Are you ready to explore the stunning landscapes of China, from the Great Wall to the Forbidden City and everything in between? But wait, before you pack your bags and set off on your journey, there's one important thing you shouldn't forget - travel insurance! And not just any insurance, we're talking about ACKO Travel Insurance for China from India - your ultimate partner in crime for a worry-free trip. So, buckle up and let's dive into the world of ACKO Travel Insurance for Indians travelling to China.
When deciding whether to purchase insurance for China travel, take into account the following considerations.
Travel insurance can help cover the costs of medical treatment if you become ill or injured while travelling in China. This is especially important if you need to be hospitalised or require emergency medical evacuation.
A China travel policy can provide coverage for lost or stolen luggage, as well as other personal belongings like your passport, wallet, and phone.
If unforeseen circumstances prevent you from taking your trip to China or cut it short, travel insurance can help you recover the cost of your flights, accommodations, and other pre-paid expenses.
Perhaps the most important reason to purchase travel insurance for your China trip is simply to have peace of mind. Knowing that you're covered in case of an emergency can help you relax and enjoy your trip more fully.
If your flights to or from China are delayed or cancelled, travel insurance can help cover the costs of additional accommodation, transportation, and other expenses.
Travel insurance can provide coverage if you accidentally cause damage to property or injury to another person while in China.
Buying travel insurance online for your trip to China can provide you with several advantages. Here are six benefits that you can enjoy by purchasing travel insurance for China online from India.
One of the biggest benefits of buying travel insurance to China online is the convenience it provides. You can compare different policies from the comfort of your own home and purchase the one that best meets your needs with just a few clicks.
Another advantage of buying travel insurance online is that it can often be less expensive than purchasing it through a travel agent or other intermediary. This is because online insurance providers can often pass on savings to customers by eliminating the need for a physical location or middlemen.
When you buy travel insurance online, you have access to a wider range of policy options than you might find through a traditional travel agent. This means you can choose the coverage that best suits your specific travel needs.
By purchasing China travel insurance online, you can easily access your policy documents and details from anywhere with an internet connection. This makes it easier to manage your policy and make changes as needed.
When you purchase travel insurance online, you have access to all the policy details upfront, including what is covered and what is not. This increased transparency can help you make a more informed decision about the coverage you need.
Finally, buying travel insurance for China from India online gives you the flexibility to make changes to your policy quickly and easily, without having to go through a travel agent or other intermediary. This can be especially useful if your travel plans change unexpectedly.
This section provides an overview of the various features and benefits of ACKO's Travel Insurance for those travelling from India to China. However, before purchasing the policy, we suggest that you carefully review the specific policy wordings.
Illness-related medical expense reimbursement
If you fall ill during your trip, the policy will provide financial protection against medical expenses.
If your checked-in luggage gets lost or delayed during air travel, you will receive a fixed compensation as per the policy terms.
Adventure sports caused injuries
This feature covers injuries related to adventure sports, ensuring that you are protected when trying something daring.
If you contract COVID-19 during your trip, the policy will cover all the medical expenses incurred due to its treatment.
Loss of passport
If you lose your passport during your trip, the policy will provide financial support to replace it (if your policy has this feature).
Trip cancellation due to COVID-19
If you test positive for COVID-19 and need to cancel or reschedule your trip, you will receive compensation as per the policy terms.
Trip cancellation and interruption
If the aircraft for your trip gets cancelled, you can claim a specified monetary compensation.
Accident-related medical expense reimbursement
If you suffer an injury due to an accident, the policy will compensate you for the medical expenses incurred.
Loss of travel fund
If you lose your travel funds or they get stolen, the policy will ensure that you receive sufficient funds to complete your trip.
If your flight gets rescheduled, you will receive a fixed sum compensation as per the policy terms.
If you miss a flight, you can claim a lump sum compensation as specified in the policy wordings.
Discover some of the incredible advantages that come with purchasing an Travel Insurance Plan for China.
