden, and served with a variety of delicious sauces. They're a national treasure!
Here are some places that you absolutely shouldn't miss when you visit Belgium.
The Atomium: If you want to see something truly out of this world, then head to the Atomium. This iconic building looks like something straight out of a science fiction movie and is definitely one of the must-see attractions in Belgium.
Bruges: Known as the "Venice of the North," Bruges is a beautiful mediaeval city that will take your breath away. With its stunning architecture, winding canals, and charming streets, you'll feel like you've stepped back in time.
Chocolate Shops: Belgium is famous for its chocolate, and for good reason! Indulge in some of the best chocolate in the world by visiting some of the many chocolate shops that can be found throughout the country.
The Grand Place: The Grand Place in Brussels is one of the most beautiful squares in the world. Surrounded by stunning architecture and filled with lively cafes and restaurants, it's the perfect place to soak up the atmosphere and people-watch.
Waterloo: History buffs will want to visit the site of the Battle of Waterloo, where Napoleon was finally defeated in 1815. Take a tour of the battlefield and learn all about this historic event.
Indians visiting Belgium have access to various visa types that are determined by the purpose and duration of their trip. The following visa types are the most prevalent ones.
This type of visa allows visitors to travel to Belgium and other countries within the Schengen Area for up to 90 days within a 180-day period.
This type of visa is issued for stays longer than 90 days, such as for work, study, or family reunification.
Airport transit visa
This type of visa allows travellers to transit through a Belgian airport on their way to another destination outside the Schengen Area.
This type of visa is required for travellers who need to pass through Belgium to reach their final destination outside the Schengen Area.
Visa for family members of EU/EEA citizens
This type of visa is available to family members of citizens of the European Union (EU) or European Economic Area (EEA) who are exercising their right of free movement.
Note: Please be advised to refer to the website of the Belgian embassy or consulate in India for the latest information regarding visa procedures and requirements.
In the event of an emergency during your stay in Belgium, you may utilise the contact information provided in the table below to reach out to the Indian Embassy.
Embassy of India, Belgium
217, Chaussee de Vleurgat, 1050 Brussels
+32 (0)2 6409140, +32 (0)2 6451850
9.00 AM to 5.45 PM from Monday to Friday
The locations of some of the major international airports operating in Belgium are listed below.
Charleroi Brussels South Airport
Deurne/ Antwerp Airport
You may require the following documents to enter Belgium.
A valid passport: Your passport must be valid for at least three months beyond your planned stay in Belgium.
Visa: Depending on your nationality, you may need to apply for a visa before you can enter Belgium. Check the Belgian embassy or consulate in your country for more information.
Residence permit: If you plan to stay in Belgium for more than 90 days, you may need a residence permit. You will need to apply for this within eight days of arriving in Belgium.
Health insurance: It is recommended that you have valid health insurance that covers you during your stay in Belgium.
Proof of stay: You may be asked to provide evidence of your accommodation arrangements in Belgium, such as a hotel reservation or a rental agreement.
Return ticket: You may be required to provide proof of a return ticket or onward travel.
Note: We suggest that you check with the Belgian embassy or consulate in your country for the most up-to-date information.
Yes, travel insurance is mandatory for Belgium travel if you require a Schengen visa.
Yes, ACKO Travel Insurance Belgium can be purchased for a group of travellers. Simply enter the details of each traveller while purchasing the policy.
Some common exclusions under ACKO’s Belgium Travel Policy include pre-existing medical conditions, self-inflicted injuries and non-compliance with local laws and regulations. It is important to read the policy documents carefully to understand the complete list of exclusions.
Any Indian citizen travelling to Belgium for personal or business purposes can purchase ACKO’s Belgium Travel Policy.
The benefits of ACKO Belgium Travel Insurance for Indians include coverage for medical expenses, emergency medical evacuation, trip cancellations, loss or theft of baggage, trip curtailment, and personal accident.
You can purchase ACKO’s Belgium Travel Plan for Indians online through the ACKO website or mobile app. Simply enter your travel details and select the policy that best suits your needs.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.