Spain is popular worldwide for its beautifully preserved architecture, breathtaking scenery, rich culture and unique cuisine. As a result, visiting this country tops several bucket lists. If it’s on your bucket list as well, note that Spain is one of the Schengen countries where travel insurance is mandatory to obtain a visa. Read on to understand how you can buy a Spain travel insurance policy to plan a hiccup-free trip.
If you are planning to visit Spain, the following reasons make travel insurance from India to Spain essential.
Spain is one of the Schengen countries where it is mandatory to have travel insurance for a Schengen Visa.
Unintentionally, your actions may cause third-party injury, death, and property damage.
Your checked-in luggage may get lost or misplaced by the airline.
A medical emergency may lead to financial burdens while travelling.
Some emergencies may lead to rescheduling or cancelling your trip.
You may require financial assistance in case of loss of travel funds or loss of passport.
Here are the key features of Spain travel insurance from India.
Spain travel insurance benefits (exact benefits will be as per your policy terms)
Medical emergency coverage
Medical travel insurance to cover hospitalisation and daycare treatments during a trip.
Accidental travel insurance requiring hospitalisation or daycare treatment.
Flight delay/cancellation coverage
Insurance for the cancellation or delay of a flight by the airline.
Adventure sports coverage
Special coverage for injuries related to adventure sports while on a trip.
Trip rescheduling/cancellation coverage
Coverage for the cancellation or rescheduling of your trip.
Baggage delay/loss coverage
Travel cover against the misplacement of your checked-in baggage.
Loss of passport coverage
Travel cover for the loss of passport.
COVID-19 quarantine coverage
Travel cover for trip cancellation as a result of COVID-19 quarantine.
Loss of fund coverage
Travel cover for the loss of funds on a trip due to theft or other similar reasons.
These are the benefits of international travel insurance for Spain from India.
A travel insurance plan keeps you covered against medical emergencies while travelling. It can include coverage for hospitalisation and/or daycare treatments due to a sudden illness, accidental injury, etc.
Travel insurance with baggage coverage offers financial protection in case of the misplacement of luggage. The coverage becomes applicable if an airline delays or loses your checked-in baggage.
A travel insurance policy usually covers several unexpected scenarios on a journey, like loss of passport, loss of travel funds, flight cancellation, etc. It helps to recover the loss of finances in the mentioned unfortunate scenarios.
What is covered?
What is not covered?
These are the situations mostly covered under a Spain travel insurance plan.
Hospitalisation or daycare expenses due to medical emergencies
Hospitalisation or daycare expenses due to accidental emergencies
Financial burden related to the loss/delay or checked-in baggage
Financial burden in case you have to reschedule or cancel your trip
Liabilities associated with third-party property damage, death or injury
Travel funds getting lost, stolen or robbed
Passport loss during the trip
Trip cancellation in case of COVID-19 quarantine
Even with the best travel insurance for Spain from India, you will get some exclusions, as mentioned below.
Visiting Spain with an invalid visa
Travelling to Spain when you are medically diagnosed to be unfit to travel
Taking the journey for medical consultation or treatment
Injuries, loss or damage directly or indirectly related to intoxication
Injuries, loss or damage directly or indirectly related to attempted suicide or committing suicide
Injuries, loss or damage directly or indirectly related to a hazardous activity (mining, tunnelling, etc.)
Health complications as a result of pre-existing disease
Health complications as a result of a pregnancy
Note: Please refer to your policy document to understand all inclusions and exclusions of your plan.
The following tips will help you pick the best possible policy based on your Spain travel insurance requirements.
Get travel insurance quotes from suitable insurers online.
Decide on a sum insured to match the extent of compensation you may need.
Pick and choose the different coverages you need under your travel insurance.
Get an overview of the claim process in advance to avoid any hassle at the time of raising a claim request.
Here are some things you need to know to have the best time on your Spain trip.
The right time to cover Northern Spain is between March and May to have soothing spring weather conditions. However, you can plan your trip between September and November as it is less crowded; also, you will spend less money to experience the same itinerary. The time between May and September is when Spain receives its maximum number of tourists, so you can plan your trip accordingly.
You should not miss the following places on your trip to Spain.
Ibiza: In case you are looking for the most happening party destination.
The Palacio Real: Situated in Madrid, this is one of the most ancient yet extensively preserved castles in Europe.
Aqueduct of Segovia: Used for the transportation of water till the twentieth century, this is another architectural wonder in Spain you shouldn’t miss.
La Concha: If you are a beach person, La Concha is where you should be. It is one of the most magnificent white-sand beaches in Europe.
Toledo: It is the former capital of Spain and an architectural and ancient artistic centre of the country.
Spain is one of the 26 Schengen countries in Europe that require you to have a Schengen Visa to pay a visit. You can apply for a visa by fulfilling the mandatory travel insurance requirements.
The following safety measures become extremely important when you travel to Spain.
Be aware of what you eat and drink to avoid food poisoning.
Don’t leave your food or drinks unattended in public or private places.
Rely only on official portals and agencies to gather information and avoid following the instructions of a random person.
Be careful in terms of the transactions you get into with someone to avoid getting scammed.
Here are the key contact details of the Indian Embassy in Spain.
Yes, travel insurance is mandatory for Spain from India. The country comes under the Schengen area, for which a visa is issued only if an applicant produces travel insurance.
You can buy travel insurance to Spain from India via one of the online insurance providers. Digital platforms these days make a travel insurance purchase really easy. You can obtain quotes from different insurers, make comparisons and buy a policy for your upcoming trip to Spain.
To manage the Spain travel insurance cost, you need to think about factors like the time period of your trip, sum insured, number of insured travellers, coverage range, etc. You can compare plans online and pick an affordable plan that suits your needs.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions. Feel free to reach out to us at [email protected] for any queries.