No excess fees: Nobody wants to pay extra expenses when making a claim. That's why we cover the complete cost up to the selected policy limit, leaving you assured that you won't need to fork out any extra cash in case of an emergency.
Tailored coverage: At ACKO, you have the liberty to select the coverage you need, so you can avoid paying for things you don't require. This is an excellent way to save money and guarantee that you're only paying for what matters most to you.
24/7 Assistance: When you're travelling, it's vital to have peace of mind knowing that you can get assistance whenever you need it. That's why we provide insurance support around the clock. You can reach us at any time and from anywhere by missed call or email.
No paperwork: We know that filling out forms can be tiresome, so we've made things simple for you. Our digital platform enables you to purchase policies, file claims, and access other insurance-related features without any pesky paperwork. Bid farewell to tedious hours of form-filling!
Affordable premiums: We believe that everyone should receive excellent value for their money, which is why we offer travel insurance starting at just Rs.49 for a five-day trip – that's only Rs.10 per day! You may not discover a better deal anywhere else for the peace of mind you merit.
What is covered
What is not covered
The benefits included in our travel insurance policy for China ensure that you can enjoy a financially secure trip. They include the following.
Trip cancellation due to COVID-19
Our medical travel insurance covers the cancellation of your trip if you test positive for COVID-19, if you have to quarantine, or if there are other pandemic-related travel restrictions. You can cancel your trip with peace of mind, knowing that you are covered for any financial losses.
If you are hospitalised due to an illness or accident-related injury, our policy covers the cost of bringing a relative from India to China for emotional support and logistics. This coverage provides much-needed emotional support during a difficult time and helps ensure that you have the care and attention you need.
Replacement of lost passport
Losing your passport while travelling can be a stressful experience, especially if you are in a foreign country. However, if you happen to misplace your passport while in China, our policy has you covered. We understand the inconvenience and potential expenses involved in obtaining a replacement, which is why we provide coverage for all costs associated with the process.
Cancellation and rescheduling of travel
Our policy is designed to provide peace of mind to passengers who may experience flight cancellations, rescheduling, missed connections, and flight delays. In such cases, we offer fixed monetary compensation that can help alleviate any additional costs or inconveniences caused by these events. Our compensation amount is predetermined and will be provided to you regardless of the cause of the delay or cancellation.
Loss and delay of luggage
In case your luggage is lost or delayed during your trip, our policy offers a fixed compensation amount to cover the costs of necessary items you may require. We understand the inconvenience and are here to help.
Injuries related to adventure sports
Travelling abroad is about fun, including adventure sports. They're exciting, but come with risks. Our policy covers medical costs for any injuries incurred during these activities, so you can enjoy them without financial worry.
Personal liability coverage
Our policy provides financial compensation and takes care of legal costs if you are found liable for an incident resulting in injury, death, or property damage to a third party.
Expenses for medical care
Our medical travel insurance for China covers hospitalisation, ambulance fees, and other medical expenses up to a policy specified limit. This ensures that you don't have to worry about the high cost of medical treatment in a foreign country.
Repatriation of mortal remains
In the event of your untimely demise during your trip, our policy ensures that the costs of repatriating your mortal remains back to your hometown are fully covered, providing peace of mind for you and your loved ones.
Our objective is to ensure that you fully comprehend the coverage provided by our insurance policy. To assist you with this, we have created a catalogue of situations that are not covered by our insurance.
Regrettably, we do not provide coverage in the following circumstances.
Travelling without a valid visa.
Travelling to China for medical treatment.
Travelling despite being medically unfit to do so.
Ignoring your doctor's advice against travelling.
To qualify for coverage under our policy, it is crucial to avoid the following.
Self-harm or attempted suicide.
Engaging in activities while under the influence of drugs or alcohol.
Being held responsible for a criminal act.
Taking part in dangerous activities such as mining, tunnelling, aerial photography, and similar work.
Although our policy covers various medical expenses, the following medical costs are not covered.
A pre-existing medical condition that deteriorates during your stay in China.
Acquiring a letter from a family member certifying your disability.
Medical bills resulting from pregnancy.
Note: The information presented above is not exhaustive. For more precise and comprehensive details, we recommend referring to the relevant policy wordings.
Insider tips for saving money on your ACKO International Travel Insurance purchase for China.
When selecting your ACKO International Travel Insurance for China, keep both your budget and potential risks in mind. It's crucial to choose a sum insured that is financially feasible while also being adequate enough to cover any unforeseen circumstances.
Each traveller has unique needs, so it's essential to assess your individual circumstances and choose only the necessary coverage. This will help you save money while ensuring appropriate financial protection for your trip.
Familiarise yourself with the insurer's claim process before purchasing your travel insurance policy. Doing so will enable you to make the most of your policy and quickly make a claim in case of an emergency during your travels.
Getting ACKO's China Travel Insurance Cover is an effortless process that you can complete by following these simple steps.
Step 1: Visit www.acko.com using either the mobile app or website.
Step 2: Click on the "Travel" tab and specify the countries that you plan to visit.
Step 3: Indicate the start and end dates of your trip.
Step 4: Ensure that everyone who will be travelling with you is covered by the insurance.
Step 5: Choose the coverage options that best suit your China travel needs.
Step 6: Pay online to complete the process, and your policy document will be sent directly to your email.
That's all it takes! With ACKO's China Travel Insurance Policy, you can have peace of mind during your trip, knowing that you are protected against any unforeseen circumstances.
To submit your claims with us, kindly adhere to the simple three-step procedure outlined below.
Step 1: Start the claims submission process by either sending an email to [email protected] or giving us a missed call on 8061617799.
Step 2: Collect all the necessary documents required for your particular claim type and provide them to us.
Step 3: Your role in the process is now complete. We will handle your claim request and settle it in accordance with the terms of your policy.
Note: The duration required to resolve a claim may vary depending on the type of claim. Claims that are more intricate may require more time to process and settle.
Here are some fun and useful things you should know before embarking on your China trip.
Get ready for chopstick action: China is famous for its delicious cuisine, and eating with chopsticks is the norm. Don't worry if you're not an expert; you'll get the hang of it soon enough. In the meantime, embrace the challenge and have fun trying new foods.
Download a VPN: Accessing certain websites and apps can be difficult in China due to internet restrictions. To get around this, download a Virtual Private Network (VPN) before your trip. It'll help you access your favourite social media platforms and keep in touch with loved ones back home.
Pack for all seasons: China is a vast country with a wide range of climates. Depending on where you're going, the weather can vary greatly. Be sure to pack for all seasons and check the weather forecast before you go.
Learn some basic Mandarin: Although many people in China speak English, it's always appreciated when visitors attempt to speak the local language. Learn some basic Mandarin phrases like "hello" (nǐ hǎo) and "thank you" (xiè xiè), and you'll be surprised how far it gets you.
Be prepared for crowds: China is home to over 1.4 billion people, so expect crowds, especially in popular tourist destinations. Embrace the hustle and bustle, and remember that it's all part of the experience.
Don't be afraid to haggle: Haggling is a common practice in Chinese markets, so don't be afraid to negotiate the price of goods. It's all part of the fun, and you may just snag a great bargain.
Get social: Chinese people are friendly and welcoming, so don't be afraid to strike up a conversation. You may learn something new or even make some new friends. Remember, your trip to China is a chance to experience a rich culture and make lasting memories. With these tips in mind, you're sure to have a fantastic time.
Here are some fun places you can't miss while visiting China.
The Great Wall of China: This incredible feat of engineering is a must-see for anyone visiting China. Spanning over 13,000 miles, it's the longest wall in the world and a true marvel of human ingenuity.
The Forbidden City: Located in the heart of Beijing, this ancient palace complex was once home to the emperors of China. With its stunning architecture and rich history, it's a must-see for anyone interested in Chinese culture.
The Terracotta Army: Discovered in 1974, this collection of over 8,000 life-sized terracotta soldiers and horses is a true wonder of the ancient world. Created over 2,000 years ago, it's an incredible glimpse into China's rich history.
The Zhangjiajie National Forest Park: If you're a nature lover, you won't want to miss this stunning park in Hunan province. With its towering sandstone pillars and lush forests, it's like stepping into a fairy tale.
The Shanghai Tower: As the tallest building in China and the second-tallest in the world, this skyscraper is an engineering marvel. If you're not afraid of heights, the observation deck on the 118th floor offers stunning views of the city below.
The Giant Panda Breeding Research Base: Who doesn't love pandas? This research facility in Chengdu is dedicated to protecting these adorable creatures and is a must-visit for any animal lover.
The Yellow Mountains: Located in Anhui province, these stunning peaks are known for their unique rock formations, beautiful sunrises, and breathtaking views. Whether you're a hiker or just want to take in the scenery, it's a must-see destination.
The West Lake: Located in Hangzhou, this beautiful lake is surrounded by lush gardens, pagodas, and temples. It's a perfect spot to relax and take in the natural beauty of China.
If you're intending to visit China, it's crucial to comprehend the various kinds of visas that are accessible to visitors. Below are the primary kinds of visas that are obtainable.
Tourist visa (L visa)
This visa is for those who are travelling to China for tourism purposes.
Business visa (M visa)
This visa is for those who are travelling to China for business purposes, such as attending a conference or meeting with clients.
Work visa (Z visa)
This visa is for those who are travelling to China to work for a Chinese employer.
Student visa (X visa)
This visa is for those who are travelling to China to study at a Chinese university or educational institution.
Transit visa (G visa)
This visa is for those who are travelling through China on their way to another country.
Note: For up-to-date information on visa regulations and fees, we suggest contacting either the Chinese Embassy in India or a reputable travel agency.
In case of an emergency during your stay in China, you may utilise the contact details mentioned in the table below to get in touch with the Indian Embassy in China.
Embassy of India, Beijing
No. 5, Liang Ma Qiao Bei Jie, Chaoyang District, Beijing, China
8.30 A.M. to 5.30 P.M. (Monday to Friday)
Beijing Daxing International Airport
Beijing Capital International Airport
Guangzhou Baiyun International Airport
Kunming Changshui International Airport
Shanghai Pudong International Airport
Chengdu Shuangliu International Airport
Hong Kong International Airport
This section lists some of the documents you may require to travel to China.
A valid passport with at least six months validity remaining from the date of entry into China.
A Chinese visa, which can be obtained by submitting an application to a Chinese embassy or consulate in your home country.
A completed Health Declaration Form, which can be obtained online or on arrival in China.
Proof of a negative COVID-19 nucleic acid test taken within 48 hours of departure for China.
Travel itinerary and proof of accommodation arrangements in China.
Proof of sufficient funds to cover your expenses during your stay in China.
Any additional documents required by Chinese authorities, depending on the purpose of your visit (e.g., invitation letter from a Chinese company, student visa for studying in China, etc.).
While travel insurance is not mandatory for visiting China, it is highly recommended. China is a foreign country with different customs, laws, and healthcare systems, and unexpected events can happen. Travel insurance can provide you with peace of mind and financial protection during your trip.
The coverage provided by ACKO Travel Insurance can vary depending on the policy you choose. However, it typically includes medical expenses, emergency medical evacuation, trip cancellation or interruption, baggage loss or delay, and personal liability.
Yes, you can still buy ACKO Travel Insurance if you have pre-existing medical conditions. However, these conditions may not be covered under the policy. Be sure to check the policy details carefully before purchasing.
You can easily buy ACKO Travel Insurance for China online. Simply visit the ACKO website/app, select the policy you want, and fill in the required information.
The cost of ACKO Travel Insurance to China from India can vary depending on the policy you choose, the length of your trip, and your age. However, it is generally affordable and can be as low as a few hundred rupees per day of coverage.
Disclaimer: The plans, services, features, processes, and other details mentioned on this page are subject to availability and changes. Please check the applicable policy wordings before making any insurance-related decisions.